August 19, 2026
mayank
Unifi Dynamic Asset Allocation Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 11.21 |
| NAV IDCW (Rs.) | — |
| NAV Bonu (Rs.) | — |
| Min. Investment (Rs.) | 5,000 |
| Min. SIP Investment (Rs.) | 250 |
| Min. No of Cheques | 6 |
| Benchmark | CRISIL Hybrid 50+50 Moderate Index |
| AUM Rs. | 1,353 Cr |
| (As on 31-Jul-2026) | |
| Expense | 0.79% |
| 1 Year Return (%) | 8.15 |
| 3 Year Return (%) | — |
| 5 Year Return (%) | — |
| 10 Year Return (%) | — |
| Return Since Launch | 8.34% |
Suitable For Which Investors?
Dynamic Asset Allocation funds are suitable for investors:
1. Looking to invest in a portfolio of equity and debt for moderate returns
2. Who prefer to let fund manager decide how much to invest in equity and in debt
3. Aiming for long-term wealth creation
4. With a 5+ year investment horizon
5. Who are new/unfamiliar with market’s ups and downs
Note:
• Invest only through SIP
Fund’s Investment Strategy:
The scheme seeks to generate income and/or capital appreciation by investing in a dynamically managed portfolio of fixed income instruments, equity & equity derivatives and other permissible equity/hybrid instruments.
Fund Manager:
1) Saravanan V N
Education: B. Com. from Loyola College (affiliated to Madras University), Chartered Accountant (ICAI)
Experience: Prior to joining Unifi MF he worked for ICICI Bank, Aithent technologies and PWC in their compliance, risk management and audit departments
2) Aejas Lakhani
Education: MA (Economics), M. Com, MBA.
Experience: Prior to joining Unifi MF he was associated with Edelweiss Asset Management Limited.
3) Karthik Srinivas
Education: Chartered Accountant (ICAI, CFA.
Experience: Prior to joining Unifi MF he was associated with Sanmar Group and Deloitte in their Risk Advisory practice.
Investment Details
| Min. Investment (Rs.) | 5,000 |
| Min. Addl Investment (Rs.) | 1,000 |
| Min. SIP Investment (Rs.) | 250 |
| Min. Withdrawal (Rs.) | — |
| Min. No of Cheques | 6 |
| Min. Balance (Rs.) | — |
| Lock-in Period | NA |
| Exit Load | For units in excess of 20% of the investment, 1.5% will be charged for redemption within 12 months |
Basic Details of Unifi Dynamic Asset Allocation Fund
| Fund House | Unifi Mutual Fund |
| Launch Date | 13-Mar-25 |
| Return Since Launch | 8.34% |
| Benchmark | CRISIL Hybrid 50+50 Moderate Index |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | 1,353 Cr |
| (As on 31-Jul-2026) | |
| Expense | 0.79% |
| (As on 31-Jul-2026) | |
| Risk Grade | — |
| Return Grade | — |
| Turnover | — |
Unifi Dynamic Asset Allocation Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Unifi Dynamic Asset Allocation Dir | 5.21 | 0.00 | 0.77 | 2.51 | 4.00 | 8.15 | — | — | — | — |
| Hybrid: Dynamic Asset Allocation | 1.54 | -0.10 | 1.29 | 4.61 | 1.94 | 5.14 | — | — | — | — |
| Rank within category | 1 | 9 | 31 | 37 | 6 | 7 | — | — | — | — |
| Number of funds in category | 40 | 41 | 41 | 41 | 40 | 38 | 32 | 23 | 20 | 11 |
Peer Comparison of Unifi Dynamic Asset Allocation Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Unifi Dynamic Asset Allocation Dir | Unrated | 8.15 | — | — | 0.79 | 1,353 | 8.34 | 1.50 (360) | 1Y 5M | — |
| HDFC Balanced Advantage Dir | 5 out of 5 stars | 3.45 | 13.41 | 15.77 | 0.64 | 1,07,766 | 14.64 | 1.00 (365) | 13Y 7M | 10.18 |
| ICICI Pru Balanced Advantage Dir | 4 out of 5 stars | 9.23 | 12.92 | 11.78 | 0.71 | 74,555 | 12.8 | 1.00 (365) | 13Y 7M | 257.00 |
| SBI Balanced Advantage Dir | 4 out of 5 stars | 5.77 | 11.18 | — | 0.58 | 42,244 | 10.93 | 1.00 (365) | 4Y 11M | 13.00 |
| Nippon India Balanced Advantage Dir | 4 out of 5 stars | 7.13 | 12.26 | 10.57 | 0.54 | 9,898 | 11.97 | 1.00 (365) | 13Y 7M | 193.00 |
Unifi Dynamic Asset Allocation Fund Portfolio Analysis
| No. of Stocks | 94 |
| Top 10 Holdings | 36.03% |
| Top 5 Stocks | 24.53% |
| Top 3 Sectors | 12.92% |
| Portfolio P/B Ratio | 2.55 |
| Portfolio P/E Ratio | 18.42 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,47,458 | 2,29,498 |
| Large (%) | 77.85 | 70.73 |
| Mid (%) | 12.64 | 16.77 |
| Small (%) | 9.51 | 12.81 |
| Fund | Category | |
| Number of Securities | 217 | 115 |
| Macaulay Duration (yrs) | 1.32 | 2.72 |
| Average Maturity (yrs) | 1.78 | 4.31 |
| Yield to Maturity (%) | 10.35 | 6.95 |
| Avg Credit Rating | AAA | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
Apply Online: https://invest.unifimf.com/newfolio OR https://unifimf.com/
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