October 19, 2026
mayank
Union Consumption Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 9.64 |
| NAV IDCW (Rs.) | 9.64 |
| Bonus NaV (Rs.) | — |
| Min. Investment (Rs.) | 1,000 |
| Min. SIP Investment (Rs.) | 500 |
| Min. No of Cheques | 6 |
| Benchmark |
NIFTY India Consumption TRI
|
| AUM Rs. | 314 Cr |
| (As on 30-Sep-2026) | |
| Expense | 0.94% |
| 1 Year Return (%) | — |
| 3 Year Return (%) | — |
| 5 Year Return (%) | — |
| 10 Year Return (%) | — |
| Return Since Launch | -3.60% |
Suitable For Which Investors?
Consumption funds are suitable for investors:
1. Seeking exposure in shares of consumer facing companies for high returns
2. Aiming for long term wealth creation
3. With a 5+ year investment horizon
4. Who are at ease with the market’s ups and downs
Note:
• Invest only through SIP
Fund’s Investment Strategy:
The scheme seeks to generate long-term capital appreciation by investing in companies those are engaged in consumption and consumption related sector or allied sectors. These companies are expected to directly or indirectly benefit from changing consumer aspirations, changing lifestyle and overall growth in consumption led demand.
Fund Manager:
1) Vinod Malviya
Education: Mr. Malviya has done Bachelors of Management Studies, Masters in Financial Management and CFA (Level-III cleared)
Experience: Prior to joining Union Mutual Fund, he was associated with Florintree Advisors Pvt. Ltd., East India Securities Ltd. and Amit Nalin Securities Pvt. Ltd.
2) Sanjay Bembalkar
Education: Mr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder.
Experience: Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP.
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 1% for redemption within 1 year |
Basic Details of Union Consumption Fund
| Fund House | Union Mutual Fund |
| Launch Date | 22-Dec-25 |
| Return Since Launch | -3.60% |
| Benchmark | NIFTY India Consumption TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | 314 Cr |
| (As on 30-Sep-2026) | |
| Base Expense Ratio | 0.94% |
| (As on 30-Sep-2026) | |
| Risk Grade | — |
| Return Grade | — |
| Turnover | 57.00% |
Union Consumption Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Union Consumption Dir | -3.89 | 0.00 | -0.41 | -0.72 | 5.82 | — | — | — | — | — |
| BSE 500 TRI | -6.52 | 0.74 | -1.21 | -4.27 | -1.24 | — | — | — | — | — |
| Equity: Thematic-Consumption | -5.04 | 0.28 | -1.77 | -3.13 | 2.91 | — | — | — | — | — |
| Rank within category | 9 | 25 | 3 | 3 | 6 | — | — | — | — | — |
| Number of funds in category | 28 | 31 | 31 | 31 | 31 | 24 | 13 | 11 | 11 | 8 |
Peer Comparison of Union Consumption Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Union Consumption Dir | Unrated | — | — | — | 0.94 | 314 | -3.60 | 1.00 (365) | 9M | 57.00 |
| Mirae Asset Great Consumer Dir | 4 out of 5 stars | -6.93 | 8.94 | 10.70 | 0.44 | 4,455 | 16.22 | 1.00 (30) | 13Y 9M | 49.28 |
| ICICI Pru Bharat Consumption Dir | 4 out of 5 stars | -7.48 | 7.90 | 10.40 | 0.96 | 3,049 | 13.41 | 1.00 (90) | 7Y 6M | 67.00 |
| Tata India Consumer Dir | 5 out of 5 stars | 0.90 | 12.91 | 11.42 | 0.63 | 2,723 | 16.77 | 0.25 (30) | 10Y 9M | 59.00 |
| Nippon India Consumption Dir | 4 out of 5 stars | -8.99 | 7.95 | 10.24 | 0.61 | 2,255 | 12.74 | 1.00 (30) | 13Y 9M | 50.00 |
Union Consumption Fund Portfolio Analysis
| No. of Stocks | 46 |
| Top 10 Stocks | 44.48% |
| Top 5 Stocks | 28.11% |
| Top 3 Sectors | 75.58% |
| Portfolio P/B Ratio | 6.95 |
| Portfolio P/E Ratio | 47.27 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,12,411 | 1,40,654 |
| Large (%) | 50.73 | 61.44 |
| Mid (%) | 25.74 | 21.09 |
| Small (%) | 23.53 | 24.40 |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
Apply Online: https://www.unionmf.com/investorlogin/
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