September 18, 2025
RA Jainee
Tata Short Term Bond Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 53.6152
Monthly NAV IDCW: Rs 24.3523
NAV IDCW: Rs 28.4503
Suitable For Which Investors?
Short Duration debt funds invest mainly in bonds maturing in a period of one to three years. They are suitable for investment horizons of one to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.
The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit. There have been instances when short duration funds have incurred losses.
Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run.
Fund’s Investment Strategy:
The scheme seeks to generate regular income/appreciation over a short term period.
Fund Manager:
1) Amit Somani
Education: Mr.Somani is a B.Com, PGDBM and CFA.
Experience: Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.
2) Abhishek Sonthalia
Education: Mr. Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder.
Experience: Prior to joining Tata Mutual Fund, he has worked with CRISIL Ltd. and TCS.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 0 |
Basic Details of Tata Short Term Bond Fund
| Fund House | Tata Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 7.58% |
| Benchmark | CRISIL Short Duration Debt A-II Index |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 3,463 Cr |
| (As on 31-Aug-2025) | |
| Expense | 0.35% |
| (As on 31-Aug-2025) | |
| Risk Grade | Average |
| Return Grade | Average |
Trailing Returns (%) of Tata Short Term Bond Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Tata Short Term Bond Dir | 5.93 | 0.08 | 0.34 | 0.98 | 4.21 | 8.07 | 7.82 | 6.35 | 6.74 | 6.94 |
| CCIL T Bill Liquidity Weight | 3.53 | 0.03 | 0.29 | 0.88 | 2.52 | 4.74 | 4.58 | 3.59 | 3.73 | 3.89 |
| Debt: Short Duration | 6.21 | 0.07 | 0.43 | 1.14 | 4.61 | 8.46 | 7.96 | 6.76 | 7.28 | 7.46 |
| Rank within category | 23 | 7 | 24 | 24 | 25 | 22 | 16 | 13 | 15 | 15 |
| Number of funds in category | 25 | 26 | 26 | 26 | 26 | 25 | 24 | 21 | 19 | 17 |
Peer Comparison of Tata Short Term Bond Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | |
| Tata Short Term Bond Dir | 3 star | 8.07 | 7.82 | 6.35 | 0.35 | 3,463 | 7.58 | — | 12Y 8M |
| ICICI Pru Short Term Dir | 5 star | 8.77 | 8.34 | 7.24 | 0.45 | 22,314 | 8.56 | — | 12Y 8M |
| HDFC Short Term Debt Dir | 5 star | 8.46 | 8.03 | 6.73 | 0.40 | 18,236 | 8.10 | — | 12Y 8M |
| Axis Short Duration Dir | 4 star | 9.07 | 8.13 | 6.78 | 0.38 | 12,129 | 8.23 | — | 12Y 8M |
| ABSL Short Term Dir | 4 star | 8.63 | 8.09 | 6.99 | 0.36 | 10,648 | 8.63 | — | 12Y 8M |
Portfolio Breakup
| Fund | Category | |
| Number of Securities | 57 | 68 |
| Macaulay Duration (yrs) | 2.82 | 2.62 |
| Average Maturity (yrs) | 3.41 | 3.49 |
| Yield to Maturity (%) | 6.82 | 6.82 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Tata Short Term Bond Fund
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