October 19, 2026
mayank
Union Dynamic Term Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 24.52 |
| NAV IDCW (Rs.) | 16.43 |
| Bonus NaV (Rs.) | — |
| Min. Investment (Rs.) | 1,000 |
| Min. SIP Investment (Rs.) | 500 |
| Min. No of Cheques | 6 |
| Benchmark |
CRISIL Dynamic Bond A-III Index
|
| AUM Rs. | 62 Cr |
| (As on 30-Sep-2026) | |
| Expense | 1.06% |
| 1 Year Return (%) | -1.28 |
| 3 Year Return (%) | 4.84 |
| 5 Year Return (%) | 4.00 |
| 10 Year Return (%) | 5.10 |
| Return Since Launch | 6.10% |
Suitable For Which Investors?
Dynamic Term funds are suitable for investors:
1. Seeking higher debt returns by actively betting on the interest rate cycle
2. Who understand these funds can swing sharply if its interest rate calls go wrong
3. Who can withstand higher volatility and risk in their debt portfolio
Note:
• Most investors can skip these funds and stick to core debt funds instead
• Unlike FD, there is no guarantee of returns
• Not suitable for long term wealth creation
Fund’s Investment Strategy:
The scheme seeks to actively manage a portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and liquidity to the investors.
Fund Manager:
1) Devesh Thacker
Education: Mr. Thacker is a B.Com (H) and Post graduate from University of Pune.
Experience: Prior to joining Union AMC in 2011 he has worked with Sahara AMC.
2) Parijat Agrawal
Education: Mr. Agrawal is a B.Tech and MBA from IIM Bangalore.
Experience: Prior to joining Union Mutual Fund, he has worked with SBI Mutual Fund, State Bank of Mauritius ltd. and SUN F&C Asset Management.
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of Union Dynamic Term Fund
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | 0 |
Union Dynamic Term Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Union Dynamic Term Dir | -0.58 | 0.14 | -0.84 | -2.11 | 0.11 | -1.28 | 4.84 | 4.00 | 4.88 | 5.10 |
| Debt: Dynamic Term | 2.48 | 0.04 | -0.40 | -0.51 | 1.61 | 2.72 | 6.69 | 5.96 | 6.37 | 6.42 |
| Rank within category | 23 | 1 | 20 | 23 | 21 | 23 | 23 | 23 | 21 | 17 |
| Number of funds in category | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 21 | 17 |
Peer Comparison of Union Dynamic Term Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| Union Dynamic Term Dir | 1 out of 5 stars | -1.28 | 4.84 | 4.00 | 1.06 | 62 | 6.10 | — | 13Y 9M |
| Nippon India Dynamic Term Dir | 4 out of 5 stars | 3.94 | 7.24 | 6.18 | 0.30 | 3,702 | 7.59 | — | 13Y 9M |
| SBI Dynamic Term Dir | 4 out of 5 stars | 4.66 | 7.45 | 6.78 | 0.53 | 3,502 | 7.99 | 0.25 (30) | 13Y 9M |
| Axis Dynamic Term Dir | 4 out of 5 stars | 4.64 | 7.35 | 6.13 | 0.27 | 969 | 8.21 | — | 13Y 9M |
| 360 ONE Dynamic Term Dir | 5 out of 5 stars | 3.85 | 7.84 | 6.64 | 0.29 | 549 | 7.24 | — | 13Y 3M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 6 | 27 |
| Macaulay Duration (yrs) | 9.18 | 5.72 |
| Average Maturity (yrs) | 25.12 | 13.12 |
| Yield to Maturity (%) | 7.68 | 7.43 |
| Avg Credit Rating | AAA | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
Apply Online: https://www.unionmf.com/investorlogin/
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