October 22, 2026
mayank
JM Short Term Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 13.14 |
| NAV IDCW (Rs.) | 13.14 |
| Bonus NaV (Rs.) | — |
| Min. Investment (Rs.) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. No of Cheques | 12 |
| Benchmark |
CRISIL Short Duration Debt A-II Index
|
| AUM Rs. | 79 Cr |
| (As on 30-Sep-2026) | |
| Expense | 0.33% |
| 1 Year Return (%) | 4.45 |
| 3 Year Return (%) | 7.04 |
| 5 Year Return (%) | — |
| 10 Year Return (%) | — |
| Return Since Launch | 6.82% |
Suitable For Which Investors?
Short Term funds are suitable for:
1. Debt allocation in your long-term portfolio
2. Earning marginally higher returns than fixed deposits, with low-to-moderate volatility and flexibility to redeem anytime
3. Investment horizon of 1-3 years
Note:
• Unlike FD, there is no guarantee of returns
• Not suitable for long-term wealth creation
Fund’s Investment Strategy:
The scheme seeks to generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments.
Fund Manager:
1) Killol Pandya
Education: Mr. Pandya is a B.Com (H) from N.M College of Commerce, DPCM from ICFAI and MMS (Finance) from K.J. Somaiya Institute of Management Studies and Research.
Experience: Prior to joining JM Financial Asset Management Limited he has worked with Barclays Securities India Private Ltd,Peerless Funds Management Co. Limited, LIC Nomura Mutual Fund AMC , Daiwa Asset Management (India) Pvt. Ltd., SBI Funds Management Pvt Ltd., IL&FS Investsmart Ltd. and Darashaw & Co. Pvt. Ltd.
2) Jayant Dhoot
Education: Chartered Accountant, Company Secretary, B.Com
Experience: Prior to joining the JM MF, he was worked with Taurus Corporate Advisory Services Pvt Ltd, Nuvama Wealth & Investment Ltd, NVS Brokerage Pvt. Ltd.
3) Ruchi Fozdar
Education: Ms. Ruchi is a graduate in science and PGDBM in finance
Experience: Prior to joining JM Mutual Fund, she was associated with few brokers and institutions like Reliance Life Insurance Co. Ltd. and Mahindra Manulife Mutual Fund
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | — |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of JM Short Term Fund
| Fund House | JM Financial Mutual Fund |
| Launch Date | 29-Aug-22 |
| Return Since Launch | 6.82% |
| Benchmark | CRISIL Short Duration Debt A-II Index |
| Riskometer | Low to Moderate |
| Type | Open-ended |
| Assets | 79 Cr |
| (As on 30-Sep-2026) | |
| Expense | 0.33% |
| (As on 30-Sep-2026) | |
| Risk Grade | Average |
| Return Grade | Average |
JM Short Term Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| JM Short Term Dir | 3.61 | 0.06 | 0.01 | 0.68 | 2.29 | 4.45 | 7.04 | — | — | — |
| Debt: Short Term | 3.59 | 0.04 | -0.11 | 0.52 | 2.33 | 4.46 | 7.18 | — | — | — |
| Rank within category | 14 | 3 | 9 | 7 | 18 | 15 | 22 | — | — | — |
| Number of funds in category | 26 | 29 | 29 | 28 | 28 | 26 | 25 | 23 | 21 | 17 |
Peer Comparison of JM Short Term Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| JM Short Term Dir | 3 out of 5 stars | 4.45 | 7.04 | — | 0.33 | 79 | 6.82 | — | 4Y 1M |
| ICICI Pru Short Term Dir | 5 out of 5 stars | 5.17 | 7.60 | 7.03 | 0.38 | 18,890 | 8.32 | — | 13Y 9M |
| Bandhan Short Term Dir | 4 out of 5 stars | 5.60 | 7.72 | 6.49 | 0.31 | 8,680 | 7.74 | — | 13Y 9M |
| Axis Short Term Dir | 5 out of 5 stars | 5.08 | 7.69 | 6.73 | 0.32 | 7,425 | 8.01 | — | 13Y 9M |
| Nippon India Short Term Dir | 4 out of 5 stars | 4.68 | 7.54 | 6.61 | 0.33 | 6,364 | 7.94 | — | 13Y 9M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 18 | 58 |
| Macaulay Duration (yrs) | 1.74 | 2.10 |
| Average Maturity (yrs) | 1.91 | 2.67 |
| Yield to Maturity (%) | 7.15 | 7.26 |
| Avg Credit Rating | AAA | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
Apply Online: https://investor.jmfinancialmf.com/jmfinvestor/
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