April 30, 2026
RA Jainee
Tata Dividend Yield Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 20.5 |
| NAV Bonus (Rs.) | — |
| NAV IDCW (Rs.) | 20.5 |
| Min. Investment (Rs.) | 5,000 |
| Min. SIP Investment (Rs.) | 100 |
| Min. No of Cheques | 6 |
| Benchmark | NIFTY 500 TRI |
| AUM Rs. | 916 Cr |
| (As on 31-Mar-2026) | |
| Expense | 0.65% |
| 1 Year Return (%) | 12.13 |
| 3 Year Return (%) | 20.17 |
| 5 Year Return (%) | — |
| 10 Year Return (%) | — |
| Return Since Launch | 15.68% |
⚖️ Sahifund Review – Tata Dividend Yield Fund ✔
PLUS:
• Excellent performance with top rank in category across most timeframes
• Strong 3-year return (~20.17%) beating benchmark and peers convincingly
• Consistent outperformance in 1-year and short-term periods
• Competitive low expense ratio (0.65%) enhances net returns
• Highly diversified portfolio with 71 stocks, reducing concentration risk
• Focus on dividend-paying companies adds stability + income potential
• Balanced exposure across large, mid and small caps
• Backed by trusted fund house Tata Mutual Fund
MINUS:
• Dividend yield strategy may lag in strong growth/momentum markets
• Slight large-cap bias (~62%) may limit aggressive upside
• Sector concentration (Top 3 sectors ~63%) increases cyclical risk
• Fund still lacks long 5–10 year track record
• Performance sustainability yet to be tested in prolonged bear markets
• Moderate valuation levels (P/E ~22.94) reduce margin of safety
• Thematic tilt may underperform diversified flexicap funds at times
• Returns may not be consistent during low dividend yield cycles
Sahifund View (Decisive Line):
A top-performing dividend yield fund with strong consistency and stability, best suited for SIP investors seeking steady returns with lower downside risk rather than aggressive growth.
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| NFO Guidance |
What lies ahead? Below we decode returns consistency, portfolio concentration, peer positioning and risk profile in detail.
Suitable For Which Investors?
Dividend Yield funds are suitable for investors:
1. Seeking exposure in shares of companies with high dividend yield for high returns
2. Aiming for long term wealth creation
3. With a 5+ year investment horizon
4. Who are at ease with the market’s ups and downs
Note:
• Invest only through SIP
Fund’s Investment Strategy:
The scheme seeks to provide capital appreciation and/or dividend distribution by investing predominantly in a well-diversified portfolio of equity and equity related instruments of dividend yielding companies.
Fund Manager:
1) Hasmukh Vishariya
Education: Chartered Accountant
Experience: Prior to joining Tata MF he was associated with Star Union Dai-Ichi Life Insurance Ltd,
2) Sailesh Jain
Education: Mr. Jain is a Commerce Graduate and an MBA.
Experience: Prior to joining TATA Mutual Fund, he has worked with Invesco Mutual Fund, IDFC Securities Ltd. as Head Derivatives, Quant Broking Pvt Ltd. as Vice President and IIFL(India Infoline) as Vice President.
3) Murthy Nagarajan
Education: Mr. Nagarajan is a M.Com, ICWA and PGPMS.
Experience: Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 0.5% for redemption within 30 days |
Basic Details of Tata Dividend Yield Fund
| Fund House | Tata Mutual Fund |
| Launch Date | 20-May-21 |
| Return Since Launch | 15.68% |
| Benchmark | NIFTY 500 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | 916 Cr |
| (As on 31-Mar-2026) | |
| Expense | 0.65% |
| (As on 31-Mar-2026) | |
| Risk Grade | — |
| Return Grade | — |
| Turnover | 30.77% |
Tata Dividend Yield Fund Returns
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Tata Dividend Yield Dir | 0.18 | -0.46 | 10.54 | 4.86 | 1.77 | 12.13 | 20.17 | — | — | — |
| BSE 500 TRI | -5.46 | -1.05 | 7.12 | -0.60 | -4.62 | 2.46 | 15.49 | — | — | — |
| Equity: Thematic-Dividend Yield | -3.55 | -0.98 | 6.34 | -0.36 | -2.60 | 4.32 | 18.82 | — | — | — |
| Rank within category | 1 | 1 | 1 | 1 | 1 | 1 | 3 | — | — | — |
| Number of funds in category | 10 | 11 | 11 | 10 | 10 | 10 | 9 | 7 | 6 | 5 |
Peer Comparison of Tata Dividend Yield Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Tata Dividend Yield Dir | Unrated | 12.13 | 20.17 | — | 0.65 | 916 | 15.68 | 0.50 (30) | 4Y 11M | 30.77 |
| SBI Dividend Yield Dir | Unrated | 4.56 | 14.75 | — | 0.85 | 7,875 | 14.91 | 1.00 (30) | 3Y 1M | 25.00 |
| ICICI Pru Dividend Yield Equity Dir | Unrated | 4.24 | 22.53 | 23.33 | 0.59 | 5,912 | 15.99 | 1.00 (30) | 11Y 11M | 33.00 |
| HDFC Dividend Yield Dir | Unrated | 2.16 | 17.37 | 19.16 | 0.80 | 5,196 | 19.41 | 1.00 (365) | 5Y 4M | 5.69 |
| UTI Dividend Yield Dir | Unrated | 3.08 | 19.81 | 16.44 | 1.46 | 3,497 | 13.43 | 1.00 (364) | 13Y 3M | 17.00 |
Tata Dividend Yield Fund Portfolio
| No. of Stocks | 71 |
| Top 10 Stocks | 26.77% |
| Top 5 Stocks | 15.75% |
| Top 3 Sectors | 63.40% |
| Portfolio P/B Ratio | 3.16 |
| Portfolio P/E Ratio | 22.94 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,38,655 | 1,90,442 |
| Giant (%) | — | — |
| Large (%) | 62.04 | 72.64 |
| Mid (%) | 21.05 | 14.49 |
| Small (%) | 16.91 | 12.86 |
| Tiny (%) | — | — |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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