August 17, 2026
mayank
Axis Retirement Fund-Dynamic Plan
| Fund at a Glance | |
| NAV Growth (Rs.) | 22.19 |
| NAV IDCW (Rs.) | 20.23 |
| NAV Bonu (Rs.) | — |
| Min. Investment (Rs.) | 5,000 |
| Min. SIP Investment (Rs.) | 1,000 |
| Min. No of Cheques | 6 |
| Benchmark | CRISIL Hybrid 35+65 Aggressive Index |
| AUM Rs. | 285 Cr |
| (As on 31-Jul-2026) | |
| Expense | 1.11% |
| 1 Year Return (%) | 5.22 |
| 3 Year Return (%) | 14.27 |
| 5 Year Return (%) | 10.58 |
| 10 Year Return (%) | — |
| Return Since Launch | 12.74% |
Suitable For Which Investors?
Dynamic Asset Allocation funds are suitable for investors:
1. Looking to invest in a portfolio of equity and debt for moderate returns
2. Who prefer to let fund manager decide how much to invest in equity and in debt
3. Aiming for long-term wealth creation
4. With a 5+ year investment horizon
5. Who are new/unfamiliar with market’s ups and downs
Note:
• Invest only through SIP
• The fund carries a lock-in period of 5 years or till the investor attains retirement age, whichever is earlier
Fund’s Investment Strategy:
The schemes seeks to generating capital appreciation by investing in equity and equity related securities as well as generating income by investing in debt and money market securities, while attempting to manage risk from the market through active asset allocation.
Fund Manager:
1) Devang Shah
Education: Mr. Shah is B.Com and ACA.
Experience: Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.
2) Hardik Shah
Education: Mr. Shah has done B.E. Information Technology and MBA Finance.
Experience: Prior to joining Axis Mutual Fund, he has worked with Nippon India Mutual Fund, Quantum Asset Management Company and ICAP India (P) Ltd.
3) Jayesh Sundar
Education: Mr. Sundar is a Chartered Accountant
Experience: Prior to joining Axis MF, he has worked with Aviva Life Insurance Company, Tata Securities Ltd., Collins Stewart India Pvt. Ltd., IL&FS Investsmart and CRISIL
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 1,000 |
| Min. Withdrawal (Rs) | — |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | 5 Years |
| Exit Load | 0 |
Basic Details of Axis Retirement Fund-Dynamic Plan
| Fund House | Axis Mutual Fund |
| Launch Date | 20-Dec-19 |
| Return Since Launch | 12.74% |
| Benchmark | CRISIL Hybrid 35+65 Aggressive Index |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | 285 Cr |
| (As on 31-Jul-2026) | |
| Expense | 1.11% |
| (As on 31-Jul-2026) | |
| Risk Grade | High |
| Return Grade | Above Average |
| Turnover | — |
Axis Retirement Fund-Dynamic Plan Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Axis Retirement-Dynamic Plan Dir | 1.32 | 0.32 | 2.35 | 8.09 | 2.35 | 5.22 | 14.27 | 10.58 | — | — |
| Hybrid: Dynamic Asset Allocation | 1.76 | 0.06 | 1.55 | 5.46 | 1.94 | 5.83 | 11.22 | 10.14 | — | — |
| Rank within category | 25 | 4 | 7 | 3 | 21 | 22 | 2 | 10 | — | — |
| Number of funds in category | 40 | 41 | 41 | 41 | 40 | 38 | 31 | 23 | 20 | 11 |
Peer Comparison of Axis Retirement Fund-Dynamic Plan
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Axis Retirement-Dynamic Plan Dir | 2 out of 5 stars | 5.22 | 14.27 | 10.58 | 1.11 | 285 | 12.74 | — | 6Y 7M | — |
| HDFC Balanced Advantage Dir | 5 out of 5 stars | 4.31 | 13.74 | 15.73 | 0.64 | 1,07,766 | 14.70 | 1.00 (365) | 13Y 7M | 10.18 |
| ICICI Pru Balanced Advantage Dir | 4 out of 5 stars | 9.96 | 12.94 | 11.84 | 0.71 | 74,555 | 12.82 | 1.00 (365) | 13Y 7M | 257.00 |
| SBI Balanced Advantage Dir | 4 out of 5 stars | 6.48 | 11.28 | — | 0.58 | 42,244 | 11.08 | 1.00 (365) | 4Y 11M | 13.00 |
| Nippon India Balanced Advantage Dir | 4 out of 5 stars | 8.02 | 12.27 | 10.68 | 0.54 | 9,898 | 12.00 | 1.00 (365) | 13Y 7M | 193.00 |
Axis Retirement Fund-Dynamic Plan Portfolio Analysis
| No. of Stocks | 92 |
| Top 10 Holdings | 36.66% |
| Top 5 Stocks | 24.09% |
| Top 3 Sectors | 45.24% |
| Portfolio P/B Ratio | 3.72 |
| Portfolio P/E Ratio | 26.90 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,20,333 | 2,29,498 |
| Large (%) | 68.97 | 70.73 |
| Mid (%) | 17.20 | 16.78 |
| Small (%) | 13.83 | 12.81 |
| Fund | Category | |
| Number of Securities | 96 | 115 |
| Macaulay Duration (yrs) | 6.93 | 2.72 |
| Average Maturity (yrs) | 15.79 | 4.31 |
| Yield to Maturity (%) | 6.58 | 6.95 |
| Avg Credit Rating | GOI/Cash | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
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https://www.axismf.com/mutual-funds
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