August 19, 2025
RA Jainee
Union Multicap Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 16.3300
NAV IDCW: Rs 16.3300
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
This fund is mandated to invest at least 25 per cent of its money each in stocks of large, medium and small-sized companies. Such funds can be fairly volatile since at least 50% of their assets will always be invested in mid and small cap stocks which generally experience more severe ups and downs. This makes them suitable for long-term investors who don’t mind higher risk, but we suggest you also consider flexi-cap funds which offer complete freedom to fund managers to choose companies of different sizes.
Like for all equity funds, you must invest only through the SIP route.
Fund’s Investment Strategy:
The Scheme seeks to achieve long term capital appreciation by investing in equity and equity related instruments of large, mid and small cap companies.
Fund Manager:
1) Harshad Patwardhan
Education: Mr. Patwardhan is B.Tech from IIT, MBA from IIM and CFA.
Experience: Prior to joining Union AMC, he was associated with Edelweiss AMC,Girik Wealth Advisors,JPMorgan Asset Management India Private Limited since June 2006 as CIO-Equities. Prior to that Mr. Patwardhan worked for two years with Deutsche Equities India Private Limited as a senior research analyst and has had extensive experience with several foreign brokerage houses covering a variety of sectors.
2) Sanjay Bembalkar
Education: Mr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder.
Experience: Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 1% for redemption within 15 days |
Basic Details of Union Multicap Fund
| Fund House | Union Mutual Fund |
| Launch Date | 19-Dec-22 |
| Return Since Launch | 20.20% |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 1,165 Cr |
| (As on 31-Jul-2025) | |
| Expense | 0.93% |
| (As on 31-Jul-2025) | |
| Risk Grade | — |
| Return Grade | — |
| Turnover | 125.00% |
Trailing Returns (%) of Union Multicap Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Union Multicap Dir | 0.43 | 1.18 | -0.43 | 3.81 | 14.52 | 2.11 | — | — | — | — |
| VR Multicap TRI | 0.65 | 1.21 | -2.54 | 1.35 | 13.89 | -0.91 | — | — | — | — |
| Equity: Multi Cap | 0.84 | 1.20 | -1.66 | 2.51 | 14.56 | 2.21 | — | — | — | — |
| Rank within category | 21 | 21 | 5 | 7 | 19 | 12 | — | — | — | — |
| Number of funds in category | 34 | 37 | 36 | 35 | 34 | 28 | 14 | 0 | 0 | 0 |
Peer Comparison of Union Multicap Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Union Multicap Dir | Unrated | 2.11 | — | — | 0.93 | 1,165 | 20.20 | 1.00 (15) | 2Y 8M | 125.00 |
| Nippon India Multi Cap Dir | 5 star | 4.18 | 24.15 | 30.64 | 0.71 | 45,881 | 17.07 | 1.00 (365) | 12Y 7M | 19.00 |
| Kotak Multicap Dir | 4 star | 0.12 | 24.27 | — | 0.42 | 18,854 | 19.40 | 1.00 (365) | 3Y 10M | 35.86 |
| HDFC Multi Cap Dir | 4 star | -0.53 | 22.25 | — | 0.73 | 18,336 | 20.09 | 1.00 (365) | 3Y 8M | 6.06 |
| ICICI Pru Multicap Dir | 4 star | 1.68 | 21.00 | 25.03 | 0.93 | 15,523 | 16.82 | 1.00 (365) | 12Y 7M | 62.00 |
Portfolio Analysis of Union Multicap Fund
| No. of Stocks | 77 |
| Top 10 Stocks | 28.81% |
| Top 5 Stocks | 18.74% |
| Top 3 Sectors | 49.50% |
| Portfolio P/B Ratio | 5.17 |
| Portfolio P/E Ratio | 34.89 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,08,690 | 92,224 |
| Giant (%) | 36.13 | 33.68 |
| Large (%) | 20.35 | 20.81 |
| Mid (%) | 35.95 | 34.34 |
| Small (%) | 7.57 | 11.17 |
| Tiny (%) | — | 0.17 |
Chanakya’s Mutual Fund Guidance For Union Multicap Fund
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