August 13, 2025
RA Jainee
Sundaram Equity Savings Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 81.4803
NAV IDCW Half Yearly: Rs 16.8266
Suitable For Which Investors?
Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.
Fund’s Investment Strategy:
The scheme aims to provide capital appreciation and income distribution by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments.
Fund Manager:
1) Clyton Richard Fernandes
Education: Mr. Fernandes has done B.E and MBA
Experience: Prior to joining Sundaram Mutual Fund, he has worked with Canara HSBC Life, Mahindra Manulife AMC, Bank of Baroda Capital Markets and Systematix Shares & Stocks
2) Rohit Seksaria
Education: Mr. Seksaria is CS, CA & has done MBA from IIM Ahmedabad
Experience: Prior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.
3) Dwijendra Srivastava
Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.
Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 100 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | 0.5% for redemption within 7 days |
Basic Details of Sundaram Equity Savings Fund
| Fund House | Sundaram Mutual Fund |
| Launch Date | 23-May-02 |
| Return Since Launch | 9.41% |
| Benchmark | NIFTY Equity Savings TRI |
| Riskometer | Moderate |
| Type | Open-ended |
| Assets | Rs 1,116 Cr |
| (As on 31-Jul-2025) | |
| Expense | 0.61% |
| (As on 31-Jul-2025) | |
| Risk Grade | Average |
| Return Grade | High |
| Turnover | 71.20% |
Trailing Returns (%) of Sundaram Equity Savings Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Sundaram Equity Savings Dir | 4.47 | -0.21 | -0.60 | 1.84 | 5.76 | 7.07 | 12.91 | 13.01 | 10.70 | 10.03 |
| VR Equity Savings TRI | 3.90 | -0.20 | -1.31 | 2.50 | 5.90 | 3.42 | 10.33 | 11.65 | 9.48 | 9.28 |
| Hybrid: Equity Savings | 3.72 | -0.09 | -0.24 | 1.76 | 5.35 | 6.01 | 10.66 | 11.50 | 9.20 | 8.90 |
| Rank within category | 7 | 22 | 17 | 8 | 8 | 6 | 2 | 5 | 2 | 2 |
| Number of funds in category | 22 | 24 | 23 | 23 | 22 | 22 | 22 | 22 | 16 | 10 |
Peer Comparison of Sundaram Equity Savings Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Sundaram Equity Savings Dir | 4 star | 7.07 | 12.91 | 13.01 | 0.61 | 1,116 | 9.41 | 0.50 (7) | 23Y 2M | 71.20 |
| ICICI Pru Equity Savings Dir | 5 star | 7.17 | 9.23 | 10.05 | 0.48 | 15,302 | 8.62 | 0.25 (7) | 10Y 8M | 43.00 |
| Kotak Equity Savings Dir | 4 star | 5.33 | 12.46 | 12.55 | 0.66 | 8,452 | 10.20 | 1.00 (90) | 10Y 10M | 402.82 |
| DSP Equity Savings Dir | 5 star | 6.66 | 10.79 | 12.28 | 0.35 | 3,501 | 9.96 | — | 9Y 4M | 11.00 |
| Edelweiss Equity Savings Dir | 5 star | 8.84 | 12.03 | 11.92 | 0.57 | 750 | 9.92 | 0.25 (30) | 10Y 10M | 95.00 |
Portfolio Analysis of Sundaram Equity Savings Fund
| Number of Stocks | 67 |
| Number of Bonds | 13 |
| Average Maturity (yrs) | 3.23 |
| Top 10 Holdings | 49.48% |
| Portfolio P/B Ratio | 3.29 |
| Portfolio P/E Ratio | 21.44 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 4,77,792 | 3,15,603 |
| Giant (%) | 80.87 | 69.98 |
| Large (%) | 15.59 | 17.46 |
| Mid (%) | 2.77 | 9.77 |
| Small (%) | 0.77 | 3.76 |
| Tiny (%) | — | — |
| Fund | Category | |
| Number of Securities | 112 | 122 |
| Macaulay Duration (yrs) | 2.48 | 2.39 |
| Average Maturity (yrs) | 3.23 | 3.03 |
| Yield to Maturity (%) | 6.16 | 6.23 |
| Avg Credit Rating | GOI/Cash | — |
Chanakya’s Mutual Fund Guidance For Sundaram Equity Savings Fund
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Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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