August 21, 2026
mayank
NJ Balanced Advantage Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 14.68 |
| NAV IDCW (Rs.) | 14.68 |
| NAV Bonu (Rs.) | — |
| Min. Investment (Rs.) | 500 |
| Min. SIP Investment (Rs.) | 100 |
| Min. No of Cheques | 6 |
| Benchmark | NIFTY 50 Hybrid Composite Debt 50:50 Index |
| AUM Rs. | 3,425 Cr |
| (As on 31-Jul-2026) | |
| Expense | 0.50% |
| 1 Year Return (%) | 1.52 |
| 3 Year Return (%) | 9.95 |
| 5 Year Return (%) | — |
| 10 Year Return (%) | — |
| Return Since Launch | 8.31% |
Suitable For Which Investors?
Dynamic Asset Allocation funds are suitable for investors:
1. Looking to invest in a portfolio of equity and debt for moderate returns
2. Who prefer to let fund manager decide how much to invest in equity and in debt
3. Aiming for long-term wealth creation
4. With a 5+ year investment horizon
5. Who are new/unfamiliar with market’s ups and downs
Note:
• Invest only through SIP
Fund’s Investment Strategy:
The scheme seeks to generate capital appreciation by dynamically allocating its assets between equity and specified debt securities.
Fund Manager:
1) Jaimin Ilavia
Education: M.Com, CFA
Experience: Mr. Jaimin has Experience in dealing and portfolio management across various investment strategies of Portfolio management Services (PMS) segment in NJ AMC.
2) Viral Shah
Education: Mr. Shah has done B.E. and MBA (Finance)
Experience: Mr. Shah has started his career with NJ Group and has been Principal Officer for PMS segment with NJ Asset Management for more than 10 years.
3) Dhaval Patel
Education: Mr. Patel has done IBS from Hyderabad
Experience: Prior to joining NJ Mutual Fund, he has worked with Axis Mutual Fund, Credit Analysis & Research Ltd.
Investment Details
| Min. Investment (Rs) | 500 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | — |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of NJ Balanced Advantage Fund
| Fund House | NJ Mutual Fund |
| Launch Date | 29-Oct-21 |
| Return Since Launch | 8.31% |
| Benchmark | NIFTY 50 Hybrid Composite Debt 50:50 Index |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | 3,425 Cr |
| (As on 31-Jul-2026) | |
| Expense | 0.50% |
| (As on 31-Jul-2026) | |
| Risk Grade | Average |
| Return Grade | Average |
| Turnover | 387.00% |
NJ Balanced Advantage Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| NJ Balanced Advantage Dir | 1.73 | -0.20 | 1.38 | 3.09 | 3.09 | 1.52 | 9.95 | — | — | — |
| Hybrid: Dynamic Asset Allocation | 0.95 | -0.19 | 0.87 | 4.24 | 1.99 | 3.80 | 10.84 | — | — | — |
| Rank within category | 17 | 23 | 10 | 30 | 11 | 30 | 23 | — | — | — |
| Number of funds in category | 37 | 38 | 38 | 38 | 38 | 37 | 31 | 22 | 19 | 10 |
Peer Comparison of NJ Balanced Advantage Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| NJ Balanced Advantage Dir | 2 out of 5 stars | 1.52 | 9.95 | — | 0.50 | 3,425 | 8.31 | — | 4Y 9M | 387.00 |
| HDFC Balanced Advantage Dir | 5 out of 5 stars | 2.29 | 13.28 | 15.69 | 0.63 | 1,07,766 | 14.60 | 1.00 (365) | 13Y 7M | 9.85 |
| ICICI Pru Balanced Advantage Dir | 4 out of 5 stars | 7.73 | 12.80 | 11.72 | 0.71 | 74,555 | 12.76 | 1.00 (365) | 13Y 7M | 246.00 |
| SBI Balanced Advantage Dir | 4 out of 5 stars | 4.39 | 11.03 | — | 0.58 | 42,244 | 10.81 | 1.00 (365) | 4Y 11M | 13.00 |
| Nippon India Balanced Advantage Dir | 4 out of 5 stars | 5.51 | 12.08 | 10.45 | 0.54 | 9,898 | 11.92 | 1.00 (365) | 13Y 7M | 183.00 |
NJ Balanced Advantage Fund Portfolio Analysis
| No. of Stocks | 121 |
| Top 10 Holdings | 34.55% |
| Top 5 Stocks | 20.13% |
| Top 3 Sectors | 41.21% |
| Portfolio P/B Ratio | 3.72 |
| Portfolio P/E Ratio | 24.47 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,77,512 | 2,29,498 |
| Large (%) | 62.93 | 70.73 |
| Mid (%) | 25.50 | 16.77 |
| Small (%) | 11.58 | 12.81 |
| Fund | Category | |
| Number of Securities | 256 | 115 |
| Macaulay Duration (yrs) | 0.08 | 2.67 |
| Average Maturity (yrs) | 0.08 | 4.30 |
| Yield to Maturity (%) | 5.91 | 6.84 |
| Avg Credit Rating | GOI/Cash | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
Apply Online: https://investnow.njmutualfund.com/
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