December 8, 2025
RA Jainee
Tata BSE Multicap Consumption 50:30:20 Index Fund Direct-Growth
Tata BSE Multicap Consumption 50:30:20 Index Fund Direct-Growth snapshot
| NFO opens on | 08 December 2025 |
| NFO Closes on | 23 December 2025 |
| Min. Investment | Rs. 5000 |
| Plans | Growth, IDCW |
| Sahifund Verdict | Tata BSE Multicap Consumption 50:30:20 Index Fund aims to capture India’s long-term consumption growth by investing across large, mid and small-cap consumption-driven companies. The underlying index has delivered strong 3–10 year annualised returns of 16–18%, though valuations remain on the higher side (PE 46+). The fund is suitable for long-term thematic investors who believe in the structural India consumption story and are comfortable with near-term volatility. Not ideal for conservative or short-term investors. |
⏱️ Last Update: 11 December 2025, 10.00 AM
Table of Contents:
1. NFO Open date, Close date
2. NFO Investment Strategy
3. Basic Details NFO
4. Benchmark Index NFO
5. Fund Manager | Performance Review of Fund Manager
6. Should You Invest in this NFO?
7. Invest Online
What is the Tata BSE Multicap Consumption 50:30:20 Index Fund Direct-Growth Open Date, Close Date?
NFO opens on December 08, 2025
NFO will close on December 23, 2025
Investment Strategy for this NFO?
The scheme seeks to provide returns, before expenses, that commensurate with the performance of BSE Multicap Consumption 50:30:20 Index (TRI), subject to tracking error.
Basic Details
| Fund House | Tata Mutual Fund |
| Issue Open | 08 December 2025 |
| Issue Close | 23 December 2025 |
| Type | Open-ended |
| Category | Equity: Thematic-Consumption |
| Min. Investment(₹) | 5,000 |
| Plans | Growth, IDCW |
| Lock-in Period | NA |
| Exit Load | 0.25% for redemption within 15 days |
| Riskometer | Very High |
| Benchmark | BSE Multicap Consumption 50:30:20 TRI |
About Benchmark Index for this NFO?
The BSE Multicap Consumption (50:30:20) Index aims to track the performance of stocks representing the Consumption theme. Top 100 stocks from a universe of stocks belonging to the MEI Sectors ‘Consumer Discretionary’ or ‘Fast Moving Consumer Goods (FMCG)’ would be included in the index.
Methodology Overview
1• Stocks in the index are grouped into Large, Mid & Small as per assigned Aggregate weightages.
2• Individual constituent within each group is further capped at 10%.
For complete details please view the Methodology document at
https://www.bseindices.com/Downloads/BSE_Indices_Methodology.pdf
Quick Facts
| Launch Date | 20th October 2025 |
| First Vlaue Date | 19th December 2005 |
| Base Value | 1000 |
| Number of Constituents | 100 |
| Reconstitution Frequecy | Semiannually in June and December |
| Weighting Method | Capped Float – Adj. Market Cap |
| Index Universe | BSE 500 |
| Calculation Currencies | INR |
Fund Managers of Tata BSE Multicap Consumption 50:30:20 Index Fund Direct-Growth
1) Nitin Bharat Sharma
Education: MFM, BAF (Bachelor of Commerce Accounting & Finance)
Experience: Mr. Nitin Sharma joined Tata Asset Management in March 2025 as an Investment Dealer. He brings strong expertise in equity and ETF trading, gained from his previous roles at Share India Securities Ltd and Sharekhan Ltd, where he was part of their equity and ETF dealing teams.
He holds a master’s in financial management from Mumbai University and has a deep understanding of financial markets. From July 2025, he has also taken on the additional responsibility of Fund Manager – Index Funds.
2) Rakesh Prajapati
Education: Mr. Prajapati has done B.Com
Experience: Mr. Rakesh Prajapati is Assistant Fund Manager for Index Funds. He joined Tata Asset Management in June 2023 as a Senior Manager – Derivatives Dealer. He brings extensive experience in derivatives trading, having previously worked with ICICI Securities Ltd, Edelweiss Securities Ltd, and IDFC Securities Ltd, where he held key roles on the derivatives dealing desk.
With a strong background in market analysis and risk management, Rakesh plays a crucial role in optimizing derivative strategies. He holds a Bachelor of Commerce degree from Mumbai University and brings a deep understanding of financial markets to his role.
AMC
Tata Asset Management Private Ltd
Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai – 400021
Website: http://www.tatamutualfund.com
Registrar & Transfer Agent
Computer Age Management Services Ltd.
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai – 600002
Website: www.camsonline.com
Review for Tata BSE Multicap Consumption 50:30:20 Index Fund Direct-Growth @ sahifund.com by Paresh Gordhandas, C.A. & Research Analyst
[ A ] Benchmark Performance of BSE Multicap Consumption 50:30:20 TRI
Performance
| INDEX LEVEL | RETURNS | ANNUALIZED RETURNS | ||||||
| 1 MO | 3 MOS | YTD* | 1 YR | 3 YRS | 5 YRS | 10 YRS | ||
| TOTAL RETURNS | 14638.71 | -1.16% | 0.79% | -0.60% | -0.95% | 16.28% | 18.81% | 13.91% |
| PRICE RETURNS | 11710.80 | -1.24% | 0.69% | -1.56% | -1.91% | 15.20% | 17.65% | 12.80% |
Risk
| Index Level | Annualised Risk | ANNUALIZED RISK-ADJUSTED RETURNS | ||||||
| 1 YRS | 3 YRS | 5 YRS | 10 YRS | 1 YRS | 3 YRS | 5 YRS | 10 YRS | |
| Total Returns | 14.62% | 14.53% | 14.56% | 17.56% | -0.06 | 1.11 | 1.29 | 0.79 |
| Price Returns | 14.68% | 14.49% | 14.56% | 17.59% | -0.13 | 1.04 | 1.21 | 0.73 |
Fundamentals
| PE | PB | DIV. YIELD% |
| 46.66 | 8.25 | 1 |
Index Characteristics
| NUMBER OF CONSTITUENTS | – |
| CONSTITUENT MARKET CAP [INR CRORE] | |
| MEAN TOTAL MARKET CAP | 87721.45 |
| LARGEST TOTAL MARKET CAP | 579644.1 |
| SMALLEST TOTAL MARKET CAP | 9530.29 |
| MEDIAN TOTAL MARKET CAP | 44762.51 |
| WEIGHT LARGEST CONSTITUENT [%] | 6.85 |
| WEIGHT TOP 10 CONSTITUENTS [%] | 35.33 |
Past Performance of Nitin Sharma
| Fund | Tata BSE Quality Index Fund | It’s Benchmark | Tata BSE Sensex Index Fund | It’s Benchmark |
| 1 Year | — | — | 5.46 | 5.96 |
| 3 Year | — | — | 11.56 | 14.33 |
| 5 Year | — | — | 14.13 | 16.89 |
| 7 Year | — | — | 13.62 | 15.37 |
| 10 Year | — | — | 13.24 | 14.68 |
As on 08-12-2025
Past Performance of Rakesh Prajapati
| Fund | Tata Nifty 50 Exchange Traded Fund | It’s Benchmark | Tata Nifty 50 Index Fund | It’s Benchmark |
| 1 Year | 7.27 | 5.96 | 6.71 | 5.96 |
| 3 Year | 13.06 | 14.33 | 12.46 | 14.33 |
| 5 Year | 15.84 | 16.89 | 15.20 | 16.89 |
| 7 Year | — | — | 14.05 | 15.37 |
| 10 Year | — | — | 13.41 | 14.68 |
As on 08-12-2025
[B] Review of Fund Managers
Nitin Bharat Sharma
-
Background: MFM, BAF (Bachelor of Commerce Accounting & Finance), He holds a master’s in financial management from Mumbai University and has a deep understanding of financial markets. From July 2025, he has also taken on the additional responsibility of Fund Manager – Index Funds.
Rakesh Prajapati
-
Background: B.Com, With a strong background in market analysis and risk management, Rakesh plays a crucial role in optimizing derivative strategies. He holds a Bachelor of Commerce degree from Mumbai University and brings a deep understanding of financial markets to his role.
Sahifund Verdict:
This NFO offers exposure to the BSE Multicap Consumption 50:30:20 TRI, a diversified index of 100 stocks across FMCG and Consumer Discretionary sectors, weighted 50% large-cap, 30% mid-cap and 20% small-cap. The index has a solid long-term record with 3/5/10-year annualised returns of 16.28%, 18.81% and 13.91%, reflecting India’s steady domestic demand cycle. However, the valuation profile is expensive with a PE of 46.66 and PB of 8.25, implying limited buffer during market corrections.
The index methodology caps individual weight at 10%, ensuring diversification without concentration risk. Fund managers Nitin Sharma and Rakesh Prajapati bring relevant ETF/index fund dealing experience, though long-term index fund track records are limited.
As a passive fund, performance will largely mirror the consumption theme’s strength and its semi-annual reconstitution. Investors seeking a low-cost, rule-based way to play India’s structural consumption boom may consider it for long-term allocation.
Sahifund Verdict: X (Neutral; valuation comfort remains low).
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
Is it good to invest in Tata BSE Multicap Consumption 50:30:20 Index Fund Direct-Growth NFO?
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