April 24, 2026
RA Jainee
HDFC Housing Opportunities Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 23.93 |
| NAV Bonus (Rs.) | — |
| NAV IDCW (Rs.) | 17.55 |
| Min. Investment (Rs.) | 100 |
| Min. SIP Investment (Rs.) | 100 |
| Min. No of Cheques | 6 |
| Benchmark | Nifty Housing TRI |
| AUM Rs. | 1,086 Cr |
| (As on 31-Mar-2026) | |
| Expense | 1.23% |
| 1 Year Return (%) | 3.56 |
| 3 Year Return (%) | 18.34 |
| 5 Year Return (%) | 17.73 |
| 10 Year Return (%) | — |
| Return Since Launch | 10.97% |
⚖️ Sahifund Review – HDFC Housing Opportunities Fund ✔
PLUS: Stability, track record, cost efficiency
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MINUS: Large AUM, large-cap bias, momentum lag
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Sahifund View (Decisive Line):
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| NFO Guidance |
What lies ahead? Below we decode returns consistency, portfolio concentration, peer positioning and risk profile in detail.
Suitable For Which Investors?
Such thematic funds are suitable for investors:
1. Seeking exposure in a diversified set of stocks for high returns
2. Aiming for long term wealth creation
3. With a 5+ year investment horizon
4. Who are at ease with the market’s ups and downs
Note:
• Invest only through SIP
Fund’s Investment Strategy:
The scheme aims to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities.
Fund Manager:
1) Srinivasan Ramamurthy
Education: Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM – Calcutta.
Experience: Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 100 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 1% for redemption within 30 days |
Basic Details of HDFC Housing Opportunities Fund
| Fund House | HDFC Mutual Fund |
| Launch Date | 06-Dec-17 |
| Return Since Launch | 10.97% |
| Benchmark | Nifty Housing TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | 1,086 Cr |
| (As on 31-Mar-2026) | |
| Expense | 1.23% |
| (As on 31-Mar-2026) | |
| Risk Grade | — |
| Return Grade | — |
| Turnover | 5.22% |
HDFC Housing Opportunities Fund Returns
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| HDFC Housing Opportunities Dir | -1.32 | -1.00 | 13.14 | 2.62 | -3.35 | 3.56 | 18.34 | 17.73 | 13.95 | — |
| BSE 500 TRI | -3.71 | -0.23 | 7.76 | -0.11 | -3.15 | 4.81 | 16.41 | 14.62 | 14.48 | — |
Peer Comparison of HDFC Housing Opportunities Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| HDFC Housing Opportunities Dir | Unrated | 3.56 | 18.34 | 17.73 | 1.23 | 1,086 | 10.97 | 1.00 (30) | 8Y 4M | 5.22 |
| ICICI Pru India Opportunities Dir | Unrated | 6.03 | 23.35 | 24.02 | 0.67 | 32,925 | 20.82 | 1.00 (365) | 7Y 3M | 61.00 |
| Franklin India Opportunities Dir | Unrated | 5.82 | 28.74 | 21.59 | 0.58 | 7,578 | 17.24 | 1.00 (365) | 13Y 3M | 57.81 |
| HDFC Defence Dir | Unrated | 29.08 | — | — | 0.83 | 7,305 | 41.91 | 1.00 (365) | 2Y 10M | 16.68 |
| Sundaram Services Dir | Unrated | 2.26 | 18.42 | 18.75 | 0.69 | 4,146 | 18.76 | 1.00 (365) | 7Y 7M | 26.90 |
HDFC Housing Opportunities Fund Portfolio
| No. of Stocks | 34 |
| Top 10 Stocks | 65.62% |
| Top 5 Stocks | 40.81% |
| Top 3 Sectors | 73.18% |
| Portfolio P/B Ratio | 2.08 |
| Portfolio P/E Ratio | 15.29 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,36,940 | 1,27,961 |
| Giant (%) | — | — |
| Large (%) | 68.82 | 53.51 |
| Mid (%) | 6.52 | 29.35 |
| Small (%) | 24.66 | 19.84 |
| Tiny (%) | — | — |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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