August 18, 2025
RA Jainee
Union Focused Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 26.7900
NAV IDCW: Rs 26.7900
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.
Like for all equity funds, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme seek to seek to generate capital appreciation by investing in a portfolio of select equity and equity linked securities across market caps.
Fund Manager:
1) Pratik Dharmshi
Education: Mr. Dharmshi has done B. Com & CA
Experience: Prior to joining Union AMC, he was associated with UTI Pension Fund Limited, Safe Enterprises, Girik Capital, Edelweiss AMC, JP Morgan India Pvt. Ltd., CRISIL Ltd. & Morgan Stanley Advantage Services Pvt. Ltd.
2) Vinod Malviya
Education: Mr. Malviya has done Bachelors of Management Studies, Masters in Financial Management and CFA (Level-III cleared)
Experience: Prior to joining Union Mutual Fund, he was associated with Florintree Advisors Pvt. Ltd., East India Securities Ltd. and Amit Nalin Securities Pvt. Ltd.
Investment Details
| Min. Investment (Rs) | 1,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 1,000 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Perio | dNA |
| Exit Load | 1% for redemption within 15 days |
Basic Details of Union Focused Fund
| Fund House | Union Mutual Fund |
| Launch Date | 05-Aug-19 |
| Return Since Launch | 17.75% |
| Benchmark | BSE 500 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 422 Cr |
| (As on 31-Jul-2025) | |
| Expense | 1.46% |
| (As on 31-Jul-2025) | |
| Risk Grade | Average |
| Return Grade | Below Average |
| Turnover | 106.00% |
Trailing Returns (%) of Union Focused Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Union Focused Dir | -0.45 | 0.07 | -0.33 | 4.16 | 10.89 | 3.64 | 13.28 | 19.13 | — | — |
| BSE 500 TRI | 2.10 | -0.04 | -2.44 | 1.34 | 10.48 | 0.59 | 15.19 | 20.94 | — | — |
| Equity: Flexi Cap | 0.44 | 0.00 | -2.16 | 1.96 | 10.54 | 1.97 | 16.82 | 20.89 | — | — |
| Rank within category | 64 | 36 | 6 | 14 | 42 | 33 | 61 | 39 | — | — |
| Number of funds in category | 96 | 106 | 103 | 101 | 96 | 88 | 70 | 54 | 41 | 35 |
Peer Comparison of Union Focused Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Union Focused Dir | 2 star | 3.64 | 13.28 | 19.13 | 1.46 | 422 | 17.75 | 1.00 (15) | 6Y | 106.00 |
| Parag Parikh Flexi Cap Dir | 5 star | 11.13 | 21.09 | 23.97 | 0.63 | 1,13,281 | 19.92 | 2.00 (365) | 12Y 2M | 18.49 |
| HDFC Flexi Cap Dir | 5 star | 9.01 | 22.75 | 28.48 | 0.72 | 80,642 | 17.00 | 1.00 (365) | 12Y 7M | 20.37 |
| HDFC Focused Dir | 5 star | 10.37 | 23.68 | 28.93 | 0.59 | 21,456 | 15.87 | 1.00 (365) | 12Y 7M | 24.68 |
| Franklin India Flexi Cap Dir | 4 star | 2.46 | 19.45 | 25.34 | 0.89 | 18,988 | 16.78 | 1.00 (365) | 12Y 7M | 19.82 |
Portfolio Analysis of Union Focused Fund
| No. of Stocks | 29 |
| Top 10 Stocks | 47.93% |
| Top 5 Stocks | 29.18% |
| Top 3 Sectors | 61.10% |
| Portfolio P/B Ratio | 4.42 |
| Portfolio P/E Ratio | 35.59 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,57,029 | 1,80,247 |
| Giant (%) | 43.96 | 50.47 |
| Large (%) | 27.05 | 22.66 |
| Mid (%) | 23.38 | 21.80 |
| Small (%) | 5.62 | 6.50 |
| Tiny (%) | — | 0.18 |
Chanakya’s Mutual Fund Guidance For Union Focused Fund
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