January 13, 2026
RA Jainee
Tata Digital India Fund
| Fund at a Glance | |
| NAV Growth (Rs.) | 56.38 |
| NAV Bonus (Rs.) | — |
| NAV IDCW (Rs.) | 56.38 |
| Min. Investment (Rs.) | 5,000 |
| Min. SIP Investment (Rs.) | 100 |
| Min. No of Cheques | 6 |
| Benchmark | NIFTY IT TRI |
| AUM Rs. | 12,255 Cr |
| (As on 31-Dec-2025) | |
| Expense | 0.43% |
| 1 Year Return (%) | -9.73 |
| 3 Year Return (%) | 16.98 |
| 5 Year Return (%) | 15.26 |
| 10 Year Return (%) | 18.94 |
| Return Since Launch | 18.78% |
⚖️ Sahifund Review – Tata Digital India Fund ✔
PLUS: Stability, track record, cost efficiency
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MINUS: Large AUM, large-cap bias, momentum lag
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Sahifund View (Decisive Line):
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| NFO Guidance |
What lies ahead? Below we decode returns consistency, portfolio concentration, peer positioning and risk profile in detail.
Suitable For Which Investors?
Nobody should invest in Technology funds in our opinion, because:
• They have a narrow focus on only information technology companies
• Instead, diversified equity funds which invest across sectors are better
If you still choose to invest:
1. Invest only through SIP
2. Have a 7+ year investment horizon
3. Be prepared to withstand interim sharp declines in investment value
Fund’s Investment Strategy:
The scheme seeks long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.
Fund Manager:
1) Hasmukh Vishariya
Education: Chartered Accountant
Experience: Prior to joining Tata MF he was associated with Star Union Dai-Ichi Life Insurance Ltd,
2) Meeta Shetty
Education: Ms. Shetty is Bachelor in Economics and CFA Charterholder
Experience: Prior to joining TATA Mutual Fund, she has worked with Kotak Securities, HDFC Securities, AMSEC(Asian Market Securities), Dalal & Broacha Stock Broking and karvey Stock Broking.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | NA |
| Exit Load | 0.25% for redemption within 30 days |
Basic Details of Tata Digital India Fund
| Fund House | Tata Mutual Fund |
| Launch Date | 28-Dec-15 |
| Return Since Launch | 18.78% |
| Benchmark | NIFTY IT TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 12,255 Cr |
| (As on 31-Dec-2025) | |
| Expense | 0.43% |
| (As on 31-Dec-2025) | |
| Risk Grade | — |
| Return Grade | — |
| Turnover | 9.16% |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Tata Digital India Dir | -1.13 | -0.30 | -2.03 | 3.27 | 1.87 | -9.73 | 16.98 | 15.26 | 21.18 | 18.94 |
| BSE IT TRI | -0.13 | -0.30 | -0.86 | 5.67 | 0.13 | -14.84 | 10.82 | 8.62 | 16.95 | 15.48 |
| Equity: Sectoral-Technology | -0.94 | -0.21 | -2.03 | 3.16 | 1.62 | -5.72 | 17.77 | 15.48 | 21.25 | 18.66 |
| Rank within category | 11 | 17 | 11 | 10 | 10 | 13 | 4 | 3 | 3 | 1 |
| Number of funds in category | 21 | 21 | 21 | 21 | 21 | 19 | 7 | 5 | 5 | 5 |
Peer Comparison of Tata Digital India Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Tata Digital India Dir | Unrated | -9.73 | 16.98 | 15.26 | 0.43 | 12,255 | 18.78 | 0.25 (30) | 10Y | 9.16 |
| ICICI Pru Technology Dir | Unrated | -3.55 | 16.78 | 15.29 | 0.99 | 15,892 | 20.90 | 1.00 (15) | 13Y | 46.00 |
| SBI Technology Opportunities Dir | Unrated | 1.55 | 18.64 | 17.59 | 0.89 | 5,229 | 20.38 | 0.50 (15) | 13Y | 20.00 |
| ABSL Digital India Dir | Unrated | -5.67 | 15.90 | 14.55 | 0.79 | 4,837 | 20.10 | 1.00 (30) | 13Y | 48.00 |
| Franklin India Technology Dir | Unrated | -1.88 | 24.19 | 14.71 | 1.07 | 1,996 | 18.94 | 1.00 (365) | 13Y | 29.08 |
Portfolio Analysis of Tata Digital India Fund
| No. of Stocks | 41 |
| Top 10 Stocks | 69.31% |
| Top 5 Stocks | 51.81% |
| Top 3 Sectors | 89.73% |
| Portfolio P/B Ratio | 6.43 |
| Portfolio P/E Ratio | 30.58 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,85,379 | 2,93,613 |
| Giant (%) | 55.75 | 61.21 |
| Large (%) | 20.60 | 19.57 |
| Mid (%) | 15.06 | 15.00 |
| Small (%) | 8.58 | 10.30 |
| Tiny (%) | — | 0.15 |
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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