August 21, 2026
mayank
NJ ELSS Tax Saver Scheme
| Fund at a Glance | |
| NAV Growth (Rs.) | 15.06 |
| NAV IDCW (Rs.) | 15.06 |
| NAV Bonu (Rs.) | — |
| Min. Investment (Rs.) | 500 |
| Min. SIP Investment (Rs.) | 500 |
| Min. No of Cheques | 6 |
| Benchmark | NIFTY 500 TRI |
| AUM Rs. | 346 Cr |
| (As on 31-Jul-2026) | |
| Expense | 0.47% |
| 1 Year Return (%) | -1.18 |
| 3 Year Return (%) | 12.08 |
| 5 Year Return (%) | — |
| 10 Year Return (%) | — |
| Return Since Launch | 13.75% |
Suitable For Which Investors?
ELSS funds are suitable for investors:
1. Seeking tax savings u/s 80C through a diversified equity portfolio
2. Aiming for long-term wealth creation
3. With a 5+ year investment horizon
4. Who are at ease with the market’s ups and downs
Note:
• Invest only through SIP
• The fund has a lock-in-period of 3 years
Fund’s Investment Strategy:
The Scheme seeks to generate income and long-term capital appreciation from a diversified portfolio of predominantly equity and equity-related instruments.
Fund Manager:
1) Dhaval Patel
Education: Mr. Patel has done IBS from Hyderabad
Experience: Prior to joining NJ Mutual Fund, he has worked with Axis Mutual Fund, Credit Analysis & Research Ltd.
2) Jaimin Ilavia
Education: M.Com, CFA
Experience: Mr. Jaimin has Experience in dealing and portfolio management across various investment strategies of Portfolio management Services (PMS) segment in NJ AMC.
3) Viral Shah
Education: Mr. Shah has done B.E. and MBA (Finance)
Experience: Mr. Shah has started his career with NJ Group and has been Principal Officer for PMS segment with NJ Asset Management for more than 10 years.
Investment Details
| Min. Investment (Rs) | 500 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | — |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | 3 Years |
| Exit Load | 0 |
Basic Details of NJ ELSS Tax Saver Scheme
| Fund House | NJ Mutual Fund |
| Launch Date | 16-Jun-23 |
| Return Since Launch | 13.75% |
| Benchmark | NIFTY 500 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | 346 Cr |
| (As on 31-Jul-2026) | |
| Expense | 0.47% |
| (As on 31-Jul-2026) | |
| Risk Grade | Above Average |
| Return Grade | Average |
| Turnover | 66.00% |
NJ ELSS Tax Saver Scheme Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| NJ ELSS Tax Saver Dir | 2.45 | -0.40 | 1.83 | 4.95 | 5.17 | -1.18 | 12.08 | — | — | — |
| BSE 500 TRI | -1.16 | -0.43 | 0.85 | 5.19 | -0.23 | 3.05 | 12.59 | — | — | — |
| Equity: ELSS | 0.05 | -0.37 | 0.95 | 5.58 | 2.20 | 2.41 | 13.65 | — | — | — |
| Rank within category | 13 | 27 | 10 | 21 | 9 | 30 | 24 | — | — | — |
| Number of funds in category | 40 | 40 | 40 | 40 | 40 | 40 | 38 | 33 | 32 | 28 |
Peer Comparison of NJ ELSS Tax Saver Scheme
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| NJ ELSS Tax Saver Dir | 3 out of 5 stars | -1.18 | 12.08 | — | 0.47 | 346 | 13.75 | — | 3Y 2M | 66.00 |
| SBI ELSS Tax Saver Dir | 5 out of 5 stars | -0.44 | 16.20 | 16.19 | 0.83 | 32,300 | 15.23 | — | 13Y 7M | 52.00 |
| DSP ELSS Tax Saver Dir | 4 out of 5 stars | 1.41 | 15.25 | 13.15 | 0.65 | 16,738 | 16.58 | — | 13Y 7M | 39.00 |
| HDFC ELSS Tax Saver Dir | 5 out of 5 stars | -2.43 | 15.14 | 15.85 | 0.96 | 16,095 | 14.18 | — | 13Y 7M | 21.31 |
| Nippon India ELSS Tax Saver Dir | 4 out of 5 stars | 2.23 | 14.39 | 13.41 | 0.87 | 14,910 | 13.81 | — | 13Y 7M | 17.00 |
NJ ELSS Tax Saver Scheme Portfolio Analysis
| No. of Stocks | 25 |
| Top 10 Stocks | 50.21% |
| Top 5 Stocks | 26.54% |
| Top 3 Sectors | 57.88% |
| Portfolio P/B Ratio | 5.26 |
| Portfolio P/E Ratio | 22.95 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 54,045 | 1,95,903 |
| Large (%) | 26.59 | 62.38 |
| Mid (%) | 37.42 | 17.97 |
| Small (%) | 35.99 | 20.66 |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
Apply Online: https://investnow.njmutualfund.com/
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>> NFO Guidance: https://sahifund.com/category/nfos/
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