October 22, 2026
mayank
JM Multi Asset Allocation Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 9.93 |
| NAV IDCW (Rs.) | 9.93 |
| Bonus NaV (Rs.) | — |
| Min. Investment (Rs.) | 5,000 |
| Min. SIP Investment (Rs) | 1,000 |
| Min. No of Cheques | 12 |
| Benchmark |
NIFTY 500 TRI (55), CRISIL Short-Term Bond Index (30), Domestic Price of Gold (10), Domestic Price of Silver (5)
|
| AUM Rs. | 167 Cr |
| (As on 30-Sep-2026) | |
| Expense | 0.37% |
| 1 Year Return (%) | — |
| 3 Year Return (%) | — |
| 5 Year Return (%) | — |
| 10 Year Return (%) | — |
| Return Since Launch | -0.70% |
Suitable For Which Investors?
Multi Asset Allocation funds are suitable for investors:
1. Looking to invest in a portfolio of equity, debt and commodity for moderate returns
2. Who prefer to let fund manager decide how much to invest in equity, debt and commodity
3. Aiming for long term wealth creation
4. With a 5-8 year investment horizon
5. Who are new/unfamiliar with market’s ups and downs
Note:
• Invest only through SIP
Fund’s Investment Strategy:
The schemes seeks to provide long term capital appreciation and generate income by investing in instruments across multiple asset classes viz. Equity, Debt, Gold/silver
related instruments and other exchange traded commodity derivatives.
Fund Manager:
1) Asit Bhandarkar
Education: Mr. Bhandarkar is a B.Com (H) and MMS.
Experience: Prior to joining JM Financial he has worked with Lotus India AMC Pvt. Ltd. and SBI Funds Management Pvt. Ltd.
2) Killol Pandya
Education: Mr. Pandya is a B.Com (H) from N.M College of Commerce, DPCM from ICFAI and MMS (Finance) from K.J. Somaiya Institute of Management Studies and Research.
Experience: Prior to joining JM Financial Asset Management Limited he has worked with Barclays Securities India Private Ltd,Peerless Funds Management Co. Limited, LIC Nomura Mutual Fund AMC , Daiwa Asset Management (India) Pvt. Ltd., SBI Funds Management Pvt Ltd., IL&FS Investsmart Ltd. and Darashaw & Co. Pvt. Ltd.
3) Deepak Gupta
Education: C.A, M.Com from Mumbai University
Experience: Prior to Joining the JM AMC, he has worked with SBI Pension Funds Private Limited, Reliance Nippon Life Insurance and Access Asset Managers Private Limited
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 1,000 |
| Min. Withdrawal (Rs) | — |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 1% for redemption within 60 days |
Basic Details of JM Multi Asset Allocation Fund
| Fund House | JM Financial Mutual Fund |
| Launch Date | 14-Jul-26 |
| Return Since Launch | -0.70% |
| Benchmark | NIFTY 500 TRI (55), CRISIL Short-Term Bond Index (30), Domestic Price of Gold (10), Domestic Price of Silver (5) |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | 167 Cr |
| (As on 30-Sep-2026) | |
| Base Expense Ratio | 0.37% |
| (As on 30-Sep-2026) | |
| Risk Grade | — |
| Return Grade | — |
| Turnover | — |
JM Multi Asset Allocation Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| JM Multi Asset Allocation Dir | — | -0.79 | -4.02 | — | — | — | — | — | — | — |
| Hybrid: Multi Asset Allocation | — | -0.67 | -3.09 | — | — | — | — | — | — | — |
| Rank within category | — | 40 | 46 | — | — | — | — | — | — | — |
| Number of funds in category | 48 | 55 | 55 | 51 | 50 | 44 | 25 | 15 | 8 | 4 |
Peer Comparison of JM Multi Asset Allocation Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| JM Multi Asset Allocation Dir | Unrated | — | — | — | 0.37 | 167 | -0.70 | 1.00 (60) | 3M | — |
| ICICI Pru Multi Asset Allocation Dir | 5 out of 5 stars | -1.96 | 12.95 | 13.73 | 0.57 | 84,108 | 15.55 | 1.00 (365) | 13Y 9M | 175.00 |
| SBI Multi Asset Allocation Dir | 4 out of 5 stars | 4.19 | 13.83 | 12.26 | 0.50 | 21,044 | 12.03 | 1.00 (365) | 13Y 9M | — |
| Nippon India Multi Asset Allocation Dir | 4 out of 5 stars | 3.92 | 17.74 | 13.84 | 0.30 | 18,044 | 16.92 | 1.00 (360) | 6Y 1M | 15.00 |
| DSP Multi Asset Allocation Dir | 4 out of 5 stars | 5.48 | 17.13 | — | 0.37 | 10,820 | 17.01 | 1.00 (30) | 3Y | 174.00 |
JM Multi Asset Allocation Fund Portfolio Analysis
| No. of Stocks | 35 |
| Top 10 Holdings | 34.83% |
| Top 5 Stocks | 20.13% |
| Top 3 Sectors | 37.95% |
| Portfolio P/B Ratio | 4.02 |
| Portfolio P/E Ratio | 36.22 |
Portfolio Breakup
| No. of Stocks | 35 |
| Top 10 Holdings | 34.83% |
| Top 5 Stocks | 20.13% |
| Top 3 Sectors | 37.95% |
| Portfolio P/B Ratio | 4.02 |
| Portfolio P/E Ratio | 36.22 |
| Fund | Category | |
| Number of Securities | 53 | 77 |
| Macaulay Duration (yrs) | 2.29 | 1.82 |
| Average Maturity (yrs) | 2.81 | 2.74 |
| Yield to Maturity (%) | 6.60 | 6.62 |
| Avg Credit Rating | AAA | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
Apply Online: https://investor.jmfinancialmf.com/jmfinvestor/
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