August 19, 2026
mayank
Unifi Liquid Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 1,071.58 |
| NAV IDCW (Rs.) | — |
| NAV Bonu (Rs.) | — |
| Min. Investment (Rs.) | 5,000 |
| Min. SIP Investment (Rs.) | 1,000 |
| Min. No of Cheques | 6 |
| Benchmark | NIFTY Liquid Index A-I |
| AUM Rs. | 49 Cr |
| (As on 31-Jul-2026) | |
| Expense | 0.08% |
| 1 Year Return (%) | 5.97 |
| 3 Year Return (%) | — |
| 5 Year Return (%) | — |
| 10 Year Return (%) | — |
| Return Since Launch | 6.02% |
Suitable For Which Investors?
Liquid funds are suitable for:
1. Parking emergency corpus or idle money for capital preservation
2. Earning slightly higher returns than savings bank account, with low volatility
3. Investment horizon of up to 1 year
Note:
• There is no guarantee of returns
• Not suitable for long-term wealth creation
Fund’s Investment Strategy:
The scheme seeks to invest in money market and debt instruments with maturities of up to 91 days with an objective to provide a high level of liquidity and reasonable returns.
Fund Manager:
1) Saravanan V N
Education: B. Com. from Loyola College (affiliated to Madras University), Chartered Accountant (ICAI)
Experience: Prior to joining Unifi MF he worked for ICICI Bank, Aithent technologies and PWC in their compliance, risk management and audit departments
2) Karthik Srinivas
Education: Chartered Accountant (ICAI, CFA.
Experience: Prior to joining Unifi MF he was associated with Sanmar Group and Deloitte in their Risk Advisory practice.
Investment Details
| Min. Investment (Rs.) | 5,000 |
| Min. Addl Investment (Rs.) | 1,000 |
| Min. SIP Investment (Rs.) | 1,000 |
| Min. Withdrawal (Rs.) | 1 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs.) | — |
| Lock-in Period | NA |
| Exit Load | Exit load of 0.0070% if redeemed within 1 day |
| 0.0065% if redeemed within 2 days | |
| 0.0060% if redeemed within 3 days | |
| 0.0055% if redeemed within 4 days | |
| 0.0050% if redeemed within 5 days | |
| 0.0045% if redeemed within 6 days. |
Basic Details of Unifi Liquid Fund
| Fund House | Unifi Mutual Fund |
| Launch Date | 11-Jun-25 |
| Return Since Launch | 6.02% |
| Benchmark | NIFTY Liquid Index A-I |
| Riskometer | Low to Moderate |
| Type | Open-ended |
| Assets | 49 Cr |
| (As on 31-Jul-2026) | |
| Expense | 0.08% |
| (As on 31-Jul-2026) | |
| Risk Grade | — |
| Return Grade | — |
Unifi Liquid Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Unifi Liquid Dir | 3.73 | 0.01 | 0.47 | 1.36 | 2.95 | 5.97 | — | — | — | — |
| Debt: Liquid | 4.11 | 0.02 | 0.54 | 1.69 | 3.30 | 6.37 | — | — | — | — |
| Rank within category | 41 | 39 | 42 | 42 | 41 | 37 | — | — | — | — |
| Number of funds in category | 42 | 43 | 42 | 42 | 42 | 39 | 36 | 35 | 34 | 30 |
Peer Comparison of Unifi Liquid Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| Unifi Liquid Dir | Unrated | 5.97 | — | — | 0.08 | 49 | 6.02 | 0.01 (1) | 1Y 2M |
| ABSL Liquid Dir | 5 out of 5 stars | 6.53 | 7.03 | 6.36 | 0.18 | 68,800 | 6.90 | 0.01 (1) | 13Y 7M |
| Axis Liquid Dir | 5 out of 5 stars | 6.53 | 7.03 | 6.34 | 0.10 | 56,438 | 6.86 | 0.01 (1) | 13Y 7M |
| Nippon India Liquid Dir | 4 out of 5 stars | 6.49 | 7.00 | 6.32 | 0.17 | 41,346 | 6.87 | 0.01 (1) | 13Y 7M |
| Tata Liquid Dir | 4 out of 5 stars | 6.46 | 6.99 | 6.30 | 0.19 | 27,603 | 6.86 | 0.01 (1) | 13Y 7M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 6 | 75 |
| Macaulay Duration (yrs) | 0.01 | 0.17 |
| Average Maturity (yrs) | 0.01 | 0.17 |
| Yield to Maturity (%) | 5.06 | 6.32 |
| Avg Credit Rating | AAA | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
Apply Online: https://invest.unifimf.com/newfolio OR https://unifimf.com/
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>> NFO Guidance: https://sahifund.com/category/nfos/
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