January 17, 2026
RA Jainee
The Wealth Company Balanced Advantage Fund – Direct | Growth
📌 Fund Snapshot & Key Details
| Particulars | Details |
|---|---|
| Fund House | The Wealth Company Mutual Fund |
| Scheme Type | Open-ended |
| Category | Hybrid: Dynamic Asset Allocation |
| Benchmark | CRISIL Hybrid 50+50 Moderate Index |
| NFO Opens | 27 January 2026 |
| NFO Closes | 10 February 2026 |
| Plan / Option | Growth, IDCW |
| Minimum Investment (Rs.) | 5,000 |
| Exit Load | 1% if redeemed within 180 days |
| Lock-in Period | NA |
| Riskometer | Very High |
| Registrar | KFin Technologies Ltd. |
⚖️ Sahifund NFO Review
The Wealth Company Balanced Advantage Fund – Direct | Growth
PLUS
• Dynamic equity–debt allocation helps navigate market cycles
• Balanced structure aims to reduce drawdowns during volatile phases
• Suitable for investors seeking tax-efficient equity-oriented exposure
• Backed by an experienced team with long stints across leading AMCs
• Can serve as a core allocation for conservative-to-moderate equity investors
MINUS
• Asset-allocation models may underperform in sharp bull markets
• “Very High” riskometer may not align with investor expectations from BAFs
• Exit load of 180 days reduces short-term flexibility
• Returns depend heavily on model timing and execution
• Limited transparency on allocation framework at NFO stage
Sahifund View
A cycle-aware balanced strategy best suited for investors who value drawdown control and discipline over chasing peak-market returns.
👉 Apply Online | Ask Us MF Queries |
⏱️ Last Updated: 08 January 2026, 10.00 AM
📊 Sahifund Interpretation of the Benchmark
The CRISIL Hybrid 50+50 Moderate Index represents a static blend of 50% equity (S&P BSE 200) and 50% debt (CRISIL Composite Bond Fund Index), designed to mirror a balanced portfolio’s long-term behaviour.
While the benchmark provides a stable risk reference, it does not actively adjust allocations during market extremes—unlike a Balanced Advantage Fund.
Sahifund Insight:
Outperformance will depend on the fund’s ability to dynamically shift equity and debt versus this static benchmark.
👤 Sahifund Interpretation of Fund Managers & Their Performance
Aparna Shanker
A veteran across SBI MF, UTI and Birla Global Finance, bringing deep experience in hybrid and fixed-income strategies with strong risk-management orientation.
Umesh Sharma
Extensive exposure across Franklin Templeton, UTI, Invesco and ICICI Bank strengthens asset-allocation discipline and product execution.
Varun Nanavati
Background across CRISIL, Citi and KPMG adds analytical rigour, governance and portfolio oversight strength.
Sahifund Assessment:
The team combines asset allocation, debt expertise, and institutional risk management, which aligns well with a balanced advantage mandate.
🎯 Suitable for Which Investors?
Suitable if you:
• Want equity participation with volatility control
• Have a 3–5 year investment horizon
• Prefer dynamic allocation over fixed equity exposure
• Are building a core hybrid allocation
Avoid if you:
• Expect aggressive equity-like returns
• Are investing for the short term
• Prefer transparent, rule-based allocation models
• Are uncomfortable with model-driven decisions
❓ Should You Invest in This NFO?
Yes, selectively.
This NFO is suitable for investors seeking a disciplined, cycle-aware core holding within their portfolio. It is not designed to maximise returns in euphoric markets but aims to protect capital during downturns.
Final Word:
A stability-oriented hybrid fund — effective for disciplined investors who prioritise consistency over excitement.
⚠️ Disclaimer
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
Quicklinks