July 14, 2026
mayank
Aditya Birla (ABSL) Banking & Financial Services Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 73.10 |
| NAV Bonus (Rs.) | — |
| NAV IDCW (Rs.) | 32.23 |
| Min. Investment (Rs.) | 1,000 |
| Min. SIP Investment (Rs.) | 100 |
| Min. No of Cheques | 6 |
| Benchmark | NIFTY Financial Services TRI |
| AUM Rs. | 3,676 Cr |
| (As on 30-Jun-2026) | |
| Expense | 0.89% |
| 1 Year Return (%) | 5.38 |
| 3 Year Return (%) | 13.45 |
| 5 Year Return (%) | 12.87 |
| 10 Year Return (%) | 13.73 |
| Return Since Launch | 17.12% |
Suitable For Which Investors?
Banking funds are suitable for investors:
1. Wanting a small, supporting exposure to the financial services sector
2. Aiming for long term wealth creation
3. With a 7+ year investment horizon, who can withstand the sharper swings of a concentrated portfolio
Note:
• Most investors can skip these funds and stick to diversified equity funds instead
• If you choose to invest, do so only through SIP
Fund’s Investment Strategy:
The scheme aims to maximize long term capital appreciation by investing primarily in equity & equity related securities of companies engaged in banking & financial services. The scheme would invest in banks as well as NBFC’s, insurance companies, rating agencies, broking companies, etc.
Fund Manager:
1) Dhaval Gala
Education: Mr. Gala has done BMS from Mithibai College and PGDBM-Finance from N.L.Dalmia Institute of Management Studies & Research.
Experience: Prior to joining Aditya Birla Sun Life Mutual Fund, he has worked with B&K Securities( January 2008- February 2011) and J.P.Morgan Chase India Private Ltd ( May 2005-July 2006).
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 1 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | NA |
| Exit Load | 1% for redemption within 30 days |
Basic Details of Aditya Birla (ABSL) Banking & Financial Services Fund
| Fund House | Aditya Birla Sun Life Mutual Fund |
| Launch Date | 14-Dec-13 |
| Return Since Launch | 17.12% |
| Benchmark | NIFTY Financial Services TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | 3,676 Cr |
| (As on 30-Jun-2026) | |
| Expense | 0.89% |
| (As on 30-Jun-2026) | |
| Risk Grade | Above Average |
| Return Grade | Average |
| Turnover | 37.00% |
Aditya Birla (ABSL) Banking & Financial Services Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| ABSL Banking & Financial Services Dir | 0.73 | 0.16 | 5.53 | 6.53 | 0.91 | 5.38 | 13.45 | 12.87 | 12.78 | 13.73 |
| BSE Bankex TRI | -1.16 | 1.39 | 6.18 | 4.76 | -0.95 | 3.71 | 9.96 | 11.47 | 10.39 | 12.88 |
| Equity: Sectoral-Banking | 0.84 | 0.21 | 4.39 | 6.10 | 0.98 | 6.31 | 14.61 | 13.46 | 13.06 | 14.04 |
| Rank within category | 17 | 23 | 16 | 17 | 18 | 15 | 14 | 10 | 6 | 6 |
| Number of funds in category | 40 | 47 | 47 | 45 | 40 | 37 | 20 | 14 | 11 | 11 |
Peer Comparison of Aditya Birla (ABSL) Banking & Financial Services Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| ABSL Banking & Financial Services Dir | 3 out of 5 stars | 5.38 | 13.45 | 12.87 | 0.89 | 3,676 | 17.12 | 1.00 (30) | 12Y 7M | 37.00 |
| SBI Banking & Financial Services Dir | 4 out of 5 stars | 4.44 | 17.54 | 14.11 | 0.65 | 10,845 | 15.22 | 0.50 (30) | 11Y 4M | 86.00 |
| Nippon India Banking & Financial Srvices Dir | 4 out of 5 stars | 4.55 | 14.86 | 15.04 | 0.83 | 7,789 | 14.05 | 1.00 (30) | 13Y 6M | 26.00 |
| Invesco India Financial Services Dir | 5 out of 5 stars | 10.35 | 20.12 | 16.40 | 0.71 | 1,811 | 16.06 | 1.00 (365) | 13Y 6M | 26.00 |
| Sundaram Financial Services Opportunities Dir | 4 out of 5 stars | 6.87 | 16.14 | 15.80 | 0.67 | 1,681 | 14.03 | 0.50 (30) | 13Y 6M | 20.60 |
Aditya Birla Banking & Financial Services Fund Portfolio Analysis
| No. of Stocks | 42 |
| Top 10 Stocks | 61.81% |
| Top 5 Stocks | 44.22% |
| Top 3 Sectors | 99.90% |
| Portfolio P/B Ratio | 2.58 |
| Portfolio P/E Ratio | 19.37 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 2,03,647 | 2,92,344 |
| Large (%) | 66.57 | 72.87 |
| Mid (%) | 12.94 | 18.70 |
| Small (%) | 20.49 | 12.33 |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
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