July 27, 2026
mayank
Aditya Birla (ABSL) Regular Savings Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 79.22 |
| NAV Bonus (Rs.) | — |
| Monthly NAV IDCW (Rs.) | 27.23 |
| Min. Investment (Rs.) | 1,000 |
| Min. SIP Investment (Rs.) | 100 |
| Min. No of Cheques | 6 |
| Benchmark | CRISIL Hybrid 85+15 Conservative Index |
| AUM Rs. | 1,490 Cr |
| (As on 30-Jun-2026) | |
| Expense | 0.82% |
| 1 Year Return (%) | 5.26 |
| 3 Year Return (%) | 9.16 |
| 5 Year Return (%) | 8.92 |
| 10 Year Return (%) | 8.95 |
| Return Since Launch | 10.29% |
Suitable For Which Investors?
Conservative Hybrid funds are suitable for investors:
1. Looking to invest mostly in debt (~75%) with a small equity allocation (~25%)
2. Aiming for moderately higher returns than fixed deposits, with limited volatility
3. Looking to generate regular income
4. With 3-5 year investment horizon
Note:
• Invest preferably through SIP
Fund’s Investment Strategy:
The scheme primarily seeks to generate regular income through a predominant exposure to debt and money market instruments. It also aims at capital growth through an equity exposure of maximum 25 per cent.
Fund Manager:
1) ) Harshil Suvarnkar
Education: Mr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.
Experience: Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited.
2) Mohit Sharma
Education: Mr. Sharma is B Tech (IIT – Madras) and PGDCM (IIM Calcutta).
Experience: Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 – May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 – June 2011) and ICICI Bank Ltd (June 2006 – April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 – June 2006).
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 1 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | NA |
| Exit Load | 1% for redemption within 90 days |
Basic Details of Aditya Birla (ABSL) Regular Savings Fund
| Fund House | Aditya Birla Sun Life Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 10.29% |
| Benchmark | CRISIL Hybrid 85+15 Conservative Index |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | 1,490 Cr |
| (As on 30-Jun-2026) | |
| Expense | 0.82% |
| (As on 30-Jun-2026) | |
| Risk Grade | Below Average |
| Return Grade | Above Average |
| Turnover | 136.00% |
Aditya Birla (ABSL) Regular Savings Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| ABSL Regular Savings Dir | 3.16 | 0.06 | 1.04 | 2.09 | 3.57 | 5.26 | 9.16 | 8.92 | 9.55 | 8.95 |
| Hybrid: Conservative Hybrid | 1.94 | 0.03 | 0.96 | 1.80 | 2.94 | 3.60 | 8.54 | 8.26 | 8.76 | 8.34 |
| Rank within category | 7 | 10 | 9 | 10 | 9 | 6 | 7 | 8 | 7 | 5 |
| Number of funds in category | 29 | 29 | 29 | 29 | 29 | 28 | 28 | 28 | 24 | 22 |
Peer Comparison of Aditya Birla (ABSL) Regular Savings Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| ABSL Regular Savings Dir | 4 out of 5 stars | 5.26 | 9.16 | 8.92 | 0.82 | 1,490 | 10.29 | 1.00 (90) | 13Y 6M | 136.00 |
| SBI Conservative Hybrid Dir | 4 out of 5 stars | 4.98 | 9.08 | 9.29 | 0.86 | 10,145 | 9.74 | 1.00 (365) | 13Y 6M | — |
| Parag Parikh Conservative Hybrid Dir | 5 out of 5 stars | 5.31 | 10.83 | 10.00 | 0.24 | 3,419 | 9.73 | 1.00 (365) | 5Y 1M | — |
| ICICI Pru Regular Savings Dir | 5 out of 5 stars | 4.80 | 9.60 | 9.44 | 0.80 | 3,348 | 10.37 | 1.00 (365) | 13Y 6M | 90.00 |
| Kotak Debt Hybrid Dir | 4 out of 5 stars | 2.91 | 9.28 | 9.46 | 0.49 | 2,882 | 10.43 | 1.00 (180) | 13Y 6M | 24.23 |
Aditya Birla (ABSL) Regular Savings Fund Portfolio Analysis
| Number of Stocks | 41 |
| Number of Bonds | 76 |
| Average Maturity (yrs) | 6.54 |
| Top 10 Holdings | 25.90% |
| Portfolio P/B Ratio | 3.39 |
| Portfolio P/E Ratio | 26.44 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,29,652 | 2,40,177 |
| Large (%) | 73.87 | 68.56 |
| Mid (%) | 12.49 | 15.23 |
| Small (%) | 13.64 | 18.08 |
| Fund | Category | |
| Number of Securities | 124 | 65 |
| Macaulay Duration (yrs) | 3.95 | 4.09 |
| Average Maturity (yrs) | 6.54 | 6.84 |
| Yield to Maturity (%) | 7.85 | 7.21 |
| Avg Credit Rating | AAA | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
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