September 13, 2025
RA Jainee
Tata Business Cycle Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 20.0290
NAV IDCW: Rs 20.0290
Suitable For Which Investors?
Such thematic funds are avoidable for most investors because:
• They have a narrow investment focus
• Instead, diversified equity funds which invest across sectors/themes are better
If you still choose to invest:
1. Invest only through SIP
2. Have a 7+ year investment horizon
3. Be prepared to withstand interim sharp declines in investment value
Fund’s Investment Strategy:
The scheme seeks to generate long-term capital appreciation by investing with focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles.
Fund Manager:
1) Hasmukh Vishariya
Education: Chartered Accountant
Experience: Prior to joining Tata MF he was associated with Star Union Dai-Ichi Life Insurance Ltd,
2) Rahul Singh
Education: Mr. Singh is B.Tech & PGDBM
Experience: Prior to Tata AMC, he has worked with Ampersand Capital Investment Advisors LLP, Standard Chartered Securities and Citigroup Global Markets India.
2) Murthy Nagarajan
Education: Mr. Nagarajan is a M.Com, ICWA and PGPMS.
Experience: Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd.
3) Sailesh Jain
Education: Mr. Jain is a Commerce Graduate and an MBA.
Experience: Prior to joining TATA Mutual Fund, he has worked with Invesco Mutual Fund, IDFC Securities Ltd. as Head Derivatives, Quant Broking Pvt Ltd. as Vice President and IIFL(India Infoline) as Vice President.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 0.5% for redemption within 30 days |
Basic Details of Tata Business Cycle Fund
| Fund House | Tata Mutual Fund |
| Launch Date | 04-Aug-21 |
| Return Since Launch | 18.41% |
| Benchmark | NIFTY 500 TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 2,837 Cr |
| (As on 31-Aug-2025) | |
| Expense | 0.50% |
| (As on 31-Aug-2025) | |
| Risk Grade | — |
| Return Grade | — |
| Turnover | 60.79% |
Trailing Returns (%)
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Tata Business Cycle Dir | 0.50 | 0.21 | 2.01 | 0.92 | 13.54 | -6.13 | 19.86 | — | — | — |
| BSE 500 TRI | 4.50 | 0.36 | 2.88 | 1.26 | 15.00 | -2.34 | 15.00 | — | — | — |
Peer Comparison
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Tata Business Cycle Dir | Unrated | -6.13 | 19.86 | — | 0.50 | 2,837 | 18.41 | 0.50 (30) | 4Y 1M | 60.79 |
| ICICI Pru India Opportunities Dir | Unrated | 1.72 | 23.71 | 32.24 | 0.63 | 29,871 | 22.72 | 1.00 (365) | 6Y 7M | 64.00 |
| ICICI Pru Business Cycle Dir | Unrated | 7.53 | 23.07 | — | 0.74 | 13,643 | 22.96 | 1.00 (30) | 4Y 7M | 31.00 |
| HDFC Manufacturing Dir | Unrated | 0.64 | — | — | 0.77 | 11,537 | 9.83 | 1.00 (30) | 1Y 3M | 31.29 |
| Franklin India Opportunities Dir | Unrated | 2.81 | 29.75 | 30.37 | 0.52 | 7,509 | 18.40 | 1.00 (365) | 12Y 8M | 56.93 |
Portfolio Analysis of Tata Business Cycle Fund
| No. of Stocks | 64 |
| Top 10 Stocks | 32.13% |
| Top 5 Stocks | 19.61% |
| Top 3 Sectors | 46.00% |
| Portfolio P/B Ratio | 3.02 |
| Portfolio P/E Ratio | 25.85 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,06,915 | 1,25,093 |
| Giant (%) | 38.53 | 43.00 |
| Large (%) | 24.19 | 24.03 |
| Mid (%) | 26.77 | 27.30 |
| Small (%) | 10.51 | 9.62 |
| Tiny (%) | — | 0.82 |
Chanakya’s Mutual Fund Guidance For Tata Business Cycle Fund
WILL POST SOON
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
Apply Online: https://online.tatamutualfund.com/login
>> Post your MF questions @ sahifund.com/ask-me/
>> NFO Guidance:
https://sahifund.com/category/nfos/
Quicklinks
- Chanakyanipothi.com
- Staffavailable.com
- BigGaddi.com
- Latest IPO GMP
- Best Stocks to buy today
- Grey Market Premium
- Upcoming IPOs
- Subscription Status