March 26, 2026
RA Jainee
Tata India Consumer Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 45.54 |
| NAV Bonus (Rs.) | — |
| NAV IDCW (Rs.) | 45.54 |
| Min. Investment (Rs.) | 5,000 |
| Min. SIP Investment (Rs.) | 100 |
| Min. No of Cheques | 6 |
| Benchmark | NIFTY India Consumption TRI |
| AUM Rs. | 2,491 Cr |
| (As on 28-Feb-2026) | |
| Expense | 0.76% |
| 1 Year Return (%) | -2.31 |
| 3 Year Return (%) | 16.24 |
| 5 Year Return (%) | 14.47 |
| 10 Year Return (%) | 16.93 |
| Return Since Launch | 15.95% |
⚖️ Sahifund Review – Tata India Consumer Fund ✔
PLUS: Stability, track record, cost efficiency
✓ Strong long-term consistency with 16.24% 3-year, 14.47% 5-year and 16.93% 10-year returns, making it one of the steadier consumption funds.
✓ Has outperformed both benchmark and category over most medium- and long-term periods, which is a big positive.
✓ Backed by Tata Mutual Fund, giving it strong fund house credibility.
✓ Portfolio of 36 stocks offers focused diversification without becoming too cluttered.
✓ Consumption as a theme remains relevant for investors betting on India’s rising spending and premiumisation story.
✓ Suitable for SIP investors who want a defensive growth theme rather than a cyclical sector bet.
MINUS: Large AUM, large-cap bias, momentum lag
⚖️ 1-year return is still negative (-2.31%), which shows recent momentum has not been strong.
⚖️ Portfolio is highly concentrated, with top 3 sectors at 76.20%, increasing thematic risk.
⚖️ Turnover at 56.91% is fairly high, suggesting more portfolio churn than ideal.
⚖️ Valuation profile is expensive (P/E 47.43, P/B 8.79), which raises correction risk if earnings disappoint.
⚖️ Being a sectoral/thematic fund, it should not be treated as a core diversified equity holding.
⚖️ Consumer themes can underperform for long stretches when markets favour infra, manufacturing or cyclicals.
Sahifund View (Decisive Line):
A high-quality thematic SIP fund for patient investors — but best used as a long-term satellite bet, not as your main equity fund.
👉 Apply Online | Ask Us MF Queries |
| NFO Guidance |
What lies ahead? Below we decode returns consistency, portfolio concentration, peer positioning and risk profile in detail.
Suitable For Which Investors?
Consumption funds are suitable for investors:
1. Seeking exposure in shares of consumer facing companies for high returns
2. Aiming for long term wealth creation
3. With a 5+ year investment horizon
4. Who are at ease with the market’s ups and downs
Note:
• Invest only through SIP
Fund’s Investment Strategy:
The scheme seeks long term capital appreciation by investing atleast 80% of it’s net assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.
Fund Manager:
1) Sonam Udasi
Education: Mr. Udasi is a B.Com and also holds PGDM(Finance).
Experience: Prior to joining Tata AMC he was associated with ASK Raymond James, JM Financial AMC, Prime Securities, BRICS Securities and IDBI Capital Market Services Ltd.
2) Aditya Bagul
Education: Mr. Bagul has done B.Com, CA and CFA
Experience: Prior to joining Tata Mutual Fund, he has worked with Axis Capital Ltd., Ambit Capital and Reliance Capital
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | NA |
| Exit Load | 0.25% for redemption within 30 days |
Basic Details of Tata India Consumer Fund
| Fund House | Tata Mutual Fund |
| Launch Date | 28-Dec-15 |
| Return Since Launch | 15.95% |
| Benchmark | NIFTY India Consumption TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | 2,491 Cr |
| (As on 28-Feb-2026) | |
| Expense | 0.76% |
| (As on 28-Feb-2026) | |
| Risk Grade | Above Average |
| Return Grade | Above Average |
| Turnover | 56.91% |
Tata India Consumer Fund Returns
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Tata India Consumer Dir | -13.30 | 2.11 | -7.27 | -13.13 | -13.79 | -2.31 | 16.24 | 14.47 | 14.12 | 16.93 |
| BSE 500 TRI | -11.74 | 1.95 | -9.62 | -11.66 | -9.05 | -1.62 | 14.57 | 12.52 | 13.22 | 13.90 |
| Equity: Thematic-Consumption | -13.88 | 2.07 | -9.47 | -13.81 | -15.24 | -4.86 | 13.66 | 13.53 | 13.83 | 14.82 |
| Rank within category | 7 | 13 | 2 | 6 | 6 | 6 | 1 | 4 | 5 | 1 |
| Number of funds in category | 28 | 31 | 31 | 27 | 24 | 24 | 11 | 11 | 10 | 8 |
Peer Comparison of Tata India Consumer Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Tata India Consumer Dir | 3 star | -2.31 | 16.24 | 14.47 | 0.76 | 2,491 | 15.95 | 0.25 (30) | 10Y 2M | 56.91 |
| Mirae Asset Great Consumer Dir | 4 star | -2.73 | 14.55 | 14.61 | 0.44 | 4,473 | 16.09 | 1.00 (365) | 13Y 2M | 48.00 |
| ICICI Pru Bharat Consumption Dir | 5 star | -4.22 | 13.63 | 14.22 | 1.11 | 3,093 | 13.29 | 1.00 (90) | 6Y 11M | 68.00 |
| Nippon India Consumption Dir | 4 star | -6.00 | 13.38 | 15.32 | 0.60 | 2,512 | 12.66 | 1.00 (30) | 13Y 2M | 41.00 |
| Baroda BNP Paribas India Consumption Dir | 4 star | -5.75 | 14.19 | 13.03 | 0.64 | 1,455 | 16.09 | 1.00 (365) | 7Y 6M | 57.00 |
Tata India Consumer Fund Portfolio
| No. of Stocks | 36 |
| Top 10 Stocks | 49.41% |
| Top 5 Stocks | 30.60% |
| Top 3 Sectors | 76.20% |
| Portfolio P/B Ratio | 8.79 |
| Portfolio P/E Ratio | 47.43 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 91,309 | 1,48,158 |
| Giant (%) | — | — |
| Large (%) | 56.42 | 64.53 |
| Mid (%) | 19.38 | 18.79 |
| Small (%) | 24.21 | 20.57 |
| Tiny (%) | — | — |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
Quicklinks
- Chanakyanipothi.com
- Staffavailable.com
- BigGaddi.com
- Latest IPO GMP
- Best Stocks to buy today
- Grey Market Premium
- Upcoming IPOs
- Subscription Status