August 13, 2025
RA Jainee
Sundaram Balanced Advantage Fund details, NAV, Portfolio, Returns, Peer Comparison, Fund Managers & Guidance by sahifund.com
NAV Growth: Rs 40.8030
NAV IDCW Monthly: Rs 18.8723
Suitable For Which Investors?
When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.
These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.
Like for all equity-linked investments, you must invest only through the SIP route.
Fund’s Investment Strategy:
The scheme seeks to generate long term capital appreciation with relatively lower volatility by allocation of funds into equity assets based on Price Earning Ratio (PE Ratio) levels. When the markets become expensive in terms of ‘Price to Earnings’ Ratio’; the scheme will reduce its allocation to equities and move assets into debt and/or money market instruments and vice versa.
Fund Manager:
1) Bharath S.
Education: Mr. Bharath is a B Com (H), MBA and ICWA.
Experience: Prior to joining Sundaram Mutual Fund he has worked with Navia Markets Ltd.
2) Dwijendra Srivastava
Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.
Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.
3) Sandeep Agarwal
Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.
Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.
4) Clyton Richard Fernandes
Education: Mr. Fernandes has done B.E and MBA
Experience: Prior to joining Sundaram Mutual Fund, he has worked with Canara HSBC Life, Mahindra Manulife AMC, Bank of Baroda Capital Markets and Systematix Shares & Stocks
Investment Details
| Min. Investment (Rs) | 100 |
| Min. Addl Investment (Rs) | 100 |
| Min. SIP Investment (Rs) | 100 |
| Min. Withdrawal (Rs) | 100 |
| Min. No of Cheques | 6 |
| Min. Balance (Rs) | — |
| Lock-in Period | NA |
| Exit Load | For units in excess of 25% of the investment, 1% will be charged for redemption within 365 days |
Basic Details of Sundaram Balanced Advantage Fund
| Fund House | Sundaram Mutual Fund |
| Launch Date | 01-Jan-13 |
| Return Since Launch | 11.80% |
| Benchmark | NIFTY 50 Hybrid Composite Debt 50:50 Index |
| Riskometer | Moderately High |
| Type | Open-ended |
| Assets | Rs 1,679 Cr |
| (As on 31-Jul-2025) | |
| Expense | 0.60% |
| (As on 31-Jul-2025) | |
| Risk Grade | Average |
| Return Grade | Average |
| Turnover | 69.50% |
Trailing Returns (%) of Sundaram Balanced Advantage Fund
| Fund name | YTD | 1D | 1M | 3M | 6M | 1Y | 3Y | 5Y | 7Y | 10Y |
| Sundaram Balanced Advantage Dir | 2.36 | -0.31 | -1.39 | 0.41 | 6.05 | 3.75 | 11.86 | 13.47 | 11.81 | 10.65 |
| VR Dynamic Asset TRI | 2.51 | -0.20 | -2.01 | 3.67 | 7.16 | 1.32 | 12.43 | 14.91 | 11.31 | 11.02 |
| Hybrid: Dynamic Asset Allocation | 2.35 | -0.14 | -1.38 | 1.23 | 6.30 | 3.10 | 12.75 | 13.97 | 11.05 | 10.36 |
| Rank within category | 24 | 34 | 18 | 32 | 22 | 22 | 20 | 12 | 7 | 5 |
| Number of funds in category | 37 | 38 | 38 | 38 | 37 | 37 | 28 | 22 | 17 | 10 |
Peer Comparison of Sundaram Balanced Advantage Fund
| Rating | 1 Year Returns | 3 Year Returns | 5 Year Returns | Expense Ratio (%) | Net Assets (Rs Cr) | Return Since Launch (%) | Exit Load (Days) | Fund Age | Turnover (%) | |
| Sundaram Balanced Advantage Dir | 3 star | 3.75 | 11.86 | 13.47 | 0.60 | 1,679 | 11.80 | 1.00 (365) | 12Y 7M | 69.50 |
| HDFC Balanced Advantage Dir | 5 star | 1.97 | 19.40 | 23.59 | 0.74 | 1,01,773 | 15.56 | 1.00 (365) | 12Y 7M | 24.22 |
| ICICI Pru Balanced Advantage Dir | 4 star | 6.45 | 13.27 | 14.91 | 0.86 | 64,964 | 13.05 | 1.00 (365) | 12Y 7M | 34.00 |
| SBI Balanced Advantage Dir | 5 star | 4.44 | 14.45 | — | 0.72 | 36,558 | 12.28 | 1.00 (365) | 3Y 11M | 25.00 |
| Kotak Balanced Advantage Dir | 4 star | 5.08 | 12.47 | 13.33 | 0.56 | 17,537 | 11.88 | 1.00 (180) | 7Y | 230.13 |
Portfolio Analysis of Sundaram Balanced Advantage Fund
| No. of Stocks | 72 |
| Top 10 Holdings | 36.82% |
| Top 5 Stocks | 25.46% |
| Top 3 Sectors | 29.09% |
| Portfolio P/B Ratio | 3.34 |
| Portfolio P/E Ratio | 22.20 |
Portfolio Breakup
| Fund | Category | |
| Average Mkt Cap (Rs Cr) | 3,20,284 | 2,51,769 |
| Giant (%) | 65.76 | 63.25 |
| Large (%) | 24.71 | 19.82 |
| Mid (%) | 8.39 | 12.99 |
| Small (%) | 1.14 | 4.14 |
| Tiny (%) | — | 0.43 |
| Fund | Category | |
| Number of Securities | 123 | 122 |
| Macaulay Duration (yrs) | 4.33 | 3.72 |
| Average Maturity (yrs) | 6.57 | 6.39 |
| Yield to Maturity (%) | 6.44 | 6.60 |
| Avg Credit Rating | AAA | — |
Chanakya’s Mutual Fund Guidance For Sundaram Balanced Advantage Fund
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Disclaimer: Mutual fund investments are subject to market risks. Read all scheme related documents carefully
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