August 26, 2023
mayank
UTI Multi Asset Allocation Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by Chanakyamfguidance.com
NAV Growth: Rs 55.5787
NAV IDCW: Rs 24.0180
Suitable For Which Investors?
“Multi Asset Allocation funds invest your money in a mix of equity shares, bonds and commodities (usually gold) such that each has at least 10 per cent allocation at all times.
We don’t think highly of gold or other commodities as an investment. Therefore, we believe that investors can avoid these funds altogether. Instead, they might consider other varieties of hybrid funds — aggressive hybrid, balanced hybrid and conservative hybrid — which invest your money in equity shares and bonds in different proportions. You can choose from these depending upon your investment horizon, return expectations and ability to withstand volatility in the value of your investments.”
Fund’s Investment Strategy:
The Scheme seeks to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments. The fund also invests in debt and money market instruments with a view to generate regular income. The fund also invests in Gold ETFs. The portfolio allocation is managed dynamically.
Fund Manager:
1) Sharwan Kumar Goyal
Education: Mr.Goyal is B.Com, CFA and MMS.
Experience: He began his career with UTI in June 2006 and has 15 years of overall experience in Risk / Fund management. Presently he is working as Equity Fund Manager.
2) Sunil Patil
Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.
Experience: He joined UTI AMC in October 1989. He has overall 31 years of experience in Primary Market Investment / Dealing and Fund Management.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | — |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | For units in excess of 10% of the investment, 1% will be charged for redemption Within 365 days |
Basic Details of UTI Multi Asset Allocation Fund
| Fund House | UTI Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 8.32% |
| Benchmark | S&P BSE 200 TRI (65), CRISIL Composite Bond Index (25), Domestic Price of Gold (10) |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 858 Cr |
| (As on 31-Jul-2023) | |
| Expense | 1.03% |
| (As on 31-Jul-2023) | |
| Risk Grade | Average |
| Return Grade | Below Average |
| Turnover | 187.00% |
UTI Multi Asset Allocation Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| UTI Multi Asset Dir | 11.87 | -0.60 | -0.34 | 5.87 | 13.46 | 15.92 | 12.94 | 9.35 | 9.16 | 9.97 |
| VR Balanced TRI | 7.61 | -0.25 | -1.04 | 5.88 | 10.85 | 10.74 | 18.13 | 11.38 | 12.41 | 13.51 |
| Hybrid: Multi Asset Allocation | 9.84 | -0.34 | 0.26 | 5.96 | 11.34 | 13.56 | 15.18 | 9.90 | 8.55 | 10.24 |
| Rank within category | 4 | 17 | 14 | 11 | 4 | 4 | 7 | 4 | 2 | 2 |
| Number of funds in category | 16 | 18 | 18 | 17 | 17 | 15 | 9 | 6 | 4 | 3 |
UTI Multi Asset Allocation Fund Peer Comparison
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| UTI Multi Asset Dir | 2 star | 15.92 | 12.94 | 9.35 | 1.03 | 858 | 8.32 | 1.00 (365) | 10Y 7M | 187.00 |
| ICICI Pru Multi Asset Dir | 5 star | 19.92 | 25.64 | 16.51 | 1.02 | 21,705 | 16.23 | 1.00 (365) | 10Y 7M | 33.00 |
| ICICI Pru Asset Allocator (FOF) Dir | 4 star | 14.81 | 16.74 | 13.17 | 0.21 | 20,384 | 12.28 | 1.00 (365) | 10Y 7M | 6.00 |
| HDFC Multi Asset Dir | 4 star | 12.76 | 16.16 | 12.26 | 0.85 | 1,913 | 11.14 | 1.00 (365) | 10Y 7M | 18.49 |
| Tata Multi Asset Opp Dir | 4 star | 14.14 | 19.34 | — | 0.47 | 1,757 | 19.96 | 1.00 (365) | 3Y 5M | 23.08 |
Portfolio Analysis of UTI Multi Asset Fund
| No. of Stocks | 48 |
| Top 10 Holdings | 50.60% |
| Top 5 Stocks | 36.31% |
| Top 3 Sectors | 29.67% |
| Portfolio P/B Ratio | 3.44 |
| Portfolio P/E Ratio | 22.11 |
| Avg Credit Rating | AAA |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,07,844 | 1,70,805 |
| Giant (%) | 40.89 | 52.51 |
| Large (%) | 41.03 | 19.29 |
| Mid (%) | 16.45 | 20.19 |
| Small (%) | 1.62 | 8.96 |
| Tiny (%) | — | 0.03 |
| Fund | Category | |
| Number of Securities | 56 | 41 |
| Macaulay Duration (yrs) | 3.06 | 1.98 |
| Average Maturity (yrs) | 4.39 | 2.71 |
| Yield to Maturity (%) | 6.85 | 7.17 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For UTI Multi Asset Allocation Fund
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