August 28, 2023
mayank
UTI Conservative Hybrid Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by Chanakyamfguidance.com
NAV Growth: Rs 60.6689
NAV Monthly Payment: Rs 59.6801
Monthly NAV IDCW: Rs 17.5974
NAV Flexi IDCW: Rs 42.8479
Suitable For Which Investors?
“Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.”
Fund’s Investment Strategy:
The scheme seeks to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation.
Fund Manager:
1) Jaydeep Bhowal
Education: He has done B.Com, CA from ICAI and PGDFM from Welingkar Institute of Management, Mumbai
Experience: He began his career with UTI in November 2009. He has more than 10 years of experience and had been involved in various roles at UTI. Presently he is working as Dealer in Department of Fund Management – Fixed Income. Prior to joining the AMC he was associated with SJ & A.
2) Amit Kumar Premchandani
Education: Mr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.
Experience: Prior to joining UTI, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 1,000 |
| Lock-in Period | NA |
| Exit Load | For units in excess of 10% of the investment, 1% will be charged for redemption Within 365 days |
Basic Details of UTI Conservative Hybrid Fund
| Fund House | UTI Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 9.46% |
| Benchmark | NIFTY 50 Hybrid Composite Debt 15:85 |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | Rs 1,590 Cr |
| (As on 31-Jul-2023) | |
| Expense | 1.20% |
| (As on 31-Jul-2023) | |
| Risk Grade | Above Average |
| Return Grade | Average |
| Turnover | 22.00% |
UTI Conservative Hybrid Fund Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| UTI Regular Svngs Dir | 6.25 | -0.12 | 0.38 | 3.10 | 6.50 | 8.64 | 11.66 | 7.41 | 7.98 | 10.19 |
| VR MIP TRI | 5.73 | -0.26 | -0.61 | 2.78 | 6.67 | 8.64 | 9.92 | 8.28 | 8.44 | 9.37 |
| Hybrid: Conservative Hybrid | 6.76 | -0.13 | 0.36 | 3.17 | 6.91 | 8.97 | 9.59 | 8.02 | 7.97 | 9.95 |
| Rank within category | 20 | 15 | 12 | 16 | 21 | 18 | 8 | 15 | 12 | 10 |
| Number of funds in category | 32 | 32 | 32 | 32 | 32 | 32 | 28 | 25 | 25 | 22 |
UTI Conservative Hybrid Fund Peer Comparison
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| UTI Regular Svngs Dir | 3 star | 8.64 | 11.66 | 7.41 | 1.20 | 1,590 | 9.46 | 1.00 (365) | 10Y 7M | 22.00 |
| SBI Cons Hybrid Dir | 5 star | 10.96 | 12.78 | 10.31 | 0.61 | 8,262 | 9.93 | 1.00 (365) | 10Y 7M | — |
| ICICI Pru Regular Svngs Dir | 4 star | 9.21 | 10.17 | 9.55 | 0.92 | 3,308 | 10.56 | 1.00 (365) | 10Y 7M | 15.00 |
| HDFC Hybrid Debt Dir | 4 star | 11.53 | 12.24 | 9.63 | 1.30 | 2,869 | 9.74 | 1.00 (365) | 10Y 7M | — |
| Kotak Debt Hybrid Dir | 5 star | 10.82 | 12.58 | 11.00 | 0.45 | 1,950 | 10.69 | 1.00 (180) | 10Y 7M | 24.23 |
Portfolio Analysis of UTI Conservative Hybrid Fund
| Number of Stocks | 60 |
| Number of Bonds | 33 |
| Average Maturity (yrs) | 8.66 |
| Top 10 Holdings | 40.49% |
| Portfolio P/B Ratio | 3.44 |
| Portfolio P/E Ratio | 22.82 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,10,537 | 1,94,276 |
| Giant (%) | 43.81 | 58.07 |
| Large (%) | 22.76 | 16.88 |
| Mid (%) | 28.31 | 18.08 |
| Small (%) | 5.12 | 10.76 |
| Tiny (%) | — | — |
| Fund | Category | |
| Number of Securities | 93 | 56 |
| Macaulay Duration (yrs) | 4.15 | 3.14 |
| Average Maturity (yrs) | 8.66 | 5.28 |
| Yield to Maturity (%) | 7.50 | 7.47 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For UTI Conservative Hybrid Fund
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