Aditya Birla (ABSL) Savings Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 597.91 |
| Daily NAV IDCW (Rs.) | 100 |
| Weekly NAV IDCW (Rs.) | 100.59 |
| Min. Investment (Rs.) | 1,000 |
| Min. SIP Investment (Rs.) | 1,000 |
| Min. No of Cheques | 6 |
| Benchmark | NIFTY Ultra Short Duration Debt Index A-I |
| AUM Rs. | 17,816 Cr |
| (As on 30-Jun-2026) | |
| Expense | 0.26% |
| 1 Year Return (%) | 6.49 |
| 3 Year Return (%) | 7.48 |
| 5 Year Return (%) | 6.67 |
| 10 Year Return (%) | 7.03 |
| Return Since Launch | 7.68% |
Suitable For Which Investors?
Ultra Short Duration funds are suitable for:
1. Parking emergency corpus or idle money for capital preservation
2. Earning slightly higher returns than savings bank account, with low volatility
3. Investment horizon of 3 months to 1 year
Note:
• There is no guarantee of returns
• Not suitable for long-term wealth creation
Fund’s Investment Strategy:
The scheme aims to generate regular income from a portfolio of debt and money market instruments, cash and cash equivalents.
Fund Manager:
1) Kaustubh Gupta
Education: Mr. Gupta is a B.Com and a Chartered Accountant.
Experience: Prior to joining Aditya Birla Sun Life AMC he has worked with ICICI Bank.
2) Monika Gandhi
Education: Ms. Gandhi is CA, CAIIB and B.Com.(Hons)
Experience: Prior to joining Aditya Birla Sun life Mutual Fund, she was a Deputy General Manager in IDBI Bank for 13 years wherein she handled project appraisal, credit evaluation and credit monitoring for Large and Mid-Corporates.
3) Sunaina da Cunha
Education: Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.
Experience: Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 1,000 |
| Min. Withdrawal (Rs) | 1 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of Aditya Birla (ABSL) Savings Fund
| Fund House | Aditya Birla Sun Life Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 7.68% |
| Benchmark | NIFTY Ultra Short Duration Debt Index A-I |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | 17,816 Cr |
| (As on 30-Jun-2026) | |
| Expense | 0.26% |
| (As on 30-Jun-2026) | |
| Risk Grade | High |
| Return Grade | Above Average |
Aditya Birla (ABSL) Savings Fund Trailing Returns (%)
| Fund name | YTD info | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| ABSL Savings Dir | 3.65 | 0.02 | 0.66 | 1.71 | 3.45 | 6.49 | 7.48 | 6.67 | 6.61 | 7.03 |
| Debt: Ultra Short Duration* | 3.74 | 0.02 | 0.61 | 1.69 | 3.53 | 6.49 | 7.22 | 6.47 | 6.24 | 6.37 |
| Rank within category* | 24 | 30 | 2 | 12 | 20 | 14 | 3 | 4 | 4 | 2 |
| Number of funds in category* | 31 | 33 | 33 | 32 | 31 | 30 | 24 | 24 | 19 | 11 |
Peer Comparison of Aditya Birla (ABSL) Savings Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| ABSL Savings Dir | 2 out of 5 stars | 6.49 | 7.48 | 6.67 | 0.26 | 17,816 | 7.68 | — | 13Y 6M |
| Tata Ultra Short Term Dir | 5 out of 5 stars | 6.81 | 7.49 | 6.66 | 0.26 | 5,267 | 6.46 | — | 7Y 6M |
| Axis Ultra Short Duration Dir | 4 out of 5 stars | 6.60 | 7.43 | 6.67 | 0.33 | 4,949 | 6.77 | — | 7Y 10M |
| Mirae Asset Ultra Short Duration Dir | 4 out of 5 stars | 6.55 | 7.42 | 6.58 | 0.16 | 1,467 | 6.20 | — | 5Y 9M |
| Invesco India Ultra Short Duration Dir | 4 out of 5 stars | 6.54 | 7.32 | 6.51 | 0.21 | 1,002 | 7.34 | — | 13Y 6M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 135 | 50 |
| Macaulay Duration (yrs) | 0.51 | 0.45 |
| Average Maturity (yrs) | 0.55 | 0.52 |
| Yield to Maturity (%) | 7.45 | 6.91 |
| Avg Credit Rating | AAA | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
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July 27, 2026
mayank



