October 24, 2026
mayank
ITI Balanced Advantage Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 15.36 |
| NAV IDCW (Rs.) | 13.09 |
| Bonus NaV (Rs.) | — |
| Min. Investment (Rs.) | 5,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. No of Cheques | 12 |
| Benchmark |
NIFTY 50 Hybrid Composite Debt 50:50 Index
|
| AUM Rs. | 320 Cr |
| (As on 30-Sep-2026) | |
| Expense | 0.64% |
| 1 Year Return (%) | -8.37 |
| 3 Year Return (%) | 6.85 |
| 5 Year Return (%) | 5.81 |
| 10 Year Return (%) | — |
| Return Since Launch | 6.30% |
Suitable For Which Investors?
Dynamic Asset Allocation funds are suitable for investors:
1. Looking to invest in a portfolio of equity and debt for moderate returns
2. Who prefer to let fund manager decide how much to invest in equity and in debt
3. Aiming for long-term wealth creation
4. With a 5+ year investment horizon
5. Who are new/unfamiliar with market’s ups and downs
Note:
• Invest only through SIP
Fund’s Investment Strategy:
The Scheme seeks capital appreciation by investing in equity and equity related securities and fixed income instruments. The allocation between equity instruments and fixed income will be managed dynamically so as to provide investors with long term capital appreciation.
Fund Manager:
1) Animesh Singh
Education: Post Graduate Diploma in Management, Bachelor of Honours -(Economics) CFA – USA Certification.
Experience: Prior to joining the ITI AMC, he was associated with Julius Baer wealth Advisor, Centrum Wealth, Nippon Life India Asset Management Ltd, Reliance Portfolio Management Services, KSBL and SSKI Securities.
2) Laukik Bagwe
Education: Mr. Bagwe is a B.Com (H) and PGDBA (Finance)
Experience: Prior to joining ITI Mutual fund he has worked with DSP Mutual Fund, Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.
3) Nilay Dalal
Education: Mr. Nilay holds a degree in B.E (Computer) from D.J Sanghvi College of Engg & master’s in management studies in KJ Somaiya Institute of Management Studies & Research.
Experience: Prior to joining ITI Mutual Fund, he has with Axis Asset Management Company, SBI Life Insurance Company Ltd & MAQ Software Pvt Ltd.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | For units in excess of 10% of the investment, 0.5% will be charged for redemption within 3 months |
Basic Details of ITI Balanced Advantage Fund
| Fund House | ITI Mutual Fund |
| Launch Date | 31-Dec-19 |
| Return Since Launch | 6.30% |
| Benchmark | NIFTY 50 Hybrid Composite Debt 50:50 Index |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | 320 Cr |
| (As on 30-Sep-2026) | |
| Expense | 0.64% |
| (As on 30-Sep-2026) | |
| Risk Grade | Average |
| Return Grade | Below Average |
| Turnover | 459.00% |
ITI Balanced Advantage Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| ITI Balanced Advantage Dir | -8.97 | -1.27 | -8.76 | -5.09 | -4.11 | -8.37 | 6.85 | 5.81 | — | — |
| Hybrid: Dynamic Asset Allocation | -4.24 | -0.72 | -4.32 | -3.39 | -1.96 | -3.73 | 8.46 | 8.02 | — | — |
| Rank within category | 40 | 40 | 42 | 37 | 35 | 40 | 29 | 21 | — | — |
| Number of funds in category | 40 | 43 | 42 | 41 | 41 | 40 | 32 | 24 | 20 | 12 |
Peer Comparison of ITI Balanced Advantage Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| ITI Balanced Advantage Dir | 3 out of 5 stars | -8.37 | 6.85 | 5.81 | 0.64 | 320 | 6.30 | 0.50 (90) | 6Y 9M | 459.00 |
| HDFC Balanced Advantage Dir | 5 out of 5 stars | -6.03 | 10.04 | 12.35 | 0.64 | 1,02,534 | 13.92 | 1.00 (365) | 13Y 9M | 11.25 |
| ICICI Pru Balanced Advantage Dir | 5 out of 5 stars | -1.63 | 9.89 | 9.43 | 0.71 | 71,913 | 12.09 | 1.00 (365) | 13Y 9M | 217.00 |
| SBI Balanced Advantage Dir | 4 out of 5 stars | -3.39 | 8.89 | 9.07 | 0.60 | 40,545 | 9.36 | 1.00 (365) | 5Y 1M | 15.00 |
| ABSL Balanced Advantage Dir | 4 out of 5 stars | 0.29 | 10.83 | 9.05 | 0.59 | 9,836 | 11.54 | 0.25 (7) | 13Y 9M | 166.00 |
ITI Balanced Advantage Fund Portfolio Analysis
| No. of Stocks | 55 |
| Top 10 Holdings | 29.75% |
| Top 5 Stocks | 17.68% |
| Top 3 Sectors | 45.65% |
| Portfolio P/B Ratio | 3.24 |
| Portfolio P/E Ratio | 26.89 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,03,920 | 2,02,939 |
| Large (%) | 43.58 | 68.02 |
| Mid (%) | 20.76 | 17.66 |
| Small (%) | 35.66 | 14.33 |
| Fund | Category | |
| Number of Securities | 67 | 111 |
| Macaulay Duration (yrs) | 0.21 | 2.47 |
| Average Maturity (yrs) | 0.22 | 4.02 |
| Yield to Maturity (%) | 5.47 | 7.11 |
| Avg Credit Rating | AAA | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
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