August 22, 2026
mayank
Shriram Balanced Advantage Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 19.12 |
| NAV IDCW (Rs.) | 18.96 |
| NAV Bonu (Rs.) | — |
| Min. Investment (Rs.) | 500 |
| Min. SIP Investment (Rs.) | 500 |
| Min. No of Cheques | 24 |
| Benchmark | CRISIL Hybrid 50+50 Moderate Index |
| AUM Rs. | 43 Cr |
| (As on 31-Jul-2026) | |
| Expense | 0.64% |
| 1 Year Return (%) | 1.96 |
| 3 Year Return (%) | 8.10 |
| 5 Year Return (%) | 7.87 |
| 10 Year Return (%) | — |
| Return Since Launch | 9.52% |
Suitable For Which Investors?
Dynamic Asset Allocation funds are suitable for investors:
1. Looking to invest in a portfolio of equity and debt for moderate returns
2. Who prefer to let fund manager decide how much to invest in equity and in debt
3. Aiming for long-term wealth creation
4. With a 5+ year investment horizon
5. Who are new/unfamiliar with market’s ups and downs
Note:
• Invest only through SIP
Fund’s Investment Strategy:
The scheme seeks to generate capital appreciation with relatively lower volatility over a longer tenure of time. The Scheme will accordingly invest in equities, arbitrage opportunities, derivative strategies and debt and money market instruments.
Fund Manager:
1) Amit Modani
Education: Mr. Modani is Chartered Accountant
Experience: Prior to joining Shriram AMC, he has worked with Mirae Asset Mutual Fund, BOI AXA Mutual Fund, Quantum Asset Management Company Private Limited and Pramerica Asset Managers Pvt. Ltd.
2) Deepak Ramaraju
Education: Mr. Ramaraju has done B.E.(Chemical Engineering).
Experience: Prior to joining Shriram Mutual Fund, he has worked with Sanlam Group of South Africa as a part of their global equity research team and GE India Technology Center as a researcher and co-inventor.
3) Prateek Nigudkar
Education: Mr. Nigudkar is an MS(Quantitative Finance) from Olin Business School, Washington University.
Experience: Prior to joining Shriram Mutual Fund, he has worked with DSP MF, State Street Global Advisors (Global Beta Solutions Group) and Credit Suisse (Private Banking Global Research Division).
Fund Manager:
4) Sudip Suresh More
Education: Mr. More has done B.E. (EXTC), MMS (Finance) and FRM
Experience: Prior to joining Shriram Mutual Fund, he has worked with Kshema General Insurance Company and Sahara India Life Insurance Company Ltd.Amit Modani
Education: Mr. Modani is Chartered Accountant
Experience: Prior to joining Shriram AMC, he has worked with Mirae Asset Mutual Fund, BOI AXA Mutual Fund, Quantum Asset Management Company Private Limited and Pramerica Asset Managers Pvt. Ltd.
2) Deepak Ramaraju
Education: Mr. Ramaraju has done B.E.(Chemical Engineering).
Experience: Prior to joining Shriram Mutual Fund, he has worked with Sanlam Group of South Africa as a part of their global equity research team and GE India Technology Center as a researcher and co-inventor.
3) Prateek Nigudkar
Education: Mr. Nigudkar is an MS(Quantitative Finance) from Olin Business School, Washington University.
Experience: Prior to joining Shriram Mutual Fund, he has worked with DSP MF, State Street Global Advisors (Global Beta Solutions Group) and Credit Suisse (Private Banking Global Research Division).
4) Sudip Suresh More
Education: Mr. More has done B.E. (EXTC), MMS (Finance) and FRM
Experience: Prior to joining Shriram Mutual Fund, he has worked with Kshema General Insurance Company and Sahara India Life Insurance Company Ltd.
Investment Details
| Min. Investment (Rs) | 500 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 24 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | For units in excess of 12% of the investment, 1% will be charged for redemption within 90 days |
Basic Details of Shriram Balanced Advantage Fund
| Fund House | Shriram Mutual Fund |
| Launch Date | 05-Jul-19 |
| Return Since Launch | 9.52% |
| Benchmark | CRISIL Hybrid 50+50 Moderate Index |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | 43 Cr |
| (As on 31-Jul-2026) | |
| Expense | 0.64% |
| (As on 31-Jul-2026) | |
| Risk Grade | Above Average |
| Return Grade | Below Average |
| Turnover | 28.00% |
Shriram Balanced Advantage Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Shriram Balanced Advantage Dir | -1.86 | 0.49 | 1.12 | 3.53 | -0.42 | 1.96 | 8.10 | 7.87 | 9.82 | — |
| Hybrid: Dynamic Asset Allocation | 1.30 | 0.34 | 1.22 | 4.49 | 2.26 | 3.94 | 10.96 | 10.29 | 11.94 | — |
| Rank within category | 38 | 3 | 20 | 34 | 36 | 30 | 31 | 21 | 18 | — |
| Number of funds in category | 40 | 41 | 41 | 41 | 41 | 38 | 32 | 23 | 20 | 11 |
Peer Comparison of Shriram Balanced Advantage Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Shriram Balanced Advantage Dir | 1 out of 5 stars | 1.96 | 8.10 | 7.87 | 0.64 | 43 | 9.52 | 1.00 (90) | 7Y 1M | 28.00 |
| HDFC Balanced Advantage Dir | 5 out of 5 stars | 2.41 | 13.38 | 16.10 | 0.63 | 1,07,766 | 14.62 | 1.00 (365) | 13Y 7M | 9.85 |
| ICICI Pru Balanced Advantage Dir | 4 out of 5 stars | 7.75 | 12.92 | 11.94 | 0.71 | 74,555 | 12.79 | 1.00 (365) | 13Y 7M | 246.00 |
| SBI Balanced Advantage Dir | 4 out of 5 stars | 4.41 | 11.09 | — | 0.58 | 42,244 | 10.84 | 1.00 (365) | 4Y 11M | 13.00 |
| Nippon India Balanced Advantage Dir | 4 out of 5 stars | 5.68 | 12.23 | 10.64 | 0.54 | 9,898 | 11.95 | 1.00 (365) | 13Y 7M | 183.00 |
Shriram Balanced Advantage Fund Portfolio Analysis
| No. of Stocks | 68 |
| Top 10 Holdings | 40.54% |
| Top 5 Stocks | 24.31% |
| Top 3 Sectors | 39.08% |
| Portfolio P/B Ratio | 3.01 |
| Portfolio P/E Ratio | 20.42 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,64,962 | 2,29,498 |
| Large (%) | 80.48 | 70.73 |
| Mid (%) | 6.00 | 16.77 |
| Small (%) | 13.52 | 12.81 |
| Fund | Category | |
| Number of Securities | 79 | 115 |
| Macaulay Duration (yrs) | 1.53 | 2.67 |
| Average Maturity (yrs) | 1.72 | 4.30 |
| Yield to Maturity (%) | 6.38 | 6.84 |
| Avg Credit Rating | AAA | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
Apply Online: https://shrifunds.shriramamc.in/login
>> Post your MF questions @ sahifund.com/ask-me/
>> NFO Guidance: https://sahifund.com/category/nfos/
Quicklinks