October 19, 2026
mayank
Union Equity Savings Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 18.02 |
| NAV IDCW (Rs.) | 16.81 |
| Bonus NaV (Rs.) | — |
| Min. Investment (Rs.) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. No of Cheques | 6 |
| Benchmark | CRISIL Equity Saving |
| AUM Rs. | 114 Cr |
| (As on 30-Sep-2026) | |
| Expense | 1.25% |
| 1 Year Return (%) | 1.98 |
| 3 Year Return (%) | 6.50 |
| 5 Year Return (%) | 5.66 |
| 10 Year Return (%) | — |
| Return Since Launch | 7.64% |
Suitable For Which Investors?
Equity Savings funds are suitable for investors:
1. Looking to invest about one third each in equity, debt and arbitrage
2. Aiming for moderately higher returns than fixed deposits, with limited volatility
3. Looking to generate regular income
4. With 3-5 year investment horizon
Note:
• Invest preferably through SIP
Fund’s Investment Strategy:
The scheme seek capital appreciation and/or to generate consistent returns by actively investing in a combination of diversified equity and equity related instruments, arbitrage and derivative strategies and exposure in debt and money market instruments.
Fund Manager:
1) Sanjay Bembalkar
Education: Mr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder.
Experience:Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP
2) Gaurav Chopra
Education: Mr. Chopra has done B.Com, Chartered Accountant and CFA (Level III cleared)
Experience: Prior to joining Union Mutual Fund, he was associated with Centrum Portfolio Management Services- Centrum Broking Ltd., Barclays Wealth Trustees (India) Pvt. Ltd. and Sharp & Tanan Associates
3) Parijat Agrawal
Education: Mr. Agrawal is a B.Tech and MBA from IIM Bangalore.
Experience: Prior to joining Union Mutual Fund, he has worked with SBI Mutual Fund, State Bank of Mauritius ltd. and SUN F&C Asset Management.
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | 1% for redemption within 15 days |
Basic Details of Union Equity Savings Fund
| Fund House | Union Mutual Fund |
| Launch Date | 09-Aug-18 |
| Return Since Launch | 7.64% |
| Benchmark | CRISIL Equity Saving |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | 114 Cr |
| (As on 30-Sep-2026) | |
| Expense | 1.25% |
| (As on 30-Sep-2026) | |
| Risk Grade | Average |
| Return Grade | Low |
| Turnover | 79.00% |
Union Equity Savings Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Union Equity Savings Dir | 0.84 | 0.11 | -0.11 | -0.88 | 1.69 | 1.98 | 6.50 | 5.66 | 7.58 | — |
| Hybrid: Equity Savings | 1.53 | 0.25 | -0.21 | -0.28 | 1.89 | 2.94 | 8.39 | 7.59 | 9.45 | — |
| Rank within category | 15 | 18 | 11 | 21 | 14 | 16 | 19 | 21 | 19 | — |
| Number of funds in category | 24 | 24 | 24 | 24 | 24 | 24 | 21 | 21 | 21 | 12 |
Peer Comparison of Union Equity Savings Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Union Equity Savings Dir | 1 out of 5 stars | 1.98 | 6.50 | 5.66 | 1.25 | 114 | 7.64 | 1.00 (15) | 8Y 2M | 79.00 |
| ICICI Pru Equity Savings Dir | 4 out of 5 stars | 2.48 | 6.76 | 7.18 | 0.43 | 14,905 | 8.10 | 0.25 (7) | 11Y 10M | 675.00 |
| Kotak Equity Savings Dir | 4 out of 5 stars | 2.17 | 9.52 | 9.43 | 0.57 | 10,443 | 9.65 | 1.00 (90) | 12Y | 30.28 |
| DSP Equity Savings Dir | 4 out of 5 stars | 1.54 | 8.20 | 7.26 | 0.60 | 3,087 | 9.09 | — | 10Y 6M | 525.00 |
| Edelweiss Equity Savings Dir | 5 out of 5 stars | 6.36 | 10.78 | 9.13 | 0.54 | 1,704 | 9.69 | 0.25 (30) | 12Y | 50.00 |
Union Equity Savings Fund Portfolio Analysis
| Number of Stocks | 75 |
| Number of Bonds | 6 |
| Average Maturity (yrs) | 2.22 |
| Top 10 Holdings | 43.59% |
| Portfolio P/B Ratio | 2.97 |
| Portfolio P/E Ratio | 22.02 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,66,719 | 2,75,554 |
| Large (%) | 61.56 | 78.28 |
| Mid (%) | 21.26 | 13.81 |
| Small (%) | 17.19 | 9.04 |
| Fund | Category | |
| Number of Securities | 101 | 129 |
| Macaulay Duration (yrs) | 1.81 | 2.22 |
| Average Maturity (yrs) | 2.22 | 2.95 |
| Yield to Maturity (%) | 6.69 | 7.06 |
| Avg Credit Rating | GOI/Cash | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
Apply Online: https://www.unionmf.com/investorlogin/
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