September 19, 2026
mayank
Zerodha Life Cycle Fund 2036
| Fund at a Glance | |
| NAV Growth (Rs.) | 9.91 |
| IDCW NAV (Rs.) | — |
| Bonu NAV (Rs.) | — |
| Min. Investment (Rs.) | 100 |
| Min. SIP Investment (Rs.) | 100 |
| Min. No of Cheques | 1 |
| Benchmark | NIFTY 200 TRI (50), CRISIL 10-Year Gilt (40), Domestic Price of Gold (5), Domestic Price of Silver (5) |
| AUM Rs. | 20 Cr |
| (As on 31-Aug-2026) | |
| Expense | 0.42% |
| 1 Year Return (%) | (As on 31-Aug-2026) |
| 3 Year Return (%) | — |
| 5 Year Return (%) | — |
| 10 Year Return (%) | — |
| Return Since Launch | -0.81% |
Suitable For Which Investors?
Life Cycle Funds are suitable for investors:
• Who want a single fund that systematically shifts from equity to debt as the goal nears
• Whose investment horizon matches with the fund’s tenure
• Who are new/unfamiliar with market’s ups and downs
Fund’s Investment Strategy:
The scheme seeks to provide a goal-based investment solution that seeks to generate long-term capital appreciation by investing across various asset classes i.e., Equity, Debt, InvITs, ETCDs, Gold and Silver ETFs. The fund follows a pre-determined maturity and a dynamic glide path strategy across the product lifespan initially maintaining an aggressive stance and automatically transitioning toward a conservative, debt-heavy allocation to protect capital as the target date approaches.The scheme seeks to provide a goal-based investment solution that seeks to generate long-term capital appreciation by investing across various asset classes i.e., Equity, Debt, InvITs, ETCDs, Gold and Silver ETFs. The fund follows a pre-determined maturity and a dynamic glide path strategy across the product lifespan initially maintaining an aggressive stance and automatically transitioning toward a conservative, debt-heavy allocation to protect capital as the target date approaches.
Fund Manager:
1) Kedarnath Mirajkar
Education: Mr. Mirajkar has done PGDBM (Finance)
Experience: Prior to joining Zerodha Mutual Fund, he has worked with ABSL AMC, HDFC Bank as a Deupty Manager, Bombay Dyeing as a Finance Executive. He has over 10 years of experience in the Mutual Fund Industry.
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 1 |
| Min. No of Cheques | 1 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 3% for redemption within 1 year |
| 2% for redemption after 1 year and within 2 years | |
| 1% for redemption after 2 years and within 3 years |
Basic Details of Zerodha Life Cycle Fund 2031
| Fund House | Zerodha Mutual Fund |
| Launch Date | 10-Jul-26 |
| Return Since Launch | -0.81% |
| Benchmark | NIFTY 200 TRI (50), CRISIL 10-Year Gilt (40), Domestic Price of Gold (5), Domestic Price of Silver (5) |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | 20 Cr |
| (As on 31-Aug-2026) | |
| Base Expense Ratio | 0.42% |
| (As on 31-Aug-2026) | |
| Risk Grade | — |
| Return Grade | — |
| Turnover | — |
Zerodha Life Cycle Fund 2031 Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Zerodha Life Cycle 2036 Dir | — | 0.87 | -1.81 | — | — | — | — | — | — | — |
| Hybrid: Life Cycle | — | 0.42 | -2.67 | — | — | — | — | — | — | — |
| Rank within category | — | 2 | 1 | — | — | — | — | — | — | — |
| Number of funds in category | 0 | 5 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Portfolio Analysis
| No. of Stocks | 250 |
| Top 10 Holdings | 44.22% |
| Top 5 Stocks | 36.26% |
| Top 3 Sectors | 35.62% |
| Portfolio P/B Ratio | 3.22 |
| Portfolio P/E Ratio | 22.63 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,80,379 | 1,78,112 |
| Large (%) | 54.83 | 54.10 |
| Mid (%) | 43.11 | 43.82 |
| Small (%) | 2.06 | 2.08 |
| Fund | Category | |
| Number of Securities | 254 | 254 |
| Macaulay Duration (yrs) | — | — |
| Average Maturity (yrs) | — | — |
| Yield to Maturity (%) | — | — |
| Avg Credit Rating | GOI/Cash | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
Apply Online: https://www.zerodhafundhouse.com/
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