March 26, 2026
RA Jainee
UTI Focused Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 14.93 |
| NAV Bonus (Rs.) | — |
| NAV IDCW (Rs.) | 14.93 |
| Min. Investment (Rs.) | 5,000 |
| Min. SIP Investment (Rs.) | 500 |
| Min. No of Cheques | 6 |
| Benchmark | NIFTY 500 TRI |
| AUM Rs. | 2,511 Cr |
| (As on 28-Feb-2026) | |
| Expense | 0.62% |
| 1 Year Return (%) | -1.95 |
| 3 Year Return (%) | 14.51 |
| 5 Year Return (%) | — |
| 10 Year Return (%) | — |
| Return Since Launch | 9.15% |
⚖️ Sahifund Review – UTI Focused Fund ✔
PLUS: Stability, track record, cost efficiency
✓ Expense ratio of 0.62% is reasonable and keeps cost under control for active investors.
✓ The focused strategy with 29 stocks allows meaningful conviction rather than over-diversification.
✓ Backed by UTI Mutual Fund, which adds fund house credibility and comfort for long-term investors.
✓ Portfolio is tilted toward high-quality large caps, which can help stability during volatile phases.
✓ Suitable for SIP investors who prefer a concentrated but relatively stable equity approach.
✓ Focused funds can work well as a satellite allocation for investors who want sharper stock selection than broad flexi-cap funds.
MINUS: Large AUM, large-cap bias, momentum lag
⚖️ 1-year return is weak (-1.95%), showing recent momentum has not been encouraging.
⚖️ Has slightly lagged benchmark and category over 1-year and 3-year periods.
⚖️ Fund is still relatively young (under 5 years), so long-term consistency is not yet proven.
⚖️ Turnover at 50% is on the higher side, which may reduce portfolio stability.
⚖️ Very high large-cap bias (~79%) can limit alpha in mid/small-cap-led bull phases.
⚖️ Portfolio valuation (P/E 30.38, P/B 4.22) looks expensive, increasing correction risk if earnings disappoint.
Sahifund View (Decisive Line):
A disciplined, large-cap-heavy focused fund for cautious SIP investors — but currently it lacks the return edge to stand out as a top category pick.
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| NFO Guidance |
What lies ahead? Below we decode returns consistency, portfolio concentration, peer positioning and risk profile in detail.
Suitable For Which Investors?
Flexi-cap funds are suitable for investors:
1. Seeking exposure in a diversified set of stocks for high returns
2. Aiming for long-term wealth creation
3. With a 5+ year investment horizon
4. Who are at ease with the market’s ups and downs
Note:
• Invest only through SIP
Fund’s Investment Strategy:
The scheme seeks to generate long term capital appreciation by investing in equity & equity related instruments of maximum 30 stocks across market caps.
Fund Manager:
1) Vishal Chopda
Education: Mr. Chopda is BE, PGDM & CFA
Experience: He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | — |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 1% for redemption Within 365 days |
Basic Details of UTI Focused Equity Fund
| Fund House | UTI Mutual Fund |
| Launch Date | 25-Aug-21 |
| Return Since Launch | 9.15% |
| Benchmark | NIFTY 500 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | 2,511 Cr |
| (As on 28-Feb-2026) | |
| Expense | 0.62% |
| (As on 28-Feb-2026) | |
| Risk Grade | Average |
| Return Grade | Average |
| Turnover | 50.00% |
UTI Focused Fund Returns
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| UTI Focused Dir | -11.60 | 2.34 | -9.27 | -11.66 | -10.26 | -1.95 | 14.51 | — | — | — |
| BSE 500 TRI | -11.74 | 1.95 | -9.62 | -11.66 | -9.05 | -1.62 | 14.57 | — | — | — |
| Equity: Flexi Cap | -10.76 | 2.05 | -9.07 | -11.00 | -9.19 | -1.06 | 15.59 | — | — | — |
| Rank within category | 78 | 24 | 55 | 73 | 84 | 58 | 50 | — | — | — |
| Number of funds in category | 115 | 120 | 117 | 114 | 109 | 97 | 74 | 58 | 45 | 36 |
Peer Comparison of UTI Focused Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| UTI Focused Dir | 3 star | -1.95 | 14.51 | — | 0.62 | 2,511 | 9.15 | 1.00 (365) | 4Y 7M | 50.00 |
| Parag Parikh Flexi Cap Dir | 5 star | 0.08 | 18.28 | 16.74 | 0.63 | 1,34,253 | 18.35 | 2.00 (365) | 12Y 10M | 15.37 |
| HDFC Flexi Cap Dir | 5 star | 1.07 | 20.02 | 19.40 | 0.70 | 1,00,455 | 15.71 | 1.00 (365) | 13Y 2M | 9.45 |
| SBI Focused Dir | 4 star | 5.66 | 17.57 | 14.24 | 0.73 | 43,311 | 14.89 | 0.25 (30) | 13Y 2M | 33.00 |
| HDFC Focused Dir | 5 star | 0.27 | 19.71 | 20.95 | 0.63 | 27,136 | 14.58 | 1.00 (365) | 13Y 2M | 10.36 |
UTI Focused Fund Portfolio
| No. of Stocks | 29 |
| Top 10 Stocks | 53.92% |
| Top 5 Stocks | 33.64% |
| Top 3 Sectors | 4.71% |
| Portfolio P/B Ratio | 4.22 |
| Portfolio P/E Ratio | 30.38 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 3,12,891 | 1,80,281 |
| Giant (%) | — | — |
| Large (%) | 79.42 | 62.49 |
| Mid (%) | 13.43 | 21.89 |
| Small (%) | 7.15 | 15.99 |
| Tiny (%) | — | — |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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