August 26, 2023
mayank
UTI Liquid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by Chanakyamfguidance.com
NAV Growth: Rs 3,793.6527
Yearly NAV IDCW: Rs 1,668.4000
Weekly NAV IDCW: Rs 1,178.0490
Quarterly NAV IDCW: Rs 1,575.6898
NAV IDCW Monthly: Rs 1,048.1911
Half Yearly NAV IDCW: Rs 1,303.2387
Fortnightly NAV IDCW: Rs 1,155.2640
Daily NAV IDCW: Rs 1,062.4117
NAV Flexi IDCW: Rs 1,374.1693
Suitable For Which Investors?
“Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don’t need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.
The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.
Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.”
Fund’s Investment Strategy:
The scheme seeks to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.
Fund Manager:
1) Amit Sharma
Education: Mr. Sharma is a B.Com, CA, FRM
Experience: He has been associated with the Dept. of Fund Management of UTI for the past 5 years.
Investment Details
| Min. Investment (Rs) | 500 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | — |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | — |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | Exit load of 0.0070% if redeemed within 1 day |
| 0.0065% if redeemed within 2 days | |
| 0.0060% if redeemed within 3 days | |
| 0.0055% if redeemed within 4 days | |
| 0.0050% if redeemed within 5 days | |
| 0.0045% if redeemed within 6 days. |
Basic Details of UTI Liquid Fund
| Fund House | UTI Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 6.79% |
| Benchmark | CRISIL Liquid Debt A-I Index |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 33,902 Cr |
| (As on 31-Jul-2023) | |
| Expense | 0.16% |
| (As on 31-Jul-2023) | |
| Risk Grade | — |
| Return Grade | Above Average |
UTI Liquid Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| UTI Liquid Cash Dir | 4.55 | 0.02 | 0.56 | 1.70 | 3.53 | 6.80 | 4.67 | 5.30 | 5.78 | 6.67 |
| CCIL T Bill Liquidity Weight | 2.74 | 0.01 | 0.28 | 1.04 | 2.26 | 4.05 | 2.73 | 3.28 | 3.51 | 4.14 |
| Debt: Liquid | 4.48 | 0.02 | 0.56 | 1.69 | 3.48 | 6.71 | 4.62 | 5.22 | 5.72 | 6.64 |
| Rank within category | 7 | 12 | 15 | 16 | 7 | 9 | 11 | 12 | 12 | 13 |
| Number of funds in category | 35 | 36 | 36 | 35 | 35 | 35 | 34 | 31 | 30 | 28 |
UTI Liquid Fund Peer Comparison
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| UTI Liquid Cash Dir | 4 star | 6.80 | 4.67 | 5.30 | 0.16 | 33,902 | 6.79 | 0.01 (1) | 10Y 7M |
| ABSL Liquid Dir | 5 star | 6.86 | 4.69 | 5.36 | 0.21 | 46,406 | 6.86 | 0.01 (1) | 10Y 7M |
| Axis Liquid Dir | 4 star | 6.81 | 4.67 | 5.32 | 0.17 | 27,002 | 6.82 | 0.01 (1) | 10Y 7M |
| HSBC Liquid Dir | 4 star | 6.78 | 4.63 | 5.26 | 0.12 | 17,136 | 6.78 | 0.01 (1) | 10Y 7M |
| Mirae Asset Cash Management Dir | 4 star | 6.78 | 4.69 | 5.30 | 0.13 | 9,816 | 6.64 | 0.01 (1) | 10Y 7M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 113 | 58 |
| Macaulay Duration (yrs) | 0.10 | 0.11 |
| Average Maturity (yrs) | 0.10 | 0.09 |
| Yield to Maturity (%) | 6.84 | 6.82 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For UTI Liquid Fund
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