January 13, 2026
RA Jainee
UTI Value Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 189.16 |
| NAV Bonus (Rs.) | — |
| NAV IDCW (Rs.) | 61.69 |
| Min. Investment (Rs.) | 5,000 |
| Min. SIP Investment (Rs.) | 500 |
| Min. No of Cheques | 6 |
| Benchmark | NIFTY 500 TRI |
| AUM Rs. | 10,151 Cr |
| (As on 31-Dec-2025) | |
| Expense | 1.19% |
| 1 Year Return (%) | 8.77 |
| 3 Year Return (%) | 19.39 |
| 5 Year Return (%) | 17.00 |
| 10 Year Return (%) | 15.74 |
| Return Since Launch | 14.46% |
⚖️ Sahifund Review – UTI Value Fund ✔
PLUS: Stability, track record, cost efficiency
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MINUS: Large AUM, large-cap bias, momentum lag
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Sahifund View (Decisive Line):
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| NFO Guidance |
What lies ahead? Below we decode returns consistency, portfolio concentration, peer positioning and risk profile in detail.
Suitable For Which Investors?
Value-oriented funds are suitable for investors:
1. Seeking exposure in value/contrarian stocks for high returns
2. Aiming for long-term wealth creation
3. With a 5+ year investment horizon
4. Who are at ease with the market’s ups and downs
Note:
• Invest only through SIP
Fund’s Investment Strategy:
The scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across market capitalization spectrum.
Fund Manager:
1) Amit Kumar Premchandani
Education: Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.
Experience: Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | — |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period NA | |
| Exit Load | For units in excess of 10% of the investment, 1% will be charged for redemption Within 365 days |
Basic Details of UTI Value Fund
| Fund House | UTI Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 14.46% |
| Benchmark | NIFTY 500 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 10,151 Cr |
| (As on 31-Dec-2025) | |
| Expense | 1.19% |
| (As on 31-Dec-2025) | |
| Risk Grade | Below Average |
| Return Grade | Below Average |
| Turnover | 18.00% |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| UTI Value Dir | -1.32 | 0.23 | -0.76 | 1.27 | 1.73 | 8.77 | 19.39 | 17.00 | 17.56 | 15.74 |
| BSE 500 TRI | -1.55 | 0.15 | -0.97 | 0.81 | 1.37 | 8.70 | 16.22 | 15.37 | 15.74 | 15.20 |
| Equity: Value Oriented | -1.29 | 0.21 | -0.02 | 2.32 | 3.12 | 9.20 | 20.53 | 19.35 | 17.79 | 16.20 |
| Rank within category | 17 | 13 | 21 | 20 | 17 | 12 | 15 | 14 | 10 | 11 |
| Number of funds in category | 31 | 31 | 31 | 31 | 30 | 29 | 23 | 16 | 16 | 14 |
Peer Comparison of UTI Value Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| UTI Value Dir | 3 star | 8.77 | 19.39 | 17.00 | 1.19 | 10,151 | 14.46 | 1.00 (365) | 13Y | 18.00 |
| ICICI Pru Value Dir | 5 star | 13.80 | 21.63 | 22.03 | 0.96 | 61,272 | 18.63 | 1.00 (365) | 13Y | 44.00 |
| SBI Contra Dir | 5 star | 7.62 | 20.90 | 23.42 | 0.68 | 49,967 | 16.37 | 0.25 (30) | 13Y | 12.00 |
| HSBC Value Dir | 4 star | 10.53 | 23.95 | 21.93 | 0.74 | 14,753 | 19.48 | 1.00 (365) | 13Y | 29.00 |
| Bandhan Value Dir | 4 star | 6.68 | 18.19 | 21.97 | 0.69 | 10,463 | 16.97 | 1.00 (365) | 13Y | 37.00 |
Portfolio Analysis of UTI Value Fund
| No. of Stocks | 62 |
| Top 10 Stocks | 44.01% |
| Top 5 Stocks | 27.90% |
| Top 3 Sectors | 66.16% |
| Portfolio P/B Ratio | 3.07 |
| Portfolio P/E Ratio | 22.57 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,96,373 | 2,15,932 |
| Giant (%) | 57.25 | 57.52 |
| Large (%) | 12.29 | 17.86 |
| Mid (%) | 22.11 | 21.66 |
| Small (%) | 8.34 | 8.46 |
| Tiny (%) | — | 0.10 |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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