August 17, 2026
mayank
Axis Retirement Fund-Conservative Plan
| Fund at a Glance | |
| NAV Growth (Rs.) | 17.87 |
| NAV IDCW (Rs.) | 16.29 |
| NAV Bonu (Rs.) | — |
| Min. Investment (Rs.) | 5,000 |
| Min. SIP Investment (Rs.) | 1,000 |
| Min. No of Cheques | 6 |
| Benchmark | CRISIL Hybrid 75+25 Conservative Index |
| AUM Rs. | 48 Cr |
| (As on 31-Jul-2026) | |
| Expense | 1.06% |
| 1 Year Return (%) | 4.09 |
| 3 Year Return (%) | 9.11 |
| 5 Year Return (%) | 7.31 |
| 10 Year Return (%) | — |
| Return Since Launch | 9.13% |
Suitable For Which Investors?
Conservative Hybrid funds are suitable for investors:
1. Looking to invest mostly in debt (~75%) with a small equity allocation (~25%)
2. Aiming for moderately higher returns than fixed deposits, with limited volatility
3. Looking to generate regular income
4. With 3-5 year investment horizon
Note:
• Invest preferably through SIP
• The fund carries a lock-in period of 5 years or till the investor attains retirement age, whichever is earlier
Fund’s Investment Strategy:
The schemes seeks to generate regular income through investments predominantly in debt and money market instruments and to generate long term capital appreciation by investing certain portion of the portfolio in equity and equity related securities.
Fund Manager:
1) Devang Shah
Education: Mr. Shah is B.Com and ACA.
Experience: Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.
2) Hardik Shah
Education: Mr. Shah has done B.E. Information Technology and MBA Finance.
Experience: Prior to joining Axis Mutual Fund, he has worked with Nippon India Mutual Fund, Quantum Asset Management Company and ICAP India (P) Ltd.
3) Jayesh Sundar
Education: Mr. Sundar is a Chartered Accountant
Experience: Prior to joining Axis MF, he has worked with Aviva Life Insurance Company, Tata Securities Ltd., Collins Stewart India Pvt. Ltd., IL&FS Investsmart and CRISIL
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 1,000 |
| Min. Withdrawal (Rs) | — |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | 5 Years |
| Exit Load | 0 |
Basic Details of Axis Retirement Fund-Conservative Plan
| Fund House | Axis Mutual Fund |
| Launch Date | 20-Dec-19 |
| Return Since Launch | 9.13% |
| Benchmark | CRISIL Hybrid 75+25 Conservative Index |
| Riskometer | High |
| Type | Open-ended |
| Assets | 48 Crr |
| (As on 31-Jul-2026) | |
| Expense | 1.06% |
| (As on 31-Jul-2026) | |
| Risk Grade | High |
| Return Grade | Average |
| Turnover | — |
Axis Retirement Fund-Conservative Plan Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Axis Retirement-Conservative Plan Dir | -0.02 | 0.13 | 0.88 | 4.46 | 0.48 | 4.09 | 9.11 | 7.31 | — | — |
| Hybrid: Conservative Hybrid | 2.73 | 0.05 | 0.77 | 3.62 | 2.47 | 5.51 | 8.76 | 8.21 | — | — |
| Rank within category | 28 | 3 | 12 | 4 | 28 | 23 | 11 | 23 | — | — |
| Number of funds in category | 29 | 29 | 29 | 29 | 29 | 28 | 28 | 28 | 24 | 22 |
Peer Comparison of Axis Retirement Fund-Conservative Plan
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Axis Retirement-Conservative Plan Dir | 1 out of 5 stars | 4.09 | 9.11 | 7.31 | 1.06 | 48 | 9.13 | — | 6Y 7M | — |
| SBI Conservative Hybrid Dir | 4 out of 5 stars | 6.92 | 9.17 | 9.29 | 0.80 | 10,210 | 9.75 | 1.00 (365) | 13Y 7M | — |
| Parag Parikh Conservative Hybrid Dir | 5 out of 5 stars | 5.83 | 10.68 | 9.99 | 0.24 | 3,473 | 9.68 | 1.00 (365) | 5Y 2M | — |
| ICICI Pru Regular Savings Dir | 5 out of 5 stars | 5.57 | 9.66 | 9.18 | 0.83 | 3,356 | 10.36 | 1.00 (365) | 13Y 7M | 90.00 |
| Kotak Debt Hybrid Dir | 4 out of 5 stars | 5.52 | 9.59 | 9.42 | 0.49 | 2,860 | 10.45 | 1.00 (180) | 13Y 7M | 24.23 |
Axis Retirement Fund-Conservative Plan Portfolio Analysis
| Number of Stocks | 29 |
| Number of Bonds | 4 |
| Average Maturity (yrs) * | 16.43 |
| Top 10 Holdings | 77.24% |
| Portfolio P/B Ratio | 3.26 |
| Portfolio P/E Ratio | 22.53 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 4,63,178 | 2,30,900 |
| Large (%) | 92.08 | 66.01 |
| Mid (%) | 7.92 | 18.76 |
| Small (%) | — | 17.66 |
| Fund | Category | |
| Number of Securities | 33 | 65 |
| Macaulay Duration (yrs) | 8.25 | 4.09 |
| Average Maturity (yrs) | 16.43 | 6.84 |
| Yield to Maturity (%) | 6.99 | 7.21 |
| Avg Credit Rating | GOI/Cash | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
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https://www.axismf.com/mutual-funds
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