October 24, 2026
mayank
ITI Dynamic Term Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 13.30 |
| Monthly NAV IDCW (Rs.) | 9.95 |
| Quarterly NAV IDCW (Rs.) | 13.32 |
| NAV IDCW Yearly (Rs) | 13.30 |
| Min. Investment (Rs.) | 5,000 |
| Min. SIP Investment (Rs.) | 500 |
| Min. No of Cheques | 12 |
| Benchmark |
CRISIL Dynamic Bond A-III Index
|
| AUM Rs. | 24 Cr |
| (As on 30-Sep-2026) | |
| Expense | 0.18% |
| 1 Year Return (%) | 1.16 |
| 3 Year Return (%) | 5.65 |
| 5 Year Return (%) | 5.54 |
| 10 Year Return (%) | — |
| Return Since Launch | 5.55% |
Suitable For Which Investors?
Dynamic Term funds are suitable for investors:
1. Seeking higher debt returns by actively betting on the interest rate cycle
2. Who understand these funds can swing sharply if its interest rate calls go wrong
3. Who can withstand higher volatility and risk in their debt portfolio
Note:
• Most investors can skip these funds and stick to core debt funds instead
• Unlike FD, there is no guarantee of returns
• Not suitable for long term wealth creation
Fund’s Investment Strategy:
The scheme seeks to maximise returns through an active management of a portfolio comprising of debt and money market instruments.
Fund Manager:
1) Laukik Bagwe
Education: Mr. Bagwe is a B.Com (H) and PGDBA (Finance)
Experience: Prior to joining ITI Mutual fund he has worked with DSP Mutual Fund, Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of ITI Dynamic Term Fund
| Fund House | ITI Mutual Fund |
| Launch Date | 14-Jul-21 |
| Return Since Launch | 5.55% |
| Benchmark | CRISIL Dynamic Bond A-III Index |
| Riskometer | Low to Moderate |
| Type | Open-ended |
| Assets | 24 Cr |
| (As on 30-Sep-2026) | |
| Expense | 0.18% |
| (As on 30-Sep-2026) | |
| Risk Grade | Average |
| Return Grade | Below Average |
ITI Dynamic Term Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| ITI Dynamic Term Dir | 0.69 | -0.03 | -1.33 | -1.40 | -0.56 | 1.16 | 5.65 | 5.54 | — | — |
| Debt: Dynamic Term | 2.16 | -0.09 | -1.08 | -0.69 | 1.36 | 2.54 | 6.60 | 5.89 | — | — |
| Rank within category | 20 | 4 | 17 | 19 | 23 | 20 | 21 | 17 | — | — |
| Number of funds in category | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 21 | 17 |
Peer Comparison of ITI Dynamic Term Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| ITI Dynamic Term Dir | 3 out of 5 stars | 1.16 | 5.65 | 5.54 | 0.18 | 24 | 5.55 | — | 5Y 3M |
| Nippon India Dynamic Term Dir | 4 out of 5 stars | 3.15 | 7.19 | 6.02 | 0.30 | 3,702 | 7.54 | — | 13Y 9M |
| SBI Dynamic Term Dir | 4 out of 5 stars | 4.56 | 7.37 | 6.71 | 0.53 | 3,502 | 7.96 | 0.25 (30) | 13Y 9M |
| Axis Dynamic Term Dir | 4 out of 5 stars | 4.54 | 7.28 | 6.08 | 0.27 | 969 | 8.18 | — | 13Y 9M |
| 360 ONE Dynamic Term Dir | 5 out of 5 stars | 3.25 | 7.72 | 6.52 | 0.29 | 549 | 7.19 | — | 13Y 4M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 2 | 27 |
| Macaulay Duration (yrs) | 1.30 | 4.36 |
| Average Maturity (yrs) | 1.70 | 9.37 |
| Yield to Maturity (%) | 5.39 | 7.22 |
| Avg Credit Rating | GOI/Cash | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
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