July 31, 2026
mayank
Axis Credit Risk Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 26.23 |
| Monthly NAV IDCW (Rs.) | 10.23 |
| Weekly NAV IDCW (Rs.) | 10.34 |
| Min. Investment (Rs.) | 5,000 |
| Min. SIP Investment (Rs.) | 1,000 |
| Min. No of Cheques | 6 |
| Benchmark | CRISIL Credit Risk Debt B-II Index |
| AUM Rs. | 362 Cr |
| (As on 30-Jun-2026) | |
| Expense | 0.68% |
| 1 Year Return (%) | 8.65 |
| 3 Year Return (%) | 8.85 |
| 5 Year Return (%) | 7.74 |
| 10 Year Return (%) | 7.78 |
| Return Since Launch | 8.33% |
Suitable For Which Investors?
Credit Risk funds are suitable for investors:
1. Seeking higher debt returns by investing in high yield, lower rated corporate bonds
2. Who understand these funds can incur loss due to high risk of default
3. Who can withstand higher volatility and risk in their debt portfolio
Note:
• Most investors can skip these funds and stick to core debt funds instead
• Unlike FD, there is no guarantee of returns
• Not suitable for long term wealth creation
Fund’s Investment Strategy:
The scheme seeks to generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum.
Fund Manager:
1) Akhil Bipin Thakker
Education: Mr. Thakker has done MBA in Finance from K J Somaiya Institute of Management
Experience: Prior to joining Axis Mutual Fund, he has worked with CRISIL Ltd and Credit Analysis & Research Ltd.
2) Devang Shah
Education: Mr. Shah is B.Com and ACA.
Experience: Prior to joining Axis AMC he has worked with ICICI Prudential AMC, Deutsche Asset Management (India) Pvt. Ltd. and Pricewaterhouse Coopers.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 1,000 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | For units in excess of 10% of the investment, 1% will be charged for redemption within 1 month |
Basic Details of Axis Credit Risk Fund
| Fund House | Axis Mutual Fund |
| Launch Date | 15-Jul-14 |
| Return Since Launch | 8.33% |
| Benchmark | CRISIL Credit Risk Debt B-II Index |
| Riskometer | High |
| Type | Open-ended |
| Assets | 362 Cr |
| (As on 30-Jun-2026) | |
| Expense | 0.68% |
| (As on 30-Jun-2026) | |
| Risk Grade | Average |
| Return Grade | Above Average |
Axis Credit Risk Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Axis Credit Risk Dir | 4.99 | 0.00 | 0.58 | 2.94 | 4.76 | 8.65 | 8.85 | 7.74 | 8.08 | 7.78 |
| Debt: Credit Risk | 5.74 | 0.00 | 0.44 | 2.47 | 4.86 | 8.80 | 9.81 | 10.10 | 7.99 | 7.19 |
| Rank within category | 6 | 9 | 1 | 3 | 6 | 4 | 8 | 10 | 8 | 7 |
| Number of funds in category | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 14 | 13 |
Peer Comparison of Axis Credit Risk Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| Axis Credit Risk Dir | 4 out of 5 stars | 8.65 | 8.85 | 7.74 | 0.68 | 362 | 8.33 | 1.00 (30) | 12Y |
| Nippon India Credit Risk Dir | 4 out of 5 stars | 7.89 | 8.99 | 7.99 | 0.50 | 1,486 | 7.62 | 1.00 (360) | 13Y 6M |
| ABSL Credit Risk Dir | 4 out of 5 stars | 12.80 | 13.13 | 10.92 | 0.67 | 1,461 | 9.52 | 1.00 (365) | 11Y 3M |
| HDFC Credit Risk Debt Dir | 2 out of 5 stars | 7.25 | 8.20 | 7.20 | 0.86 | 7,693 | 8.73 | 1.00 (365) | 12Y 4M |
| ICICI Pru Credit Risk Dir | 3 out of 5 stars | 8.49 | 9.10 | 8.04 | 0.65 | 6,212 | 8.94 | 1.00 (365) | 13Y 6M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 43 | 36 |
| Macaulay Duration (yrs) | 2.34 | 2.12 |
| Average Maturity (yrs) | 2.68 | 2.71 |
| Yield to Maturity (%) | 8.17 | 7.93 |
| Avg Credit Rating | AA | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
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https://www.axismf.com/mutual-funds
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