March 31, 2026
RA Jainee
WhiteOak Capital Large & Mid Cap Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 12.59 |
| NAV Bonus (Rs.) | — |
| NAV IDCW (Rs.) | — |
| Min. Investment (Rs.) | 500 |
| Min. SIP Investment (Rs.) | 100 |
| Min. No of Cheques | 6 |
| Benchmark | BSE 250 Large MidCap TRI |
| AUM Rs. | 2,106 Cr |
| (As on 28-Feb-2026) | |
| Expense | 0.62% |
| 1 Year Return (%) | 3.85 |
| 3 Year Return (%) | — |
| 5 Year Return (%) | — |
| 10 Year Return (%) | — |
| Return Since Launch | 10.74% |
⚖️ Sahifund Review – WhiteOak Capital Large & Mid Cap Fund ✔
PLUS: Strong early performance, low cost, well-diversified structure
✓ WhiteOak Capital Large & Mid Cap Fund has delivered a decent 1-year return of 3.85%, outperforming both benchmark and category averages, which reflects a good early start.
✓ Expense ratio at 0.62% is attractive, especially for an actively managed large & mid-cap strategy, giving it a clear cost advantage.
✓ The portfolio is highly diversified with 118 stocks, which reduces concentration risk and offers broad market participation.
✓ Allocation across large-cap (52.77%) and mid-cap (41.39%) is well balanced, making it suitable for investors seeking a mix of stability and growth.
✓ WhiteOak’s research-driven investment approach and experienced fund management team add credibility for long-term SIP investors.
MINUS: Very new fund, extremely high churn, untested across cycles
⚖️ The biggest limitation is that the fund is still very new (launched Dec 2023), so there is no long-term track record to judge consistency.
⚖️ Turnover is extremely high at 230%, which indicates aggressive churn and can increase execution risk and volatility.
⚖️ Despite a good start, it still lags established category leaders like ICICI Prudential, Motilal Oswal and SBI Large & Midcap Funds in long-term performance history.
⚖️ The very high number of holdings may also dilute alpha, making it more of a broad market performer than a high-conviction outperformer.
Sahifund View (Decisive Line):
WhiteOak Large & Mid Cap Fund shows promise with strong structure and low cost, but being a new fund, it is best suited for gradual SIP exposure rather than aggressive allocation.
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| NFO Guidance |
What lies ahead? Below we decode returns consistency, portfolio concentration, peer positioning and risk profile in detail.
Suitable For Which Investors?
Large & MidCap funds are suitable for investors:
1. Seeking exposure in large and mid-cap stocks for high returns
2. Aiming for long-term wealth creation
3. With a 5+ year investment horizon
4. Who are at ease with the market’s ups and downs
Note:
• Invest only through SIP
Fund’s Investment Strategy:
The scheme seeks to generate long term capital appreciation by investing in and managing a diversified portfolio of equity and equity related instruments of large and mid cap companies.
Fund Manager:
1) Ramesh Mantri
Education: Mr. Mantri is an MBA, CFA and CA
Experience: Prior to joining WhiteOak Capital Mutual Fund, he has worked with WhiteOak Capital Management, Ashoka Capital Advisers, Smith Management, and CRISIL.
2) Piyush Baranwal
Education: Mr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA.
Experience: Prior to joining WhiteOak Capital Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).
Fund Manager:
3) Dheeresh Pathak
Education: Mr. Pathak has done B.E in Electronics Engineering and a PGDBM from MDI Gurgaon
Experience: Prior to joining WhiteOak Capital Mutual Fund, he has worked with Goldman Sachs
4) Trupti Agrawal
Education: Ms. Agrawal has done B.Com and CA.
Experience: Prior to joining WhiteOak Capital Mutual Fund, she has worked with L&T Infrastructure Finance Co. Ltd. and Ernst & Young.
5) Ashish Agrawal
Education: PGDBM in Finance from Institute of Management Technology, Ghaziabad and Bachelor of Commerce from University of Lucknow
Experience: Prior to joining Whiteoak Capital AMC, he was working with Motilal Owal Asset Management Co. Ltd from 2016 till date. Citigroup Global Markets Ltd from 2010 to 2016
Investment Details
| Min. Investment (Rs) | 500 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 1% for redemption within 1 month |
Basic Details of WhiteOak Capital Large & Mid Cap Fund
| Fund House | WhiteOak Capital Mutual Fund |
| Launch Date | 22-Dec-23 |
| Return Since Launch | 10.74% |
| Benchmark | BSE 250 Large MidCap TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets (Rs.) | 2,106 Cr |
| (As on 28-Feb-2026) | |
| Expense | 0.62% |
| (As on 28-Feb-2026) | |
| Risk Grade | — |
| Return Grade | — |
| Turnover | 230.00% |
WhiteOak Capital Large & Mid Cap Fund Returns
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| WhiteOak Capital Large & Mid Cap Dir | -10.22 | -2.06 | -8.37 | -9.93 | -5.16 | 3.85 | — | — | — | — |
| BSE Large Mid Cap TRI | -11.75 | -2.09 | -9.49 | -11.39 | -6.79 | -1.15 | — | — | — | — |
| Equity: Large & MidCap | -10.61 | -2.16 | -9.09 | -10.44 | -6.59 | 0.10 | — | — | — | — |
| Rank within category | 23 | 27 | 17 | 25 | 8 | 6 | — | — | — | — |
| Number of funds in category | 64 | 64 | 64 | 64 | 64 | 57 | 36 | 27 | 21 | 18 |
Peer Comparison of WhiteOak Capital Large & Mid Cap Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| WhiteOak Capital Large & Mid Cap Dir | Unrated | 3.85 | — | — | 0.62 | 2,106 | 10.74 | 1.00 (30) | 2Y 3M | 230.00 |
| SBI Large & Midcap Dir | 4 star | 4.20 | 17.26 | 16.70 | 0.72 | 38,766 | 16.14 | 0.10 (30) | 13Y 2M | 28.00 |
| HDFC Large and Mid Cap Dir | 4 star | -0.52 | 18.68 | 17.24 | 0.86 | 28,580 | 12.67 | 1.00 (365) | 13Y 2M | 3.30 |
| ICICI Pru Large & Mid Cap Dir | 5 star | 2.22 | 20.02 | 19.33 | 0.77 | 28,506 | 15.62 | 1.00 (30) | 13Y 2M | 62.00 |
| Motilal Oswal Large and Midcap Dir | 4 star | 5.27 | 24.23 | 19.94 | 0.75 | 15,017 | 20.59 | 1.00 (365) | 6Y 5M | 54.00 |
WhiteOak Capital Large & Mid Cap Fund Portfolio
| No. of Stocks | 118 |
| Top 10 Stocks | 27.89% |
| Top 5 Stocks | 17.70% |
| Top 3 Sectors | 56.23% |
| Portfolio P/B Ratio | 4.04 |
| Portfolio P/E Ratio | 27.78 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,69,008 | 1,79,011 |
| Giant (%) | — | — |
| Large (%) | 52.77 | 60.93 |
| Mid (%) | 41.39 | 33.40 |
| Small (%) | 5.84 | 8.88 |
| Tiny (%) | — | — |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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