October 15, 2026
mayank
WhiteOak Capital Ultra Short Term Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 1,525.54 |
| Fortnightly NAV IDCW (Rs.) | 1,005.04 |
| Monthly NAV IDCW (Rs.) | 1,009.45 |
| Min. Investment (Rs.) | 500 |
| Min. SIP Investment (Rs.) | 500 |
| Min. No of Cheques | 6 |
| Benchmark |
CRISIL Ultra Short Duration Debt A-I Index
|
| AUM Rs. | 549 Cr |
| (As on 30-Sep-2026) | |
| Expense | 0.22% |
| 1 Year Return (%) | 6.41 |
| 3 Year Return (%) | 7.00 |
| 5 Year Return (%) | 6.37 |
| 10 Year Return (%) | — |
| Return Since Launch | 5.92% |
Suitable For Which Investors?
Ultra Short Term funds are suitable for:
1. Parking emergency corpus or idle money for capital preservation
2. Earning slightly higher returns than savings bank account, with low volatility
3. Investment horizon of 3 months to 1 year
Note:
• There is no guarantee of returns
• Not suitable for long-term wealth creation
Fund’s Investment Strategy:
The scheme seeks to generate reasonable income with low volatility through investment in a portfolio comprising of debt & money market instruments.
Fund Manager:
1) Piyush Baranwal
Education: Mr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA.
Experience: Prior to joining WhiteOak Capital Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).
Investment Details
| Min. Investment (Rs) | 500 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of WhiteOak Capital Ultra Short Term Fund
| Min. Investment (Rs) | 500 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1 |
| Lock-in Period | NA |
| Exit Load | 0 |
WhiteOak Capital Ultra Short Term Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| WhiteOak Capital Ultra Short Term Dir | 5.12 | 0.02 | 0.49 | 1.66 | 3.31 | 6.41 | 7.00 | 6.37 | 5.84 | — |
| Debt: Ultra Short Term | 5.26 | 0.02 | 0.50 | 1.68 | 3.39 | 6.61 | 7.18 | 6.55 | 6.13 | — |
| Rank within category | 25 | 13 | 24 | 19 | 23 | 28 | 22 | 21 | 16 | — |
| Number of funds in category | 31 | 35 | 34 | 33 | 32 | 31 | 24 | 24 | 19 | 11 |
Peer Comparison of WhiteOak Capital Ultra Short Term Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| WhiteOak Capital Ultra Short Term Dir | 1 out of 5 stars | 6.41 | 7.00 | 6.37 | 0.22 | 549 | 5.92 | — | 7Y 4M |
| Tata Ultra Short Term Dir | 5 out of 5 stars | 7.00 | 7.50 | 6.81 | 0.26 | 5,404 | 6.48 | — | 7Y 8M |
| Axis Ultra Short Term Dir | 4 out of 5 stars | 6.75 | 7.44 | 6.81 | 0.30 | 4,996 | 6.78 | — | 8Y 1M |
| Mirae Asset Ultra Short-Term Dir | 4 out of 5 stars | 6.68 | 7.41 | 6.73 | 0.18 | 1,808 | 6.22 | — | 6Y |
| LIC MF Ultra Short Term Direct | 4 out of 5 stars | 6.76 | 7.24 | 6.46 | 0.21 | 1,420 | 6.00 | — | 6Y 10M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 21 | 52 |
| Macaulay Duration (yrs) | 0.40 | 0.39 |
| Average Maturity (yrs) | 0.40 | 0.45 |
| Yield to Maturity (%) | 6.73 | 6.82 |
| Avg Credit Rating | AAA | — |
Note: Mutual fund investments are subject to market risks, read all scheme-related documents carefully.
Apply Online: https://online.whiteoakamc.com/investor-login
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