October 14, 2026
mayank
WhiteOak Capital Banking & Financial Services Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 12.81 |
| NAV IDCW (Rs.) | — |
| Bonus NaV (Rs.) | — |
| Min. Investment (Rs.) | 500 |
| Min. SIP Investment (Rs.) | 100 |
| Min. No of Cheques | 6 |
| Benchmark |
NIFTY Financial Services TRI
|
| AUM Rs. | 665 Cr |
| (As on 30-Sep-2026) | |
| Expense | 0.64% |
| 1 Year Return (%) | 0.22 |
| 3 Year Return (%) | — |
| 5 Year Return (%) | — |
| 10 Year Return (%) | — |
| Return Since Launch | 10.13% |
Suitable For Which Investors?
Banking funds are suitable for investors:
1. Wanting a small, supporting exposure to the financial services sector
2. 1Aiming for long term wealth creation
3. With a 7+ year investment horizon, who can withstand the sharper swings of a concentrated portfolio
Note:
• Most investors can skip these funds and stick to diversified equity funds instead
• If you choose to invest, do so only through SIP
Fund’s Investment Strategy:
The Scheme is to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of banks & companies engaged in Financial Services Sector.
Fund Manager:
1) Ramesh Mantri
Education: Mr. Mantri is an MBA, CFA and CA
Experience: Prior to joining WhiteOak Capital Mutual Fund, he has worked with WhiteOak Capital Management, Ashoka Capital Advisers, Smith Management, and CRISIL.
2) Trupti Agrawal
Education: Ms. Agrawal has done B.Com and CA.
Experience: Prior to joining WhiteOak Capital Mutual Fund, she has worked with L&T Infrastructure Finance Co. Ltd. and Ernst & Young.
3) Piyush Baranwal
Education: Mr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA.
Experience: Prior to joining WhiteOak Capital Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).
4) Dheeresh Pathak
Education: Mr. Pathak has done B.E in Electronics Engineering and a PGDBM from MDI Gurgaon
Experience: Prior to joining WhiteOak Capital Mutual Fund, he has worked with Goldman Sachs
5) Ashish Agrawal
Education: PGDBM in Finance from Institute of Management Technology, Ghaziabad and Bachelor of Commerce from University of Lucknow
Experience: Prior to joining Whiteoak Capital AMC, he was working with Motilal Owal Asset Management Co. Ltd from 2016 till date. Citigroup Global Markets Ltd from 2010 to 2016
Investment Details
| Min. Investment (Rs) | 500 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of WhiteOak Capital Banking & Financial Services Fund
| Fund House | WhiteOak Capital Mutual Fund |
| Launch Date | 06-Feb-24 |
| Return Since Launch | 10.13% |
| Benchmark | NIFTY Financial Services TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | 665 Cr |
| (As on 30-Sep-2026) | |
| Expense | 0.64% |
| (As on 30-Sep-2026) | |
| Risk Grade | — |
| Return Grade | — |
| Turnover | 188.00% |
WhiteOak Capital Banking & Financial Services Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| WhiteOak Capital Banking & Financial Services Dir | -3.80 | 0.98 | -3.50 | -4.68 | 2.45 | 0.22 | — | — | — | — |
| BSE Financial Services TRI | -9.05 | 1.11 | -3.09 | -5.45 | -0.24 | -5.47 | — | — | — | — |
| Equity: Sectoral-Banking & Financial Services | -5.16 | 1.24 | -3.17 | -4.13 | 1.37 | 0.13 | — | — | — | — |
| Rank within category | 8 | 44 | 28 | 27 | 11 | 13 | — | — | — | — |
| Number of funds in category | 40 | 48 | 48 | 47 | 45 | 39 | 22 | 14 | 12 | 11 |
Peer Comparison of WhiteOak Capital Banking & Financial Services Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| WhiteOak Capital Banking & Financial Services Dir | Unrated | 0.22 | — | — | 0.64 | 665 | 10.13 | — | 2Y 8M | 188.00 |
| SBI Banking & Financial Services Dir | 4 out of 5 stars | -2.14 | 15.22 | 11.64 | 0.66 | 10,420 | 14.32 | 0.50 (30) | 11Y 7M | 99.00 |
| Nippon India Banking & Financial Srvices Dir | 4 out of 5 stars | -2.09 | 10.88 | 11.86 | 0.83 | 7,367 | 13.15 | 1.00 (30) | 13Y 9M | 25.00 |
| Invesco India Financial Services Dir | 5 out of 5 stars | 2.67 | 16.37 | 13.23 | 0.71 | 1,789 | 15.16 | 1.00 (365) | 13Y 9M | 31.00 |
| Sundaram Financial Services Opportunities Dir | 4 out of 5 stars | 2.54 | 11.65 | 12.89 | 0.68 | 1,614 | 13.20 | 0.50 (30) | 13Y 9M | 29.60 |
WhiteOak Capital Banking & Financial Services Fund Portfolio Analysis
| No. of Stocks | 54 |
| Top 10 Stocks | 47.62% |
| Top 5 Stocks | 34.39% |
| Top 3 Sectors | 92.83% |
| Portfolio P/B Ratio | 2.10 |
| Portfolio P/E Ratio | 16.34 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,38,962 | 2,80,762 |
| Large (%) | 57.71 | 72.26 |
| Mid (%) | 14.08 | 19.78 |
| Small (%) | 28.21 | 13.38 |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
Apply Online: https://online.whiteoakamc.com/investor-login
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