October 28, 2026
mayank
ITI Liquid Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 1,481.69 |
| Monthly NAV IDCW (Rs.) | 1,004.45 |
| NAV IDCW Yearly (Rs.) | 1,483.66 |
| Min. Investment (Rs.) | 5,000 |
| Min. SIP Investment (Rs.) | 500 |
| Min. No of Cheques | 12 |
| Benchmark |
CRISIL Liquid Debt A-I Index
|
| AUM Rs. | 52 Cr |
| (As on 30-Sep-2026) | |
| Expense | 0.13% |
| 1 Year Return (%) | 6.06 |
| 3 Year Return (%) | 6.63 |
| 5 Year Return (%) | 6.16 |
| 10 Year Return (%) | — |
| Return Since Launch | 5.38% |
Suitable For Which Investors?
Liquid funds are suitable for:
1. Parking emergency corpus or idle money for capital preservation
2. Earning slightly higher returns than savings bank account, with low volatility
3. Investment horizon of up to 1 year
Note:
• There is no guarantee of returns
• Not suitable for long-term wealth creation
Fund’s Investment Strategy:
The scheme seeks to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.
Fund Manager:
1) Laukik Bagwe
Education: Mr. Bagwe is a B.Com (H) and PGDBA (Finance)
Experience: Prior to joining ITI Mutual fund he has worked with DSP Mutual Fund, Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (RS) | 1,000 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | Exit load of 0.0070% if redeemed within 1 day |
| 0.0065% if redeemed within 2 days | |
| 0.0060% if redeemed within 3 days | |
| 0.0055% if redeemed within 4 days | |
| 0.0050% if redeemed within 5 days | |
| 0.0045% if redeemed within 6 days. |
Basic Details of ITI Liquid Fund
| Fund House | ITI Mutual Fund |
| Launch Date | 24-Apr-19 |
| Return Since Launch | 5.38% |
| Benchmark | CRISIL Liquid Debt A-I Index |
| Riskometer | Low to Moderate |
| Type | Open-ended |
| Assets | 52 Cr |
| (As on 30-Sep-2026) | |
| Expense | 0.13% |
| (As on 30-Sep-2026) | |
| Risk Grade | Low |
| Return Grade | Average |
ITI Liquid Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| ITI Liquid Dir | 4.91 | 0.01 | 0.38 | 1.37 | 2.88 | 6.06 | 6.63 | 6.16 | 5.35 | — |
| Debt: Liquid | 5.15 | 0.01 | 0.40 | 1.47 | 3.07 | 6.31 | 6.80 | 6.32 | 5.62 | — |
| Rank within category | 36 | 24 | 40 | 39 | 39 | 35 | 33 | 31 | 32 | — |
| Number of funds in category | 42 | 45 | 44 | 42 | 42 | 40 | 36 | 35 | 34 | 30 |
Peer Comparison of ITI Liquid Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| ITI Liquid Dir | 3 out of 5 stars | 6.06 | 6.63 | 6.16 | 0.13 | 52 | 5.38 | 0.01 (1) | 7Y 6M |
| ABSL Liquid Dir | 5 out of 5 stars | 6.47 | 6.95 | 6.45 | 0.18 | 61,167 | 6.88 | 0.01 (1) | 13Y 9M |
| Axis Liquid Dir | 5 out of 5 stars | 6.51 | 6.95 | 6.44 | 0.11 | 53,470 | 6.85 | 0.01 (1) | 13Y 9M |
| Nippon India Liquid Dir | 4 out of 5 stars | 6.47 | 6.92 | 6.42 | 0.17 | 40,490 | 6.86 | 0.01 (1) | 13Y 9M |
| Tata Liquid Dir | 4 out of 5 stars | 6.43 | 6.91 | 6.40 | 0.19 | 28,037 | 6.85 | 0.01 (1) | 13Y 9M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 10 | 70 |
| Macaulay Duration (yrs) | 0.17 | 0.14 |
| Average Maturity (yrs) | 0.17 | 0.14 |
| Yield to Maturity (%) | 5.99 | 6.27 |
| Avg Credit Rating | AAA | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
Apply Online: https://investonline.itiamc.com/login
>> Post your MF questions @ sahifund.com/ask-me/
>> NFO Guidance: https://sahifund.com/category/nfos/
Quicklinks