Aditya Birla (ABSL) Credit Risk Fund

Fund at a Glance
NAV Growth (Rs.)	27.78
NAV Bonus (Rs.)	27.78
NAV IDCW (Rs.)	14.53
Min. Investment (Rs.)	100
Min. SIP Investment (Rs.)	100
Min. No of Cheques	6
Benchmark	CRISIL Credit Risk Debt B-II Index
AUM Rs.	1,461 Cr
	(As on 30-Jun-2026)
Expense	0.67%
1 Year Return (%)	12.78
3 Year Return (%)	13.06
5 Year Return (%)	10.89
10 Year Return (%)	9.44
Return Since Launch	9.51%

Suitable For Which Investors?
Credit Risk funds are suitable for investors:
1. Seeking higher debt returns by investing in high yield, lower rated corporate bonds
2. Who understand these funds can incur loss due to high risk of default
3. Who can withstand higher volatility and risk in their debt portfolio
Note:
• Most investors can skip these funds and stick to core debt funds instead
• Unlike FD, there is no guarantee of returns
• Not suitable for long term wealth creation

Fund’s Investment Strategy:
The scheme seeks to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade.

Fund Manager:

1) Mohit Sharma
Education: Mr. Sharma is B Tech (IIT – Madras) and PGDCM (IIM Calcutta).
Experience: Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 – May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 – June 2011) and ICICI Bank Ltd (June 2006 – April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 – June
2) Sunaina da Cunha
Education: Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.
Experience: Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

Investment Details

Min. Investment (Rs)	100
Min. Addl Investment (Rs)	100
Min. SIP Investment (Rs)	100
Min. Withdrawal (Rs)	1
Min. No of Cheques	6
Min. Balance (Rs)	—
Lock-in Period	NA
Exit Load	1% for redemption within 1 year

Basic Details of Aditya Birla (ABSL) Credit Risk Fund

Fund House	Aditya Birla Sun Life Mutual Fund
Launch Date	17-Apr-15
Return Since Launch	9.51%
Benchmark	CRISIL Credit Risk Debt B-II Index
Riskometer	Moderately High
Type	Open-ended
Assets	1,461 Cr
	(As on 30-Jun-2026)
Expense	0.67%
	(As on 30-Jun-2026)
Risk Grade	Average
Return Grade	Above Average