January 24, 2026
RA Jainee
Tata ELSS Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 51.23 |
| NAV Bonus (Rs.) | — |
| NAV IDCW (Rs.) | 230.14 |
| Min. Investment (Rs.) | 500 |
| Min. SIP Investment (Rs.) | 500 |
| Min. No of Cheques | 12 |
| Benchmark | NIFTY 500 TRI |
| AUM Rs. | 4,748 Cr |
| (As on 31-Dec-2025) | |
| Expense | 0.72% |
| 1 Year Return (%) | 7.78 |
| 3 Year Return (%) | 15.98 |
| 5 Year Return (%) | 16.29 |
| 10 Year Return (%) | 15.95 |
| Return Since Launch | 21.88% |
⚖️ Sahifund Review – Tata ELSS Fund ✔
PLUS: Stability, track record, cost efficiency
X
MINUS: Large AUM, large-cap bias, momentum lag
X
Sahifund View (Decisive Line):
X
👉 Apply Online | Ask Us MF Queries |
| NFO Guidance |
What lies ahead? Below we decode returns consistency, portfolio concentration, peer positioning and risk profile in detail.
Suitable For Which Investors?
ELSS funds are suitable for investors:
1. Seeking tax savings u/s 80C through a diversified equity portfolio
2. Aiming for long-term wealth creation
3. With a 5+ year investment horizon
4. Who are at ease with the market’s ups and downs
Note:
• Invest only through SIP
• The fund has a lock-in-period of 3 years
Fund’s Investment Strategy:
The scheme seeks to provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.
Fund Manager:
1) Sailesh Jain
Education: Mr. Jain is a Commerce Graduate and an MBA.
Experience: Prior to joining TATA Mutual Fund, he has worked with Invesco Mutual Fund, IDFC Securities Ltd. as Head Derivatives, Quant Broking Pvt Ltd. as Vice President and IIFL(India Infoline) as Vice President.
Investment Details
| Min. Investment (Rs) | 500 |
| Min. Addl Investment (Rs) | 500 |
| Min. SIP Investment (Rs) | 500 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 12 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | 3 Years |
| Exit Load | 0 |
Basic Details of Tata ELSS Fund
| Fund House | Tata Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 16.50% |
| Benchmark | NIFTY 500 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | 4,748 Cr |
| (As on 31-Dec-2025) | |
| Expense | 0.72% |
| (As on 31-Dec-2025) | |
| Risk Grade | Average |
| Return Grade | Average |
| Turnover | 21.88% |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Tata ELSS Dir | -3.62 | 0.80 | -4.04 | -1.84 | 0.83 | 7.78 | 15.98 | 16.29 | 16.25 | 15.95 |
| BSE 500 TRI | -3.60 | 0.76 | -3.57 | -3.05 | -0.95 | 8.48 | 15.19 | 15.27 | 15.35 | 15.31 |
| Equity: ELSS | -3.57 | 0.69 | -3.80 | -3.63 | -2.12 | 6.80 | 16.65 | 16.31 | 16.19 | 15.67 |
| Rank within category | 25 | 12 | 27 | 5 | 8 | 20 | 20 | 17 | 14 | 12 |
| Number of funds in category | 40 | 40 | 40 | 40 | 40 | 39 | 36 | 33 | 30 | 28 |
Peer Comparison of Tata ELSS Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Tata ELSS Dir | 2 star | 7.78 | 15.98 | 16.29 | 0.72 | 4,748 | 16.50 | — | 13Y | 21.88 |
| SBI ELSS Tax Saver Dir | 5 star | 7.78 | 23.17 | 20.71 | 0.92 | 32,609 | 16.08 | — | 13Y | 12.00 |
| DSP ELSS Tax Saver Dir | 4 star | 10.76 | 20.07 | 19.35 | 0.67 | 17,609 | 17.49 | — | 13Y | 34.00 |
| HDFC ELSS Tax Saver Dir | 5 star | 11.86 | 20.71 | 20.97 | 1.08 | 17,163 | 15.06 | — | 13Y | 16.48 |
| Bandhan ELSS Tax Saver Dir | 4 star | 9.14 | 15.85 | 18.75 | 0.66 | 7,333 | 17.13 | — | 13Y | 33.00 |
Portfolio Analysis of Tata ELSS Fund
| No. of Stocks | 62 |
| Top 10 Stocks | 41.87% |
| Top 5 Stocks | 27.80% |
| Top 3 Sectors | 60.69% |
| Portfolio P/B Ratio | 3.63 |
| Portfolio P/E Ratio | 25.09 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,77,928 | 2,10,955 |
| Giant (%) | — | — |
| Large (%) | 65.14 | 64.28 |
| Mid (%) | 14.13 | 18.72 |
| Small (%) | 20.73 | 19.21 |
| Tiny (%) | — | — |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
Quicklinks
- Chanakyanipothi.com
- Staffavailable.com
- BigGaddi.com
- Latest IPO GMP
- Best Stocks to buy today
- Grey Market Premium
- Upcoming IPOs
- Subscription Status