January 23, 2026
RA Jainee
UTI Small Cap Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 25.79 |
| NAV Bonus (Rs.) | — |
| NAV IDCW (Rs.) | 25.79 |
| Min. Investment (Rs.) | 5,000 |
| Min. SIP Investment (Rs.) | 500 |
| Min. No of Cheques | 6 |
| Benchmark | NIFTY Smallcap 250 TRI |
| AUM Rs. | 4,737 Cr |
| (As on 31-Dec-2025) | |
| Expense | 0.63% |
| 1 Year Return (%) | -5.61 |
| 3 Year Return (%) | 16.94 |
| 5 Year Return (%) | 20.32 |
| 10 Year Return (%) | — |
| Return Since Launch | 20.50% |
⚖️ Sahifund Review – UTI Small Cap Fund ✔
PLUS: Stability, track record, cost efficiency
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MINUS: Large AUM, large-cap bias, momentum lag
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Sahifund View (Decisive Line):
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| NFO Guidance |
What lies ahead? Below we decode returns consistency, portfolio concentration, peer positioning and risk profile in detail.
Suitable For Which Investors?
Small-cap funds are suitable for investors:
1. Seeking exposure in small-cap stocks for high returns
2. Aiming for long-term wealth creation
3. With a 7+ year investment horizon
4. Who can withstand interim sharp declines in investment value
Note:
• Invest only through SIP
Fund’s Investment Strategy:
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of small cap companies.
Fund Manager:
1) Nitin Jain
Education: Mr. Jain holds a Bachelor of Engineering Degree and is also MMS.
Experience: Has been associated with SBIMF since 2004. Earlier,he was with IDBI Capital Market Services Ltd.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | — |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 1% for redemption Within 365 days |
Basic Details of UTI Small Cap Fund
| Fund House | UTI Mutual Fund |
| Launch Date | 22-Dec-20 |
| Return Since Launch | 20.50% |
| Benchmark | NIFTY Smallcap 250 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets (RS) | 4,737 Cr |
| (As on 31-Dec-2025) | |
| Expense | 0.63% |
| (As on 31-Dec-2025) | |
| Risk Grade | Average |
| Return Grade | Below Average |
| Turnover | 36.00% |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| UTI Small Cap Dir | -5.83 | -2.37 | -5.62 | -8.17 | -10.41 | -5.61 | 16.94 | 20.32 | — | — |
| BSE 250 SmallCap TRI | -7.11 | -2.62 | -6.00 | -9.47 | -13.18 | -7.32 | 17.98 | 19.67 | — | — |
| Equity: Small Cap | -5.98 | -2.48 | -5.06 | -8.12 | -10.59 | -5.37 | 18.91 | 21.81 | — | — |
| Rank within category | 25 | 19 | 38 | 24 | 21 | 23 | 23 | 17 | — | — |
| Number of funds in category | 52 | 52 | 52 | 49 | 46 | 43 | 31 | 24 | 17 | 12 |
Peer Comparison of UTI Small Cap Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs. Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| UTI Small Cap Dir | 3 star | -5.61 | 16.94 | 20.32 | 0.63 | 4,737 | 20.50 | 1.00 (365) | 5Y | 36.00 |
| Nippon India Small Cap Dir | 4 star | -5.18 | 20.05 | 25.74 | 0.64 | 68,287 | 23.65 | 1.00 (365) | 13Y | 14.00 |
| HDFC Small Cap Dir | 4 star | -0.63 | 19.24 | 23.43 | 0.67 | 37,753 | 18.73 | 1.00 (365) | 13Y | 9.42 |
| Quant Small Cap Dir | 4 star | -6.22 | 18.04 | 27.20 | 0.77 | 29,785 | 16.71 | 1.00 (365) | 13Y | 151.00 |
| Bandhan Small Cap Dir | 5 star | 0.31 | 29.90 | 25.35 | 0.47 | 18,990 | 30.66 | 1.00 (365) | 5Y 10M | 21.00 |
Portfolio Analysis of UTI Small Cap Fund
| No. of Stocks | 91 |
| Top 10 Stocks | 21.90% |
| Top 5 Stocks | 12.41% |
| Top 3 Sectors | 52.18% |
| Portfolio P/B Ratio | 4.08 |
| Portfolio P/E Ratio | 29.60 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 15,617 | 19,734 |
| Giant (%) | — | — |
| Large (%) | — | 7.31 |
| Mid (%) | 15.67 | 14.07 |
| Small (%) | 84.33 | 83.64 |
| Tiny (%) | — | — |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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