October 22, 2026
mayank
JM Medium to Long Term Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 71.39 |
| NAV IDCW Quarterly (Rs.) | 25.22 |
| Bonus NaV (Rs.) | — |
| Min. Investment (Rs.) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. No of Cheques | 12 |
| Benchmark |
CRISIL Medium to Long Duration Debt A-III Index
|
| AUM Rs. | 29 Cr |
| (As on 30-Sep-2026) | |
| Expense | 0.50% |
| 1 Year Return (%) | 1.82 |
| 3 Year Return (%) | 6.38 |
| 5 Year Return (%) | 5.17 |
| 10 Year Return (%) | 4.45 |
| Return Since Launch | 5.47% |
Suitable For Which Investors?
Medium to Long Term funds are suitable for investors:
1. Seeking higher debt returns by taking a view on the interest rate cycle
2. Who understand these funds can swing sharply as interest rates move
3. Who can withstand higher volatility and risk in their debt portfolio
Note:
• Most investors can skip these funds and stick to core debt funds instead
• Unlike FD, there is no guarantee of returns
• Not suitable for long term wealth creation
Fund’s Investment Strategy:
The scheme seeks to provide high degree of liquidity, along with current income and capital preservation through a mix of debt and equity.
Fund Manager:
1) Killol Pandya
Education: Mr. Pandya is a B.Com (H) from N.M College of Commerce, DPCM from ICFAI and MMS (Finance) from K.J. Somaiya Institute of Management Studies and Research.
Experience: Prior to joining JM Financial Asset Management Limited he has worked with Barclays Securities India Private Ltd,Peerless Funds Management Co. Limited, LIC Nomura Mutual Fund AMC , Daiwa Asset Management (India) Pvt. Ltd., SBI Funds Management Pvt Ltd., IL&FS Investsmart Ltd. and Darashaw & Co. Pvt. Ltd.
2) Jayant Dhoot
Education: Chartered Accountant, Company Secretary, B.Com
Experience: Prior to joining the JM MF, he was worked with Taurus Corporate Advisory Services Pvt Ltd, Nuvama Wealth & Investment Ltd, NVS Brokerage Pvt. Ltd.
3) Ruchi Fozdar
Education: Ms. Ruchi is a graduate in science and PGDBM in finance
Experience: Prior to joining JM Mutual Fund, she was associated with few brokers and institutions like Reliance Life Insurance Co. Ltd. and Mahindra Manulife Mutual Fund
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | 5,000 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of JM Medium to Long Term Fund
| Fund House | JM Financial Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 5.47% |
| Benchmark | CRISIL Medium to Long Duration Debt A-III Index |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | 29 Cr |
| (As on 30-Sep-2026) | |
| Expense | 0.50% |
| (As on 30-Sep-2026) | |
| Risk Grade | Below Average |
| Return Grade | Average |
Trailing Returns (%) of JM Medium to Long Term Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| JM Medium to Long Term Dir | 1.33 | -0.03 | -0.92 | -1.15 | 0.60 | 1.82 | 6.38 | 5.17 | 5.07 | 4.45 |
| Debt: Medium to Long Term | 2.43 | -0.03 | -0.62 | -0.65 | 1.66 | 2.79 | 6.67 | 5.82 | 6.28 | 6.27 |
| Rank within category | 14 | 8 | 13 | 13 | 14 | 13 | 11 | 13 | 13 | 13 |
| Number of funds in category | 14 | 14 | 14 | 14 | 14 | 14 | 13 | 13 | 13 | 13 |
Peer Comparison of JM Medium to Long Term Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| JM Medium to Long Term Dir | 4 out of 5 stars | 1.82 | 6.38 | 5.17 | 0.50 | 29 | 5.47 | — | 13Y 9M |
| ICICI Pru Medium to Long Term Dir | 4 out of 5 stars | 2.55 | 6.82 | 6.13 | 0.50 | 2,019 | 7.74 | — | 13Y 9M |
| SBI Medium to Long Term Dir | 1 out of 5 stars | 3.15 | 6.66 | 6.07 | 0.66 | 2,036 | 7.77 | 1.00 (365) | 13Y 9M |
| Kotak Medium to Long Term Dir | 3 out of 5 stars | 2.87 | 7.00 | 5.91 | 0.63 | 1,760 | 7.46 | — | 13Y 9M |
| ABSL Medium to Long Term Dir | 1 out of 5 stars | 1.47 | 6.13 | 5.30 | 0.59 | 1,734 | 7.40 | — | 13Y 9M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 7 | 25 |
| Macaulay Duration (yrs) | 4.12 | 5.07 |
| Average Maturity (yrs) | 5.09 | 9.91 |
| Yield to Maturity (%) | 6.91 | 7.30 |
| Avg Credit Rating | AAA | — |
Apply Online: https://investor.jmfinancialmf.com/jmfinvestor/
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