November 19, 2025
RA Jainee
Unifi Dynamic Asset Allocation Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: ₹ 10.5587
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.
These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.
Like for all equity-linked investments, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks to generate income and/or capital appreciation by investing in a dynamically managed portfolio of fixed income instruments, equity & equity derivatives and other permissible equity/hybrid instruments.
Fund Manager:
1) Saravanan V N
Education: B. Com. from Loyola College (affiliated to Madras University), Chartered Accountant (ICAI)
Experience: Prior to joining Unifi MF he worked for ICICI Bank, Aithent technologies and PWC in their compliance, risk management and audit departments
2) Aejas Lakhani
Education: MA (Economics), M. Com, MBA.
Experience: Prior to joining Unifi MF he was associated with Edelweiss Asset Management Limited.
3) Karthik Srinivas
Education: Chartered Accountant (ICAI, CFA.
Experience: Prior to joining Unifi MF he was associated with Sanmar Group and Deloitte in their Risk Advisory practice.
Investment Details
| Min. Investment (₹) | 5,000 |
| Min. Addl Investment (₹) | 1,000 |
| Min. SIP Investment (₹) | 500 |
| Min. Withdrawal (₹) | — |
| Min. No of Cheques | 6 |
| Min. Balance (₹) | — |
| Lock-in Period | NA |
| Exit Load | For units in excess of 20% of the investment, 1.5% will be charged for redemption within 12 months |
Basic Details of Unifi Dynamic Asset Allocation Fund
| Fund House | Unifi Mutual Fund |
| Launch Date | 13-Mar-25 |
| Return Since Launch | 5.59% |
| Benchmark | CRISIL Hybrid 50+50 Moderate Index |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | ₹ 950 Cr |
| (As on 31-Oct-2025) | |
| Expense | 0.93% |
| (As on 31-Oct-2025) | |
| Risk Grade | — |
| Return Grade | — |
| Turnover | — |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Unifi Dynamic Asset Allocation Dir | — | 0.06 | 0.61 | 1.90 | 3.66 | — | — | — | — | — |
| VR Dynamic Asset TRI | — | -0.39 | 0.83 | 3.30 | 4.16 | — | — | — | — | — |
| Hybrid: Dynamic Asset Allocation | — | -0.28 | 0.69 | 2.97 | 4.17 | — | — | — | — | — |
| Rank within category | — | 3 | 25 | 33 | 26 | — | — | — | — | — |
| Number of funds in category | 37 | 40 | 40 | 38 | 38 | 37 | 29 | 22 | 18 | 10 |
Peer Comparison of Unifi Dynamic Asset Allocation Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Unifi Dynamic Asset Allocation Dir | Unrated | — | — | — | 0.93 | 950 | 5.59 | 1.50 (360) | 8M | — |
| HDFC Balanced Advantage Dir | 5 star | 9.47 | 19.13 | 22.59 | 0.73 | 1,06,494 | 15.63 | 1.00 (365) | 12Y 10M | 20.72 |
| ICICI Pru Balanced Advantage Dir | 4 star | 12.07 | 14.15 | 14.14 | 0.87 | 68,450 | 13.18 | 1.00 (365) | 12Y 10M | 30.00 |
| SBI Balanced Advantage Dir | 5 star | 10.16 | 15.20 | — | 0.73 | 38,628 | 12.76 | 1.00 (365) | 4Y 2M | 20.00 |
| Tata Balanced Advantage Dir | 4 star | 7.44 | 12.43 | 13.54 | 0.44 | 9,906 | 13.19 | 0.50 (30) | 6Y 9M | 35.93 |
Portfolio Analysis of Unifi Dynamic Asset Allocation Fund
| No. of Stocks | 107 |
| Top 10 Holdings | 31.58% |
| Top 5 Stocks | 18.07% |
| Top 3 Sectors | 7.93% |
| Portfolio P/B Ratio | 2.61 |
| Portfolio P/E Ratio | 21.33 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,96,431 | 2,56,688 |
| Giant (%) | 57.39 | 63.10 |
| Large (%) | 22.99 | 18.37 |
| Mid (%) | 17.68 | 14.23 |
| Small (%) | 1.94 | 4.50 |
| Tiny (%) | — | 0.25 |
| Fund | Category | |
| Number of Securities | 238 | 119 |
| Macaulay Duration (yrs) | 2.30 | 3.48 |
| Average Maturity (yrs) | 3.00 | 5.95 |
| Yield to Maturity (%) | 9.40 | 6.69 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Unifi Dynamic Asset Allocation Fund
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Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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