Aditya Birla (ABSL) Retirement Fund-The 50s Plus-Debt Plan

Fund at a Glance
NAV Growth (Rs.)	14.92
NAV Bonus (Rs.)	—
NAV IDCW (Rs.)	12.13
Min. Investment (Rs.)	1,000
Min. SIP Investment (Rs.)	500
Min. No of Cheques	6
Benchmark	CRISIL Short-Term Bond Index
AUM Rs.	14 Cr
	(As on 30-Jun-2026)
Expense	0.78%
1 Year Return (%)	3.86
3 Year Return (%)	6.06
5 Year Return (%)	5.26
10 Year Return (%)	—
Return Since Launch	5.58%

Suitable For Which Investors?
Short Duration funds are suitable for:
1. Debt allocation in your long-term portfolio
2. Earning marginally higher returns than fixed deposits, with low-to-moderate volatility and flexibility to redeem anytime
3. Investment horizon of 1-3 years
Note:
• Unlike FD, there is no guarantee of returns
• Not suitable for long-term wealth creation
• The fund carries a lock-in period of 5 years or till the investor attains retirement age, whichever is earlier

Fund’s Investment Strategy:
The Scheme seeks to invests in various debt securities and money market instruments issued by corporates and/or state and central government.

Fund Manager:

1) Harshil Suvarnkar
Education: Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
Experience: Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited.

Investment Details

Min. Investment (Rs)	1,000
Min. Addl Investment (Rs)	1,000
Min. SIP Investment (Rs)	500
Min. Withdrawal (Rs)	1
Min. No of Cheques	6
Min. Balance (Rs)	500
Lock-in Period	5 Years
Exit Load	0

Basic Details of Aditya Birla (ABSL) Retirement Fund-The 50s Plus-Debt Plan

Fund House	Aditya Birla Sun Life Mutual Fund
Launch Date	11-Mar-19
Return Since Launch	5.58%
Benchmark	CRISIL Short-Term Bond Index
Riskometer	Moderate
Type	Open-ended
Assets	14 Cr
	(As on 30-Jun-2026)
Expense	0.78%
	(As on 30-Jun-2026)
Risk Grade	High
Return Grade	Low

Aditya Birla (ABSL) Retirement Fund-The 50s Plus-Debt Plan Trailing Returns (%)

Fund name	YTD	1D	1M	3M	6M	1Y	3Y	5Y	7Y	10Y
ABSL Retirement 50s + Debt Dir	2.40	-0.04	0.43	1.55	2.29	3.86	6.06	5.26	5.41	—
Debt: Short Duration	3.13	-0.04	0.59	1.76	3.12	5.36	7.46	6.80	6.95	—
Rank within category	26	18	27	25	27	26	25	22	21	—
Number of funds in category	26	28	28	28	28	26	25	22	21	17

Peer Comparison of Aditya Birla Retirement Fund-The 50s Plus-Debt Plan

	Rating	1 Year Returns	3 Year Returns	5 Year Returns	Expense Ratio (%)	Net Assets (Rs Cr)	Return Since Launch (%)	Exit Load (Days)	Fund Age
ABSL Retirement 50s + Debt Dir	1 out of 5 stars	3.86	6.06	5.26	0.78	14	5.58	—	7Y 4M
ICICI Pru Short Term Dir	4 out of 5 stars	6.20	7.94	7.25	0.38	19,175	8.44	—	13Y 6M
HDFC Short Term Debt Dir	4 out of 5 stars	5.64	7.64	6.69	0.33	15,008	7.97	—	13Y 6M
Bandhan Short Duration Dir	4 out of 5 stars	5.76	7.73	6.51	0.29	8,889	7.81	—	13Y 6M
Axis Short Duration Dir	5 out of 5 stars	5.89	7.82	6.86	0.32	8,183	8.11	—	13Y 6M

Portfolio Breakup

	Fund	Category
Number of Securities	6	63
Macaulay Duration (yrs)	3.21	2.22
Average Maturity (yrs)	5.90	2.86
Yield to Maturity (%)	6.47	7.62
Avg Credit Rating	GOI/Cash	—

Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.

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ABSL Retirement-The 50s Plus-Debt Plan

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