January 22, 2026
RA Jainee
SBI PSU Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 37.69 |
| NAV Bonus (Rs.) | — |
| NAV IDCW (Rs.) | 37.64 |
| Min. Investment (Rs.) | 5,000 |
| Min. SIP Investment (Rs.) | 500 |
| Min. No of Cheques | 12 |
| Benchmark | BSE PSU TRI |
| AUM Rs. | 5,817 Cr |
| (As on 31-Dec-2025) | |
| Expense | 0.84% |
| 1 Year Return (%) | 15.13 |
| 3 Year Return (%) | 29.93 |
| 5 Year Return (%) | 29.70 |
| 10 Year Return (%) | 16.12 |
| Return Since Launch | 12.14% |
⚖️ Sahifund Review – SBI PSU Fund ✔
PLUS: Stability, track record, cost efficiency
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MINUS: Large AUM, large-cap bias, momentum lag
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Sahifund View (Decisive Line):
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| NFO Guidance |
What lies ahead? Below we decode returns consistency, portfolio concentration, peer positioning and risk profile in detail.
Suitable For Which Investors?
Nobody should invest in PSU funds in our opinion, because:
• They have a narrow focus on only government-owned companies
• Instead, diversified equity funds which invest across sectors/themes are better
If you still choose to invest:
1. Invest only through SIP
2. Have a 7+ year investment horizon
3. Be prepared to withstand interim sharp declines in investment value
Fund’s Investment Strategy:
The scheme seeks to provide opportunities for long-term growth through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs and others.
Fund Manager:
1) Rohit Shimpi
Education: Mr. Shimpi is a B. Com., PGDBM (Finance), CFA.
Experience: Prior to joining SBI Mutual Fund, he has worked with CNBC TV18, JP Morgans offshore research centre and HDFC Standard Life Insurance.
Investment Details
| Min. Investment (RS) | 5,000 |
| Min. Addl Investment (RS) | 1,000 |
| Min. SIP Investment (RS) | 500 |
| Min. Withdrawal (RS) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (RS) | 1,000 |
| Lock-in Period | NA |
| Exit Load | 0.5% for redemption within 30 days |
Basic Details of SBI PSU Fund
| Fund House | SBI Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 12.14% |
| Benchmark | BSE PSU TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets (RS) | 5,817 Cr |
| (As on 31-Dec-2025) | |
| Expense | 0.84% |
| (As on 31-Dec-2025) | |
| Risk Grade | — |
| Return Grade | — |
| Turnover | 10.00% |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| SBI PSU Dir | 0.54 | -0.33 | 3.13 | 4.29 | 6.32 | 15.13 | 29.93 | 29.70 | 20.82 | 16.12 |
| BSE PSU TRI | 1.70 | -0.39 | 5.03 | 5.38 | 7.44 | 16.44 | 31.49 | 32.40 | 21.16 | 17.13 |
| Equity: Thematic-PSU | -0.61 | -0.50 | 2.88 | 2.12 | 1.71 | 11.68 | 29.28 | 29.28 | 22.28 | 17.86 |
| Rank within category | 4 | 3 | 4 | 3 | 2 | 4 | 2 | 1 | 2 | 2 |
| Number of funds in category | 7 | 7 | 7 | 7 | 7 | 6 | 4 | 3 | 2 | 2 |
Peer Comparison of SBI PSU Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs. Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| SBI PSU Dir | Unrated | 15.13 | 29.93 | 29.70 | 0.84 | 5,817 | 12.14 | 0.50 (30) | 13Y | 10.00 |
| ABSL PSU Equity Dir | Unrated | 15.26 | 28.13 | 29.52 | 0.61 | 5,643 | 24.98 | 1.00 (30) | 6Y | 29.00 |
| ICICI Pru PSU Equity Dir | Unrated | 10.38 | 28.16 | — | 0.87 | 1,903 | 27.04 | 1.00 (30) | 3Y 4M | 48.00 |
| Invesco India PSU Equity Dir | Unrated | 16.25 | 30.89 | 28.62 | 0.90 | 1,449 | 16.9 | 1.00 (365) | 13Y | 32.00 |
| Quant PSU Dir | Unrated | -2.84 | — | — | 1.10 | 535 | 0.35 | 1.00 (15) | 1Y 11M | — |
Portfolio Analysis of SBI PSU Fund
| No. of Stocks | 24 |
| Top 10 Stocks | 73.36% |
| Top 5 Stocks | 51.07% |
| Top 3 Sectors | 90.43% |
| Portfolio P/B Ratio | 1.87 |
| Portfolio P/E Ratio | 12.39 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,80,753 | 1,58,756 |
| Giant (%) | — | — |
| Large (%) | 70.99 | 63.36 |
| Mid (%) | 21.84 | 28.65 |
| Small (%) | 7.17 | 9.76 |
| Tiny (%) | — | — |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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