September 13, 2025
RA Jainee
Tata Banking and Financial Services Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 49.4849
NAV IDCW: Rs 49.4849
Suitable For Which Investors?
This is a fund that invests mainly in shares of banks and financial services companies.
We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in flexi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.
But if you do invest, you must do so only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.
Fund Manager:
1) Amey Sathe
Education: Mr. Sathe is MMS & CFA
Experience: Prior to joining TATA Mutual Fund he has worked with JM Financial Institutional Securities Ltd as Assistant Vice President Equity Research, CARE Ratings as Deputy Manager and HDFC Securities in Equity research.
Investment Details
| Min. Investment (Rs) | 5,000 |
| Min. Addl Investment (Rs) | 1,000 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 500 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | 500 |
| Lock-in Period | NA |
| Exit Load | 0.25% for redemption within 30 days |
Basic Details of Tata Banking and Financial Services Fund
| Fund House | Tata Mutual Fund |
| Launch Date | 28-Dec-15 |
| Return Since Launch | 17.89% |
| Benchmark | NIFTY Financial Services TRI |
| Riskometer | Very High |
| Type | Open-ended |
| Assets | Rs 2,819 Cr |
| (As on 31-Aug-2025) | |
| Expense | 0.47% |
| (As on 31-Aug-2025) | |
| Risk Grade | Average |
| Return Grade | Average |
| Turnover | 21.95% |
Trailing Returns (%) of Tata Banking and Financial Services Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Tata Banking & Financial Services Dir | 11.26 | 0.46 | 1.40 | -1.31 | 16.46 | 8.46 | 18.22 | 22.18 | 15.23 | — |
| BSE Bankex TRI | 7.37 | 0.38 | 0.24 | -2.27 | 12.25 | 5.57 | 10.72 | 20.09 | 11.28 | — |
| Equity: Sectoral-Banking | 10.35 | 0.48 | 0.82 | -0.79 | 16.70 | 7.50 | 15.70 | 22.11 | 13.56 | — |
| Rank within category | 11 | 22 | 9 | 22 | 14 | 10 | 4 | 6 | 4 | — |
| Number of funds in category | 33 | 39 | 39 | 37 | 36 | 31 | 18 | 12 | 11 | 10 |
Peer Comparison
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Tata Banking & Financial Services Dir | 3 star | 8.46 | 18.22 | 22.18 | 0.47 | 2,819 | 17.89 | 0.25 (30) | 9Y 8M | 21.95 |
| SBI Banking & Financial Services Dir | 4 star | 12.72 | 18.73 | 23.19 | 0.77 | 8,371 | 15.92 | 0.50 (30) | 10Y 6M | 123.00 |
| Nippon India Banking & Financial Srvices Dir | 5 star | 6.38 | 17.44 | 26.15 | 0.99 | 6,990 | 14.38 | 1.00 (30) | 12Y 8M | 24.00 |
| HDFC Banking & Financial Services Dir | 4 star | 5.96 | 16.62 | — | 0.77 | 4,041 | 14.66 | 1.00 (30) | 4Y 2M | 17.81 |
| Sundaram Financial Services Opportunities Dir | 4 star | 1.21 | 18.09 | 23.89 | 0.79 | 1,460 | 13.98 | 0.50 (30) | 12Y 8M | 54.00 |
Portfolio Analysis of Tata Banking and Financial Services Fund
| No. of Stocks | 33 |
| Top 10 Stocks | 60.63% |
| Top 5 Stocks | 47.42% |
| Top 3 Sectors | 95.19% |
| Portfolio P/B Ratio | 2.30 |
| Portfolio P/E Ratio | 19.60 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 1,85,485 | 3,57,379 |
| Giant (%) | 60.10 | 66.51 |
| Large (%) | 8.16 | 18.93 |
| Mid (%) | 25.23 | 16.22 |
| Small (%) | 6.50 | 5.39 |
| Tiny (%) | — | — |
Chanakya’s Mutual Fund Guidance For Tata Banking and Financial Services Fund
WILL POST SOON
Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
Apply Online: https://online.tatamutualfund.com/login
>> Post your MF questions @ sahifund.com/ask-me/
>> NFO Guidance:
https://sahifund.com/category/nfos/
Quicklinks
- Chanakyanipothi.com
- Staffavailable.com
- BigGaddi.com
- Latest IPO GMP
- Best Stocks to buy today
- Grey Market Premium
- Upcoming IPOs
- Subscription Status