September 15, 2025
RA Jainee
Tata Housing Opportunities Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 15.9012
NAV IDCW: Rs 15.9012
Suitable For Which Investors?
Such thematic funds are avoidable for most investors because:
• They have a narrow investment focus
• Instead, diversified equity funds which invest across sectors/themes are better
If you still choose to invest:
1. Invest only through SIP
2. Have a 7+ year investment horizon
3. Be prepared to withstand interim sharp declines in investment value
Fund’s Investment Strategy:
The scheme seeks to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing theme.
Fund Manager:
1) Aditya Bagul
Education: Mr. Bagul has done B.Com, CA and CFA
Experience: Prior to joining Tata Mutual Fund, he has worked with Axis Capital Ltd., Ambit Capital and Reliance Capital
2) Murthy Nagarajan
Education: Mr. Nagarajan is a M.Com, ICWA and PGPMS.
Experience: Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
3) Kapil Malhotra
Education: Mr.Malhotra has done B.Sc(Hons.) in Business and Administration and MBA(PGPEM)
Experience: Prior to joining Tata Mutual Fund, he has worked with Trust Financial Consultancy Services Pvt Ltd., Avvanti Advisors Pvt. Ltd.and SHK India Pvt Ltd
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 1% for redemption within 30 days |
Basic Details of Tata Housing Opportunities Fund
| Fund House | Tata Mutual Fund |
| Launch Date | 02-Sep-22 |
| Return Since Launch | 16.54% |
| Benchmark | Nifty Housing TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 524 Cr |
| (As on 31-Aug-2025) | |
| Expense | 0.72% |
| (As on 31-Aug-2025) | |
| Risk Grade | — |
| Return Grade | — |
| Turnover | 13.05% |
Trailing Returns (%) of Tata Housing Opportunities Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Tata Housing Opportunities Dir | -1.77 | 0.27 | 1.68 | -0.55 | 16.27 | -8.85 | 16.28 | — | — | — |
| BSE 500 TRI | 4.50 | 0.36 | 2.88 | 1.26 | 15.00 | -2.34 | 15.00 | — | — | — |
Peer Comparison
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Tata Housing Opportunities Dir | Unrated | -8.85 | 16.28 | — | 0.72 | 524 | 16.54 | 1.00 (30) | 3Y | 13.05 |
| ICICI Pru India Opportunities Dir | Unrated | 1.72 | 23.71 | 32.24 | 0.63 | 29,871 | 22.72 | 1.00 (365) | 6Y 8M | 64.00 |
| ICICI Pru Business Cycle Dir | Unrated | 6.53 | 23.00 | — | 0.74 | 13,643 | 23.05 | 1.00 (30) | 4Y 7M | 31.00 |
| HDFC Manufacturing Dir | Unrated | 0.64 | — | — | 0.77 | 11,537 | 9.83 | 1.00 (30) | 1Y 3M | 31.29 |
| Franklin India Opportunities Dir | Unrated | 1.39 | 29.32 | 30.34 | 0.52 | 7,509 | 18.39 | 1.00 (365) | 12Y 8M | 56.93 |
Portfolio Analysis of Tata Housing Opportunities Fund
| No. of Stocks | 30 |
| Top 10 Stocks | 50.99% |
| Top 5 Stocks | 31.76% |
| Top 3 Sectors | 73.05% |
| Portfolio P/B Ratio | 3.68 |
| Portfolio P/E Ratio | 30.11 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,02,281 | 1,25,093 |
| Giant (%) | 44.68 | 43.00 |
| Large (%) | 14.42 | 24.03 |
| Mid (%) | 23.85 | 27.30 |
| Small (%) | 17.06 | 9.62 |
| Tiny (%) | — | 0.82 |
Chanakya’s Mutual Fund Guidance For Tata Housing Opportunities Fund
WILL POST SOON
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