October 22, 2026
mayank
JM Dynamic Term Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 46.35 |
| Monthly NAV IDCW (Rs.) | 46.95 |
| Quarterly NAV IDCW (Rs.) | 46.60 |
| Min. Investment (Rs.) | 1,000 |
| Min. SIP Investment (Rs.) | 100 |
| Min. No of Cheques | 12 |
| Benchmark |
CRISIL Dynamic Bond A-III Index
|
| AUM Rs. | 52 Cr |
| (As on 30-Sep-2026) | |
| Expense | 0.36% |
| 1 Year Return (%) | 2.67 |
| 3 Year Return (%) | 6.59 |
| 5 Year Return (%) | 5.94 |
| 10 Year Return (%) | 6.52 |
| Return Since Launch | 7.25% |
Suitable For Which Investors?
Dynamic Term funds are suitable for investors:
1. Seeking higher debt returns by actively betting on the interest rate cycle
2. Who understand these funds can swing sharply if its interest rate calls go wrong
3. Who can withstand higher volatility and risk in their debt portfolio
Note:
• Most investors can skip these funds and stick to core debt funds instead
• Unlike FD, there is no guarantee of returns
• Not suitable for long term wealth creation
Fund’s Investment Strategy:
The scheme seeks to actively manage a portfolio of good quality debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders.
Fund Manager:
1) Killol Pandya
Education: Mr. Pandya is a B.Com (H) from N.M College of Commerce, DPCM from ICFAI and MMS (Finance) from K.J. Somaiya Institute of Management Studies and Research.
Experience: Prior to joining JM Financial Asset Management Limited he has worked with Barclays Securities India Private Ltd,Peerless Funds Management Co. Limited, LIC Nomura Mutual Fund AMC , Daiwa Asset Management (India) Pvt. Ltd., SBI Funds Management Pvt Ltd., IL&FS Investsmart Ltd. and Darashaw & Co. Pvt. Ltd.
2) Jayant Dhoot
Education: Chartered Accountant, Company Secretary, B.Com
Experience: Prior to joining the JM MF, he was worked with Taurus Corporate Advisory Services Pvt Ltd, Nuvama Wealth & Investment Ltd, NVS Brokerage Pvt. Ltd.
3) Ruchi Fozdar
Education: Ms. Ruchi is a graduate in science and PGDBM in finance
Experience: Prior to joining JM Mutual Fund, she was associated with few brokers and institutions like Reliance Life Insurance Co. Ltd. and Mahindra Manulife Mutual Fund
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (RS) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | 5,000 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of JM Dynamic Term Fund
| Fund House | JM Financial Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 7.25% |
| Benchmark | CRISIL Dynamic Bond A-III Index |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | 52 Cr |
| (As on 30-Sep-2026) | |
| Expense | 0.36% |
| (As on 30-Sep-2026) | |
| Risk Grade | Below Average |
| Return Grade | Average |
JM Dynamic Term Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| JM Dynamic Term Dir | 2.16 | 0.05 | -0.23 | 0.04 | 1.66 | 2.67 | 6.59 | 5.94 | 5.97 | 6.52 |
| Debt: Dynamic Term | 2.51 | -0.02 | -0.58 | -0.52 | 1.63 | 2.83 | 6.73 | 5.99 | 6.37 | 6.41 |
| Rank within category | 14 | 3 | 6 | 6 | 12 | 14 | 14 | 12 | 17 | — |
| Number of funds in category | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 21 | 17 |
Peer Comparison of JM Dynamic Term Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| JM Dynamic Term Dir | 3 out of 5 stars | 2.67 | 6.59 | 5.94 | 0.36 | 52 | 7.25 | — | 13Y 9M |
| Nippon India Dynamic Term Dir | 4 out of 5 stars | 3.32 | 7.20 | 6.10 | 0.30 | 3,702 | 7.55 | — | 13Y 9M |
| SBI Dynamic Term Dir | 4 out of 5 stars | 4.77 | 7.49 | 6.80 | 0.53 | 3,502 | 7.99 | 0.25 (30) | 13Y 9M |
| Axis Dynamic Term Dir | 4 out of 5 stars | 4.81 | 7.39 | 6.18 | 0.27 | 969 | 8.21 | — | 13Y 9M |
| 360 ONE Dynamic Term Dir | 5 out of 5 stars | 3.86 | 7.88 | 6.65 | 0.29 | 549 | 7.23 | — | 13Y 3M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 14 | 27 |
| Macaulay Duration (yrs) | 3.10 | 4.74 |
| Average Maturity (yrs) | 3.90 | 10.34 |
| Yield to Maturity (%) | 7.31 | 7.13 |
| Avg Credit Rating | AAA | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
Apply Online: https://investor.jmfinancialmf.com/jmfinvestor/
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